JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on August 7, 2031. The notes seek an uncapped payoff of at least 2.14 times any positive Index return at maturity, with a 15.00% downside buffer.
Principal is fully repaid if the Index is flat or down by up to 15.00%; below that level, investors lose 1% of principal for each additional 1% Index decline, for a potential loss of up to 85.00% of principal, receiving as little as $150.00 per $1,000 note. The notes pay no interest, are issued in $1,000 minimums, and are expected to price on or about August 4, 2026 and settle on or about August 7, 2026.
If priced on the term-sheet date, the estimated value would be approximately $977.20 per $1,000, and will not be less than $900.00 per $1,000 when finalized. Key risks include the credit risk of JPMorgan Financial and JPMorgan Chase & Co., futures-related risks such as volatility and negative roll returns, lack of exchange listing and potentially limited liquidity, conflicts of interest, and uncertain U.S. federal tax treatment.
JPMorgan Chase Financial Company LLC is offering $785,000 of Uncapped Buffered Digital Notes linked to the lesser performing of the EURO STOXX 50® Index and the iShares® MSCI EAFE ETF, due July 9, 2032, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes target a fixed 55.00% Contingent Digital Return at maturity if each underlying finishes at or above its Initial Value, or down by up to the 15.00% Buffer Amount. If both underlyings exceed 155.00% of their Initial Values, investors also receive 2.75x any additional appreciation of the lesser performer above the 55.00% level. If either underlying falls more than 15.00% below its Initial Value, principal is reduced 1% for each additional 1% decline, with repayment as low as $150 per $1,000 note.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Financial subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity may be limited. The price to public is $1,000 per note, including $5 in selling commissions, with an estimated value of $974.60 per $1,000 note at pricing.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Auto Callable Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index. Each $1,000 note can be automatically called on July 28, 2027 if the index closes at or above the strike level.
If called, holders receive $1,000 plus a call premium of at least 12.65%. If not called and at maturity in July 2028 the index is above the strike, investors earn leveraged upside with an Upside Leverage Factor of at least 1.25. If the index is flat or down by up to the 20.00% buffer, principal is returned. Below the buffer, losses are amplified by a 1.25 Downside Leverage Factor and principal can be lost entirely.
The notes are unsecured obligations, not bank deposits or FDIC insured. Illustratively, if priced today the estimated value would be about $981 per $1,000, and when terms are set it will not be less than $970, reflecting selling, structuring and hedging costs. The issuer expects Section 871(m) dividend-equivalent withholding not to apply to Non-U.S. Holders, though the IRS could disagree.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., plans to offer auto callable buffered return enhanced notes linked to the EURO STOXX 50 Index. Each note has a $1,000 principal amount and may be automatically called on July 28, 2027 if the Index closes at or above the strike level, paying $1,000 plus at least a 14.00% call premium.
If not called, at maturity on July 20, 2028 investors participate in any positive Index return with at least a 1.25x Upside Leverage Factor, with no stated cap. A 15.00% buffer protects principal against moderate declines; beyond that, investors lose 1.17647% of principal for each additional 1% Index drop, up to total loss. The notes price at $1,000 but their estimated value would be about $980.80 per note, and will not be less than $970.00 when terms are set. Payments depend on the credit of the issuer and guarantor, and the notes are unsecured, unsubordinated obligations that are not bank deposits or FDIC-insured.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Auto Callable Dual Directional Barrier Notes linked to the S&P 500 Index, maturing January 21, 2028, in $1,000 denominations.
The notes may be automatically called on the July 19, 2027 Review Date if the Index closing level is at or above the Call Value (100% of the Strike Value of 7,572.40). In that case, holders receive $1,000 plus a Call Premium Amount of at least $105.50 per note, and the investment ends.
If not called, and the Final Value on January 18, 2028 exceeds the Strike Value, investors receive $1,000 plus the full Index Return. If the Final Value is between the Strike Value and the Barrier Amount of 6,057.92 (80% of Strike), they receive $1,000 plus the Absolute Index Return, capped at a 20.00% gain, or $1,200 per $1,000 note. Below the Barrier, principal is reduced one-for-one with Index losses, up to total loss.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of the issuer and guarantor, and have an estimated value of about $984.70 per $1,000 note (not less than $950.00), lower than the price to public due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $2,250,000 of Medium‑Term Notes, Series A, Digital Equity Notes due June 20, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount, is linked to the S&P 500 Index and pays no interest.
At maturity, investors receive $1,155.50 per $1,000 note if the S&P 500 final level is at least 87.50% of the initial level, capping the upside at 15.55%. If the index falls by more than 12.50%, principal is lost on a leveraged basis (buffer rate about 1.1429) and losses can reach 100%. The initial index level is 7,543.59; the issuer’s estimated value is $975.40 per $1,000, below the issue price, reflecting selling commissions of 1.95% and hedging and structuring costs. The notes are unsecured obligations of JPMorgan Financial, guaranteed by JPMorgan Chase & Co., are not FDIC insured, are not listed on any exchange, have no issuer call, and may have limited or illiquid secondary trading. Tax treatment is uncertain; counsel views them as prepaid financial contracts, and non‑U.S. holders are advised regarding Section 871(m) considerations.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $3,000,000 of Digital Barrier Notes linked to the lesser performing of the S&P 500 Index and the Dow Jones Industrial Average, maturing on July 14, 2031.
The notes pay no interest and do not provide dividends. At maturity, investors receive $1,460 per $1,000 note (a 46.00% Contingent Digital Return) if the final level of each index is at least 70.00% of its Strike Value. If either index finishes below its Barrier Amount, repayment is reduced 1% for each 1% decline of the lesser performing index from its Strike Value, leading to losses greater than 30% and possibly a total loss of principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed on any exchange, and may be difficult to sell. The price to public is $1,000 per note, including selling commissions of $6, while the issuer’s estimated value is $986.60 per $1,000 note.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto Callable Yield Notes linked separately to the State Street Financial Select Sector SPDR ETF (XLF) and The Progressive Corporation common shares (PGR), maturing on July 20, 2028. The notes pay at least 9.50% per annum in monthly interest as long as they remain outstanding.
The notes may be automatically called on review dates starting July 15, 2027 if each underlying’s closing value is at or above its strike ($56.56 for XLF; $205.22 for PGR), returning $1,000 plus interest. If not called, and on the final review date each underlying is at or above its trigger value, set at 65% of strike ($36.764 and $133.393), investors receive $1,000 plus final interest. If either finishes below its trigger, principal is reduced one-for-one with the decline of the lesser-performing underlying, so more than 35% and up to all principal can be lost. The notes are unsecured obligations of JPMorgan Chase Financial Company LLC, subject to the credit risk of both issuer and guarantor, have an indicative estimated value of about $980 per $1,000 note (and not less than $950 at pricing), and will not be listed, so liquidity and secondary pricing are uncertain.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to Occidental Petroleum common stock, due August 2, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. Investors receive a Contingent Interest Payment only on Review Dates when OXY’s closing price is at or above 65.00% of the Initial Value, the Interest Barrier. If that condition is met, any previously unpaid contingent interest is also paid. The notes are automatically called on a non-first, non-final Review Date if OXY closes at or above its Initial Value, returning $1,000 per note plus current and unpaid interest and ending further payments.
If the notes are not called and the Final Value is at or above the Trigger Value (also 65.00% of the Initial Value), investors receive full principal plus the final and any unpaid interest. If the Final Value is below the Trigger, repayment equals $1,000 + $1,000 × Stock Return, so investors lose principal one-for-one with OXY’s decline and may lose their entire investment. The hypothetical Contingent Interest Rate is at least 10.50% per annum (2.625% per quarter), but interest may never be paid. The notes are unsecured, not FDIC insured, and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value would be about $950 per $1,000 note if priced now and will not be less than $930 at pricing, below the $1,000 issue price because of selling, structuring and hedging costs; secondary market prices are expected to be lower than the issue price and liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering $465,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, due July 17, 2031, in minimum denominations of $1,000. The notes are unsecured, unsubordinated obligations fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, investors receive $1,000 plus 2.00x any positive index return, with no upside cap. If the index is flat or down by up to the 20.00% Buffer Amount, principal is returned. Below that threshold, investors lose 1% of principal for each additional 1% index decline, for up to an 80.00% loss (minimum payment $200 per $1,000).
The notes pay no interest, are not bank deposits and carry the credit risk of both the issuer and guarantor. Price to public is $1,000 per note, including $5 in selling commissions, for total proceeds of $462,675. The estimated value at pricing was $971.10 per $1,000, reflecting embedded costs for commissions, hedging and fees. The notes will not be listed, and secondary prices are expected to be below the issue price and sensitive to market, funding and credit factors. Tax counsel views the notes as prepaid financial contracts treated as “open transactions,” though future IRS guidance could change this outcome.