JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the lesser performing of the SPDR Gold Trust (GLD) and the VanEck Gold Miners ETF (GDX), maturing on January 19, 2027.
The notes can pay a monthly contingent coupon of at least $11.375 per $1,000 principal amount (at least 1.1375% per month, 6.825% over the term) if, on a review date, both funds close at or above 77.50% of their Strike Values, set at $367.13 for GLD and $73.37 for GDX. From October 13, 2026 (excluding the final review date), if both funds are at or above their Strike Values, the notes are automatically called at $1,000 plus that period’s coupon.
If not called, principal is buffered only against a decline of up to 22.50%; if the lesser-performing fund finishes below its Buffer Threshold, the maturity payment is reduced using a Downside Leverage Factor of 1.29032, so investors can lose some or all principal. If priced on the date referenced, the estimated economic value would be about $992.60 per $1,000 note, and the issuer states the final estimated value will not be below $970.00 per $1,000. All payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is issuing $1,285,000 of Uncapped Accelerated Barrier Notes linked to the lesser performing of the SPDR S&P 500 ETF Trust (SPY) and Invesco QQQ, Series 1 (QQQ), fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note costs $1,000, with selling commissions of $6 and net proceeds of $994 per note. The notes mature on July 15, 2031, with an observation date of July 10, 2031, and minimum denominations of $1,000. If both funds finish above their respective Initial Values (SPY $754.95, QQQ $725.51), investors receive principal plus 1.405× the lesser fund’s price gain. If at least one fund is flat or down but both stay at or above 70.00% of Initial Value, principal is returned. If either fund closes below its 70.00% barrier, repayment is reduced one-for-one with the lesser performer, up to a complete loss of principal.
The notes pay no interest, provide no dividends, are unsecured and unsubordinated obligations of JPMorgan Chase Financial, and are subject to the credit risk of both the issuer and guarantor. They are not listed on any exchange, so liquidity will depend on J.P. Morgan Securities LLC making a market. The estimated value is $979.20 per $1,000 note, below the issue price due to embedded selling, structuring and hedging costs. Additional risks include potential early acceleration if a referenced fund is delisted or terminated, tracking and management risks of the ETFs, possible large losses if markets fall, and complex U.S. tax treatment, including potential application of constructive ownership and Section 871(m) rules.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is issuing $3,944,000 of Medium-Term Notes, Series A, Enhanced Participation Basket-Linked Notes due July 12, 2030. Each note has a $1,000 principal amount, is issued at 100% of principal, bears no interest and will not be listed or redeemable before maturity.
The notes are linked to an unequally weighted basket of five equity indices: EURO STOXX 50 (40%), TOPIX (25%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (7%), with an initial basket level of 100 and an upside participation rate of 1.802. The maturity payment depends on the basket return: for positive returns, the payoff increases at the 1.802 upside participation rate; for negative returns, principal is reduced in line with the basket and investors can lose up to their entire investment. The estimated value is $948.40 per $1,000 note, below the issue price after including a 4.26% selling commission, hedging-related costs and dealer compensation. Payments are subject to the credit risks of both the issuer and guarantor, and the product involves complex tax treatment and valuation considerations highlighted in the risk and tax discussions.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering Uncapped Dual Directional Digital Barrier Notes due July 31, 2031, linked to the lesser performing of the EURO STOXX 50 Index and the iShares MSCI EAFE ETF. The notes target investors seeking uncapped exposure to any appreciation of the lesser performing underlying at maturity, with a Contingent Digital Return of at least 65.50% if each final value is at or above its initial value.
If at least one underlying finishes below its initial value but both remain at or above 70.00% of initial value (the Barrier Amount), the notes repay principal plus the absolute decline of the lesser performer, capped at 30%, for a maximum of $1,300.00 per $1,000 note when returns are negative. If either underlying closes below its Barrier Amount, principal is reduced one-for-one with the lesser performer’s loss and the entire principal can be lost.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Financial subject to the credit risk of both the issuer and guarantor, and are not bank deposits or FDIC insured. Minimum denomination is $1,000. If priced on the date described, the estimated value would be approximately $980.00 per $1,000 note and, when finalized, will not be less than $950.00 per $1,000, reflecting embedded structuring and hedging costs. The notes will not be listed on any securities exchange, which may limit liquidity, and may be subject to early acceleration upon specified legal, regulatory or fund-related events.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 3-year notes linked to the MerQube US Tech+ Vol Advantage Index, with quarterly review dates after an initial 6‑month non‑call period. The Index can use up to 500% exposure to an unfunded position in the Invesco QQQ Trust, but its level reflects a 6.0% per annum daily deduction and a daily notional financing cost.
The notes can be automatically called if the Index is at or above 100% of its Initial Value on a review date, paying $1,000 plus a call premium of at least 9.8250% on the first review and up to at least 58.9500% on the final review. If not called and the Final Value is at or above a Barrier Amount of 60.00% of the Initial Value, investors receive only the $1,000 principal per note; if it is below the Barrier, repayment becomes $1,000 + $1,000 × Underlying Return, so investors lose more than 40% and could lose all principal. The estimated value when set will not be less than $900.00 per $1,000 note, and all payments depend on the credit of the issuer and guarantor, with no periodic interest, dividends, or voting rights.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 minimum denominations and are scheduled to mature on July 19, 2029.
Quarterly Contingent Interest Payments are made only if, on a Review Date, the Index closes at or above 70.00% of its Initial Value. The notes are automatically called, starting with the Review Date on July 16, 2027, if the Index is at or above the Call Value of 85.00% of the Initial Value, returning $1,000 plus that period’s interest, with no further payments.
If the notes are not called and the Final Index Value is below the Trigger Value of 50.00% of the Initial Value, repayment of principal is reduced one-for-one with the Index loss, down to zero. Investors may also receive no interest over the life of the notes. The Index uses leveraged exposure of up to 500% to E-mini S&P 500 futures, targets 35% volatility, and is subject to a 6.0% per annum daily deduction, which materially drags performance. If priced on the date shown, the estimated value would be about $941.30 per $1,000 note and will not be less than $920.00 at pricing, below the price to public.
JPMorgan Chase Financial Company LLC is offering Structured Investments Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully guaranteed by JPMorgan Chase & Co., with minimum denominations of $1,000 and scheduled maturity on August 2, 2029.
The notes pay no interest and are automatically called on any Review Date from January 29, 2027 onward if the Index is at or above 100.00% of its Initial Value, returning $1,000 plus a call premium rising from at least 9.825% to 58.95% of principal. If never called, and the Final Index Value is at least 60.00% of the Initial Value, investors receive principal at maturity; otherwise the payoff equals $1,000 plus $1,000 times the Index Return, exposing investors to losses greater than 40% and potentially all principal.
The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on its QQQ Fund exposure, which will drag on performance and cause it to trail an identical index without such deductions. The Index uses a 35% target volatility with dynamic exposure between 0% and 500%. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Chase Financial and JPMorgan Chase & Co. The indicative estimated value is approximately $908.80 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering 5-year, auto-callable notes linked to the MerQube US Large-Cap Vol Advantage Index, which applies a 6.0% per annum daily deduction and may use up to 500% exposure to E-Mini S&P 500 futures.
The notes have a $1,000 minimum denomination, daily review dates after an initial 12-month non-call period, and a barrier and final-date call level of 60% of the initial index value, with call premiums of at least 15%. The estimated value at pricing will be at least $870 per $1,000. If never called and the index ends below the barrier, repayment equals $1,000 plus $1,000 times the index return, so investors may lose more than 40% and up to all principal. All payments depend on the credit of the issuer and guarantor.
JPMorgan Chase Financial Company LLC is offering unsecured structured notes linked to the MerQube US Large-Cap Vol Advantage Index, fully guaranteed by JPMorgan Chase & Co. The notes have a final review date of July 29, 2031 and a scheduled maturity date of August 1, 2031, with a minimum denomination of $1,000.
After an initial one-year non-call period, the notes are reviewed quarterly and are automatically called if the index level is at or above its initial value, paying back principal plus a call premium that is at least 20.80% on the first review date and up to at least 104.00% on the final review date. If the notes are not called and the final index level is at least 50.00% of the initial value, investors receive principal at maturity; if it is below this barrier, repayment is reduced one-for-one with the index decline, potentially resulting in a total loss.
The index uses leveraged exposure of up to 500% to E-Mini S&P 500 futures and is reduced by a 6.0% per annum daily deduction. The estimated value at pricing will be at least $870 per $1,000 note. Payments depend on the credit of both the issuer and guarantor, and investors face risks including principal loss, lack of liquidity, complex tax treatment and conflicts of interest.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., offers unsecured structured notes linked to the MerQube US Tech+ Vol Advantage Index, which reflects an unfunded total-return position in the Invesco QQQ Trust minus a notional financing cost and a 6.0% per annum daily deduction.
The notes feature a 60.00% Barrier Amount and daily review dates for potential automatic call after an initial 12‑month non-call period. If on any review date the index level is at or above the Call Value of 100% of the Initial Value, the notes are automatically called at $1,000 plus a call premium based on a Call Premium Rate of at least 17.50%.
If not called and the Final Value is at or above the Barrier Amount on July 29, 2031, holders receive the $1,000 principal at maturity; if the Final Value is below the Barrier Amount, the payoff is $1,000 plus $1,000 times the Underlying Return, so a fall below the barrier produces losses greater than 40% and possibly a total loss of principal. The estimated value at pricing will not be less than $880.00 per $1,000 note. The notes pay no interest, offer capped upside via call premiums, and are subject to the credit risk of the issuer and guarantor, leverage and volatility drag in the index, hypothetical back-tested index history, potential conflicts of interest and limited secondary-market liquidity.