JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on July 29, 2031. The notes are issued in $1,000 denominations and pay a Contingent Interest Payment for each Review Date only if the Index closes at or above 65% of its Initial Value; missed coupons may be paid later if the barrier is met on a subsequent Review Date.
Beginning on July 26, 2027, the earliest automatic call date, the notes are automatically called if, on specified Review Dates, the Index closes at or above a predefined Call Value, returning $1,000 plus applicable interest, but no further payments. Principal is protected only by a 15% buffer: if the notes are not called and the Final Value is below 85% of the Initial Value, investors lose 1% of principal for each 1% additional Index decline, up to an 85% loss.
The underlying Index dynamically adjusts exposure to the Invesco QQQ Fund between 0% and 500%, targets 35% implied volatility, and embeds a 6.0% per annum daily deduction plus a notional financing cost based on SOFR, which creates a drag versus an identical index without such charges. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. If priced on the date of the example, the estimated value would be about $914.40 per $1,000 note; at pricing it will not be less than $900, reflecting selling commissions, hedging costs and dealer margins.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 19, 2030, linked to the MerQube US Large-Cap Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. The notes pay a monthly Contingent Interest Payment only when the Index closes on a Review Date at or above 70% of its Initial Value. Starting January 19, 2027, the notes are automatically called if, on specified Review Dates, the Index closes at or above its Initial Value, returning $1,000 per note plus the applicable contingent interest.
If the notes are not called, principal is repaid in full only when the Final Index Value is at least 60% of the Initial Value; below that Trigger Value, repayment is reduced 1% for each 1% Index decline, down to zero. The underlying Index is a leveraged, rules-based strategy on E-mini S&P 500 futures that targets 35% implied volatility and applies a 6.0% per annum daily deduction, which creates a persistent drag so it will lag an otherwise identical index without this fee. If priced on July 14, 2026, the estimated value would be about $936.10 per $1,000 note and will not be less than $900.00 at pricing. Investors forgo dividends, fixed coupons and liquidity, face issuer and guarantor credit risk, and may receive no interest and lose most or all of their principal.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering unsecured, unsubordinated Callable Contingent Interest Notes due June 23, 2028, linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, in minimum denominations of $1,000.
The notes pay a contingent interest rate of at least 8.60% per annum (0.71667% per month) only if, on a Review Date, each index closes at or above 70.00% of its Initial Value (the Interest Barrier); otherwise no interest is paid for that period. On specified Interest Payment Dates from October 22, 2026, the issuer may redeem the notes early for $1,000 per note plus any due interest, ending all future payments.
If not redeemed early, at maturity investors receive $1,000 per note plus any final contingent interest if each index’s Final Value is at or above 60.00% of its Initial Value (the Trigger Value; principal is then fully repaid). If any index is below its Trigger Value, repayment is $1,000 plus $1,000 times the Least Performing Index Return, so investors lose more than 40% of principal and could lose it all. Upside is limited to the sum of contingent coupons; there is no participation in index gains. If priced today, the estimated value would be about $963.70 per $1,000 note, and the final estimated value disclosed at pricing will not be less than $900.00. The notes are not bank deposits, are not FDIC-insured, may have limited liquidity and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering structured Auto Callable Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, due July 24, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued in minimum denominations of $1,000.
The notes may be automatically called on July 27, 2027 if the Index closing level is at or above a specified Call Value, paying $1,000 plus a Call Premium Amount of at least $150.00 per note, with no further payments. If not called and held to maturity, the notes provide uncapped upside of 2.45 times any positive Index Return.
If the Final Value is at or above the Barrier Amount, set at 70.00% of the Initial Value, principal is repaid. If the Final Value falls below the Barrier Amount, repayment is reduced 1% for every 1% Index decline, down to a total loss of principal. The notes pay no interest, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and feature an estimated value that, in the example given, is approximately $971.30 per $1,000 principal amount and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 5-year, auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index. The index targets volatility with up to 500% exposure to a QQQ-based underlying asset, reduced by a 6.0% per annum daily deduction and a notional financing cost.
The notes pay a contingent interest rate of at least 11.40% per annum, credited quarterly at at least 2.85%, only when the index on a review date is at or above 60% of its initial level. Starting after the first year, if on a quarterly review date the index is at or above its initial level, the notes are automatically called at $1,000 plus that quarter’s interest. If held to maturity and not called, principal is repaid in full only if the final index level is at or above a 50% trigger; below this, principal is reduced 1-for-1 with index losses and can be entirely lost. The estimated value will be at least $880 per $1,000 note, and all payments are subject to the credit risk of the issuer and guarantor, limited liquidity, complex index behavior and tax uncertainty.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due August 1, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the MerQube US Tech+ Vol Advantage Index, which uses leverage up to 500% and a 35% target volatility.
Holders receive a contingent interest rate of at least 11.40% per annum (2.85% quarterly) only on Review Dates when the Index is at or above 60.00% of its Initial Value. The notes are automatically called starting July 29, 2027 if, on certain Review Dates, the Index is at or above the Initial Value, returning $1,000 plus the applicable interest and ending further payments.
If not called, and on the final Review Date the Index is below 50.00% of the Initial Value, repayment is reduced 1-for-1 with the Index decline, and investors can lose most or all principal. The Index incurs a 6.0% per annum daily deduction plus a notional financing cost, dragging performance. The notes are unsecured, not listed, have an estimated value of about $897.20 per $1,000 (not less than $880 at pricing), and involve complex credit, liquidity, index, leverage and U.S. tax risks.
JPMorgan Financial is offering Uncapped Dual Directional Buffered Return Enhanced Notes due July 25, 2029, linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target at least 1.375× any positive performance of the least performing index at maturity and, if that index is flat to down by up to 20.00%, repay principal plus a positive return equal to the absolute decline.
If the least performing index falls by more than 20.00%, investors lose 1% of principal for each additional 1% decline, up to a maximum loss of 80.00% (payment as low as $200 per $1,000 note). The notes pay no interest, provide no dividends from index constituents, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity depends on dealer trading. If priced on the term sheet date, the estimated value would be about $984.10 per $1,000, and when finalized it will not be less than $900.00 per $1,000, reflecting selling commissions, hedging costs and dealer economics. The payoff is driven solely by the worst-performing index; stronger performance in the others does not offset a weak leg.
JPMorgan Chase Financial Company LLC is offering Uncapped Dual Directional Buffered Return Enhanced Notes due July 25, 2028, linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, the payoff depends on the Least Performing Index1.1725x the index gain. If it finishes up to 20.00% below its initial level, investors receive a positive return equal to the absolute decline, capped at a 20.00% gain.
If any index falls by more than 20.00%, investors lose 1% of principal for each 1% decline beyond the buffer, up to an 80.00% loss (minimum payment $200 per $1,000). The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and may be difficult to sell. The estimated value is indicated at approximately $984.10 per $1,000 today and will not be less than $900.00 at pricing, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering $500,000 of Capped Dual Directional Contingent Buffered Equity Notes linked to the Nasdaq-100 Index®. Each note has a $1,000 principal amount, a Strike Level of 29,727.10, a Valuation Date of July 22, 2027 and matures on July 27, 2027.
At maturity, if the Index is above the Strike, investors receive $1,000 plus the Index Return, capped at 12.56% (maximum $1,125.60 per note when the Index Return is positive). If the Index is below the Strike by up to the 25.00% Contingent Buffer, investors earn the Absolute Index Return, up to a 25.00% gain (maximum $1,250.00 per note when the Index Return is negative). If the Index falls more than 25% below the Strike, principal is exposed one-for-one to losses and can be fully lost.
The price to public is $1,000 per note, with an estimated value of $984 reflecting selling commissions, hedging costs and an internal funding rate. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., are not bank deposits or FDIC insured, and may have limited or no secondary market liquidity. U.S. tax treatment is based on an “open transaction” prepaid contract approach, with potential future IRS guidance that could adversely affect investors, and the issuer’s tax counsel expects Section 871(m) withholding not to apply to Non-U.S. Holders.
JPMorgan Chase Financial Company LLC is offering Capped Buffered Return Enhanced Notes linked to the S&P 500 Index, maturing January 27, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide 2.00 times any positive Index return at maturity, capped at a total return of 15.00%.
Principal is protected only by a 10.00% buffer: if the Index is down 10.00% or less, holders receive par, but deeper losses reduce principal 1-for-1, up to a 90.00% loss if the Index falls 100.00%. The notes pay no interest, pass through no dividends, are unsecured obligations subject to the credit risk of both the issuer and guarantor, and will not be listed, so liquidity may be limited and secondary prices may be below the $1,000 issue price. If priced on July 13, 2026, the estimated value would be about $976.40 per $1,000 note, and at pricing it will not be less than $900.00, reflecting embedded selling commissions, hedging costs and other fees, and may differ from values published by dealers. U.S. tax treatment is expected to follow prepaid financial contract rules, but could change with future IRS guidance.