JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing Enhanced Jump Securities with Auto-Callable Feature due July 13, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations with principal at risk and no periodic interest, linked to the worst performer among Bloom Energy Class A, GE Vernova, and Vertiv Holdings Class A common stock. The aggregate principal amount is $1,146,000, with a $1,000 stated principal amount and issue price per security.
The securities are automatically redeemed if, on any of 12 scheduled determination dates (other than the final one), the closing price of each underlying stock is at or above its initial stock price. In that case, investors receive an early redemption payment equal to principal plus a return corresponding to approximately 89.00% per annum, ranging from $1,890.00 on the first determination date to $2,705.8333 on the twelfth. If not redeemed early and, at maturity, the final price of each stock is at least 50% of its initial stock price (the downside threshold level), investors receive a maturity redemption payment of $2,780.00 per $1,000 note, also corresponding to about 89.00% per annum.
If the notes are not called and the final price of any underlying stock is below its downside threshold, the payoff equals $1,000 multiplied by the stock performance factor of the worst performer (final price divided by initial price), resulting in a payment that will be less than 50% of principal and could be zero. Investors do not participate in any upside of the underlying stocks and forgo dividends. The notes carry the credit risk of JPMorgan Financial and JPMorgan Chase & Co. Selling commissions of $20.00 and a structuring fee of $5.00 per security are embedded in the $1,000 issue price, while the estimated value on the pricing date is $896.50 per $1,000, reflecting fees, hedging costs and issuer funding assumptions.
JPMorgan Chase & Co. is offering long-dated callable fixed rate notes due July 21, 2056 under its Series E medium‑term note program. The notes pay a fixed interest rate of 5.90% per annum, with interest paid in arrears each July 22, starting in 2027, using a 30/360 day‑count.
Beginning January 22, 2031, and on each January 22 and July 22 thereafter to January 22, 2056, JPMorgan may redeem the notes in whole at par plus accrued interest. The notes are unsecured obligations, not bank deposits or FDIC‑insured, and could absorb losses in a JPMorgan resolution under a single‑point‑of‑entry strategy, ranking behind creditors of subsidiaries. Special tax counsel expects the notes to be treated as fixed‑rate debt issued without original issue discount for U.S. federal income tax purposes. Price to public for certain institutional or fee‑based accounts will range from $927.60 to $1,000 per $1,000 note, with selling commissions up to $50 per note.
JPMorgan Chase Financial Company LLC is issuing 5-year auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, guaranteed by JPMorgan Chase & Co. The index references an unfunded total return position in the Invesco QQQ Trust, reduced by a 6.0% per annum daily deduction and a notional financing cost.
The notes pay a quarterly contingent interest rate of at least 11.50% per year (2.875% per quarter) only when the index is at or above 50% of its initial level on a review date. From the fourth review date onward, the notes are automatically called if the index is at or above its initial level, returning principal plus that period’s interest. If not called and the final index level is below the 50% trigger, repayment is reduced one-for-one with the index decline, with losses greater than 50% and up to full principal loss. The estimated value will be at least $900 per $1,000 note, and all payments depend on JPMorgan credit.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering $1,000,000 of callable variable-rate notes linked to the 10-Year Constant Maturity Treasury Rate. Investors pay $1,000 per note, with selling commissions of $15 and issuer proceeds of $985 per note.
The notes pay quarterly interest at an annual rate of 6.40% multiplied by the fraction of days each period when the Reference Rate is at or below a 5.50% barrier; on days above the barrier, interest accrues at 0%. The issuer may redeem the notes in whole on specified quarterly dates from July 15, 2027 through April 15, 2031, and any remaining principal plus accrued interest is due at maturity on July 15, 2031.
The initial estimated value is $973 per $1,000 note, below the price to public due to selling, structuring and hedging costs. For U.S. federal income tax purposes the notes are expected to be treated as contingent payment debt instruments, requiring accrual of original issue discount based on a comparable yield of 4.52% and a projected payment schedule.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes at $1,000 per note, linked separately to the Nasdaq-100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF, and maturing on March 29, 2028. The notes pay a contingent interest rate of at least 11.00% per annum, but only for Review Dates when the closing value of each underlying is at or above its Interest Barrier of 70.00% of Initial Value. Starting January 28, 2027, JPMorgan may redeem the notes early on certain Interest Payment Dates, returning $1,000 per note plus any due interest.
If the notes are not redeemed and, on the final Review Date, any underlying finishes below its Trigger Value of 65.00% of Initial Value, the maturity payment is reduced 1% for each 1% decline of the worst-performing underlying, potentially to zero. Interest payments are not guaranteed; investors may receive no interest and can lose a significant portion or all principal. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., expose holders to both entities’ credit risk, are not FDIC insured and will not be listed, limiting liquidity. The indicative estimated value is about $979.50 per $1,000 note and will not be less than $900.00 at pricing, below the issue price due to selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the SPDR Gold Trust, fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on June 29, 2028. The notes target investors seeking monthly Contingent Interest Payments when the Fund’s closing price is at or above 80.00% of the Initial Value, with an annualized Contingent Interest Rate of at least 7.70%.
Beginning on October 26, 2026, the notes are automatically called if, on a non-excluded Review Date, the Fund closes at or above the Initial Value, paying $1,000 per note plus that month’s interest and then terminating. If not called, and the Final Value is at least 80.00% of the Initial Value (the Trigger Value), investors receive $1,000 plus the final interest payment; if the Final Value is below the Trigger Value, principal is reduced one-for-one with the Fund’s decline, and a total loss is possible. The notes are unsecured, unlisted, and subject to the credit risk of both issuers, may never pay interest, and have an estimated value of about $970.80 per $1,000 note today, which will not be less than $900.00 at pricing, reflecting embedded costs and internal funding assumptions.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 21, 2056. The notes pay interest at 5.75% per annum, calculated on a 30/360 basis and paid in arrears on the 22nd calendar day of each month from August 22, 2026 through June 22, 2056 and on the Maturity Date.
JPMorgan may, at its option, redeem the notes in whole (but not in part) at par plus accrued interest on the 22nd calendar day of January and July of each year between January 22, 2031 and January 21, 2056, subject to business day and interest accrual conventions. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits, are not insured by the FDIC or any governmental agency and are not obligations of, or guaranteed by, a bank. In a resolution of JPMorgan Chase & Co. under its preferred single point of entry strategy, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes, whose claims rank behind creditors of its subsidiaries. For eligible institutional and fee-based advisory accounts, the price to the public per $1,000 principal amount will be between $927.60 and $1,000, with indicative selling commissions of about $23.75 per $1,000, capped at $50. Special tax counsel believes the notes will be treated as fixed-rate debt instruments issued without original issue discount for U.S. federal income tax purposes.
JPMorgan Chase Financial Company LLC is offering Trigger Autocallable Contingent Yield Notes linked to the Class A stock of Palantir Technologies Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a principal of $10 each and total size of $2,353,000, with a term of about one year.
Investors receive a contingent quarterly coupon of 18.00% per annum (4.50% per quarter, $0.45 per note) only when Palantir’s closing price is at or above the Coupon Barrier of $64.52, which is 50.00% of the Initial Value of $129.04. The notes are automatically called if the stock is at or above the Initial Value on an observation date, returning principal plus that period’s coupon. If not called, and the Final Value is at or above the Downside Threshold of $64.52, principal is repaid with the final coupon; otherwise the maturity payment equals $10 × (Final Value / $129.04), exposing holders to substantial or total loss of principal.
The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, are not exchange‑listed, and have an estimated value of $9.771 per $10 note, below the issue price.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the VanEck Gold Miners ETF, due June 29, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a monthly Contingent Interest Payment at a rate of at least 15.60% per annum (1.30% per month) for each Review Date on which the ETF closes at or above 80.00% of its Initial Value, the Interest Barrier.
On any Review Date other than the first, second and final, if the ETF closes at or above the Initial Value, the notes are automatically called and investors receive $1,000 per note plus the applicable interest; the earliest possible call date is October 26, 2026. If the notes are not called and the Final Value is at least 80.00% of the Initial Value, investors receive principal plus the final interest payment at maturity.
If the notes are not called and the Final Value is below the 80.00% Buffer Threshold, principal is reduced 1% for each 1% decline beyond the 20.00% Buffer Amount, for a maximum 80.00% loss of principal. The notes are unsecured, not listed, and subject to the credit risk of both JPMorgan entities, ETF tracking and sector concentration risks, currency and volatility risks, and complex U.S. tax and withholding treatment. The illustrative estimated value is about $975.70 per $1,000 note, and will not be less than $900.00 at pricing.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 25, 2031 and have minimum denominations of $1,000.
Investors may receive a Contingent Interest Payment at a rate of at least 12.05% per annum (1.00417% per month) for each Review Date on which the Index closes at or above 70.00% of its Initial Value (the Interest Barrier). The notes are automatically called, starting July 22, 2027, if on certain Review Dates the Index closes at or above the Initial Value, in which case investors receive $1,000 plus the applicable Contingent Interest Payment and no further payments.
If the notes are not called and the Final Value is below the 70.00% Buffer Threshold, repayment of principal is reduced 1% for each 1% Index decline beyond the 30.00% Buffer Amount, up to a 70.00% loss of principal. Index returns are reduced by a 6.0% per annum daily deduction and a notional financing cost, and the Index may employ leverage up to 500%. The estimated value is approximately $940.00 per $1,000 note today and will not be less than $900.00 per $1,000 at pricing, reflecting selling commissions and hedging-related costs, and all payments are subject to the unsecured credit of JPMorgan Financial and JPMorgan Chase & Co.