JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked individually to the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF, maturing on June 22, 2028 and fully guaranteed by JPMorgan Chase & Co.
The notes pay a contingent coupon of at least 23.75% per annum (1.97917% per month) only when the closing value of each underlying on a review date is at or above 65% of its Initial Value (Interest Barrier). Automatic call can occur as early as October 16, 2026 if each underlying is at or above its Initial Value, returning $1,000 per note plus that period’s coupon. If held to maturity and any underlying finishes below its 55% Trigger Value, repayment is reduced one-for-one with the decline of the least performing underlying, exposing investors to loss of most or all principal. The price to public is $1,000 per note, while the current estimated value is about $979.40 and will not be less than $900 at pricing. The notes are unsecured, unsubordinated obligations, not bank deposits or FDIC insured, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is issuing $250,000 of structured Capped Notes linked to the least performing of the S&P 500 Index, Nasdaq-100 Index and Russell 2000 Index, due January 13, 2028, in $1,000 denominations, fully and unconditionally guaranteed by JPMorgan Chase & Co. The price to public is $1,000 per note, including $14 in selling commissions, for net proceeds of $986 per note; the estimated value is $971.60 per $1,000.
At maturity, investors receive $1,000 principal plus an Additional Amount equal to $1,000 × the return of the Least Performing Index × a 100% participation rate, capped at $100 (a 10.00% maximum return). If any index finishes at or below its initial level, the Additional Amount is zero and investors receive only principal, subject to issuer and guarantor credit risk.
The notes pay no interest and provide no dividends from index constituents and are unsecured, unsubordinated obligations. They are not exchange-listed, so liquidity depends on dealer interest. U.S. tax treatment is as contingent payment debt instruments, requiring accrual of original issue discount based on a 4.14% comparable yield, and may involve additional considerations for non-U.S. holders under Section 871(m).
JPMorgan Chase Financial Company LLC is offering $7,828,000 of Callable Contingent Interest Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 15, 2030 and are issued in $1,000 denominations.
The notes pay a 9.75% per annum contingent coupon (0.8125% per month) only for Review Dates when each index closes at or above 70.00% of its Initial Value. The issuer may redeem the notes early, in whole, on specified Interest Payment Dates starting on July 15, 2027, paying $1,000 plus the applicable contingent interest.
If not redeemed early, principal repayment at maturity depends on the Least Performing Index. If each index’s Final Value is at or above its Trigger Value of 60.00% of Initial Value, investors receive $1,000 plus any final contingent interest. If any index finishes below its Trigger Value, the payoff is $1,000 + ($1,000 × Least Performing Index Return), so investors can lose a significant portion or all of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, may trade below par, and have an estimated value of $963.20 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is offering $2,010,000 of Medium‑Term Notes, Series A, Digital Equity Notes due July 12, 2028, linked to the S&P 500 Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and does not bear interest.
The payoff depends on S&P 500 performance from the July 10, 2026 trade date to the July 10, 2028 determination date. If the final index level is at least 85.00% of the initial level of 7,575.39, holders receive a fixed $1,152.40 per $1,000 note (a capped return of 115.24%). If the index declines by more than 15%, principal is reduced on a leveraged basis at a buffer rate of approximately 1.1765x the excess decline, and holders could lose their entire investment.
The original issue price is 100.00% of principal, including a 2.00% selling commission; net proceeds to the issuer are 98.00%. The issuer’s estimated value is $975.60 per $1,000 note, reflecting embedded selling, structuring and hedging costs. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, have no redemption feature, and may trade at prices below the issue price. The U.S. federal income tax treatment is uncertain, and the notes are expected to be treated as open prepaid financial contracts for tax purposes.
JPMorgan Chase Financial Company LLC is offering Buffered Digital Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes run to September 3, 2027, with an observation date on August 31, 2027, minimum denominations of $1,000, and pricing expected on or about July 31, 2026.
At maturity, if each index is at or above its initial level or down by no more than the 15.00% Buffer Amount, investors receive principal plus a fixed Contingent Digital Return of at least 8.00%. If either index is down more than 15%, repayment is reduced 1% for each percentage point decline of the lesser-performing index beyond the buffer, up to a maximum 85.00% principal loss. The notes pay no interest, provide no dividends or equity rights, are unsecured obligations subject to the credit risk of both the issuer and guarantor, and are not bank deposits or FDIC insured. Liquidity may be limited, and any secondary-market price is expected to be below the issue price; the illustrative estimated value is approximately $971.30 per $1,000 note and will not be less than $900.00 when set.
JPMorgan Chase & Co. is offering callable fixed-rate notes due July 31, 2031. The notes pay 5.00% per annum, with interest paid in arrears each July 31 from 2027 through maturity, based on a 30/360 day-count and an unadjusted Interest Accrual Convention.
Starting July 31, 2028, and on the last calendar day of January and July through January 31, 2031, JPMorgan may redeem the notes in whole at par plus accrued interest. Each note has a principal amount of $1,000. The notes are unsecured, are not FDIC-insured, and in a resolution of JPMorgan Chase & Co. holders would absorb losses as unsecured creditors of the parent, junior to creditors of its subsidiaries and to priority and secured claims.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 30, 2038 that pay 5.50% per annum. Interest is paid annually in arrears on July 31 for each $1,000 principal amount note, using a 30/360 day count, with principal plus accrued interest due at maturity if the notes are outstanding.
The notes are callable at JPMorgan’s option, in whole but not in part, on the last calendar day of January and July from July 31, 2028 through January 31, 2038 at par plus accrued interest. For eligible institutional and fee-based advisory accounts, the price to the public per note will be not lower than $972.60 and not greater than $1,000, with selling commissions generally around $18.00 per $1,000 note and capped at $42.50. The notes are unsecured obligations of JPMorgan Chase & Co., and in a resolution scenario holders, as unsecured creditors, could absorb losses after equity holders and behind certain creditors of JPMorgan’s subsidiaries.
JPMorgan Chase & Co. is offering callable fixed rate notes due July 31, 2031. The notes pay fixed interest at 5.10% per annum, calculated as $1,000 × Interest Rate × Day Count Fraction using a 30/360 day count, with interest payable in arrears each July 31 from 2027 to maturity. At maturity, holders receive the $1,000 principal per note plus accrued interest if the notes remain outstanding.
The issuer may redeem the notes in whole, but not in part, on the last calendar day of January and July from July 31, 2028 through January 31, 2031 at par plus accrued interest. For eligible institutional or fee-based advisory accounts, the price to the public will be between $987.60 and $1,000 per $1,000 note. Indicative selling commissions are approximately $2.00 per $1,000 note, capped at $12.50. The notes are unsecured obligations that would share in losses of JPMorgan Chase & Co. in a resolution scenario under its preferred “single point of entry” strategy and are treated as fixed-rate debt instruments without original issue discount for U.S. federal income tax purposes.
JPMorgan Chase Financial Company LLC plans to issue Uncapped Buffered Return Enhanced Notes linked to the S&P 500 Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes, maturing on July 25, 2031, offer an uncapped payoff of at least 2.025x any Index appreciation at maturity, with no interim interest payments and minimum denominations of $1,000.
The structure includes a 20.00% downside buffer: if the Index is flat or down by up to that amount, investors receive principal back. Losses resume beyond the buffer on a 1-for-1 basis, up to a maximum loss of 80.00% of principal if the Index falls to zero. If priced on the described date, the estimated value would be about $970.10 per $1,000 note, and at pricing it will not be less than $900.00, both below the issue price because of selling commissions, hedging costs and issuer profits.
The notes are unsecured, unsubordinated obligations subject to the credit risk of both issuing subsidiary and guarantor, will not be listed on an exchange, and may trade at secondary-market prices below the original issue price. Returns depend on a futures-based equity index, which introduces additional risks such as negative roll returns, potential trading disruptions and tracking differences versus the S&P 500 Index.
JPMorgan Chase Financial Company LLC is offering $11,490,000 of auto callable contingent interest notes linked to the Class A common stock of CrowdStrike Holdings, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co.
Holders may receive a Contingent Interest Payment of $55.45 per $1,000 note on each quarterly Review Date if the CrowdStrike share price is at or above the Interest Barrier of $93.59, which equals 50.00% of the $187.18 Initial Stock Price. Missed coupons can be paid later if a subsequent Review Date meets the barrier. The notes are automatically called if the stock closes at or above the Initial Stock Price on any non-final Review Date, returning $1,000 plus the applicable coupon and any unpaid coupons.
If the notes are not called and the Final Stock Price is at or above the $93.59 Trigger Level, investors receive $1,000 per note at maturity plus the final coupon and any unpaid coupons. If the Final Stock Price falls below the Trigger Level, repayment is reduced using $1,000 + ($1,000 × Stock Return), so investors can lose more than 50.00% and up to all principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $977.80 per $1,000 note, below the $1,000 issue price because selling, structuring and hedging costs are included in the offering price.