JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $500,000 of Callable Range Accrual Notes linked to the 10-Year CMT Rate due July 14, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued at $1,000 per note, with proceeds of $500,000 to the issuer.
Holders receive their full principal at maturity plus any accrued but unpaid interest, unless the issuer redeems the notes at par on the 14th day of each January, April, July and October from July 14, 2027 through maturity. For each interest period, the annual Interest Rate ranges between 0.00% and 7.60% and depends on how many days the 10-Year CMT Rate is at or below 5.25%; interest is capped at 7.60% per annum and may be 0% if this condition is never met. Interest is determined using the “Actual Days/Variable Days” formula.
The 10-Year CMT Rate is taken from the Federal Reserve H.15 release (Refinitiv page FRBCMT), with JPMorgan’s affiliate acting as calculation agent and empowered to choose a successor or substitute rate if the original series is discontinued. The notes are not bank deposits, are not insured by the FDIC, and may have limited or uncertain secondary market liquidity. The estimated value at pricing is $978.50 per $1,000 note, below the issue price, reflecting internal funding and hedging costs.
JPMorgan Chase & Co. provides an index supplement for structured notes linked to the MerQube US Large Cap Vol Advantage Index®, a rules-based strategy using E‑Mini S&P 500 futures with a 35% implied volatility target, maximum futures exposure of 500% and a continuous 6% p.a. index deduction.
The supplement presents hypothetical backtested and subsequent historical data from January 2005 to June 2026, showing index annualized return of 6.97% versus 8.98% for the S&P 500 and realized volatility of 30.13% versus 19.10%, with 84.9% correlation and average leverage of 229%.
It analyzes simulated performance of 3‑ and 5‑year auto callable contingent interest notes tied to the index or “worst‑of” equity baskets, with interest barriers of 50–60% of initial value and contingent coupons up to 12.50%, including backtested internal rates of return, call frequencies and loss outcomes. Extensive risk disclosures highlight leverage, potential volatility‑targeting shortfalls, volatility drag, daily fee drag, concentration in S&P 500 futures and that all backtests are hypothetical and not indicative of future results.
JPMorgan Chase Financial Company LLC is offering $400,000 of Auto Callable Contingent Interest Notes linked individually to the iShares MSCI EAFE ETF, iShares MSCI Emerging Markets ETF and EURO STOXX 50 Index, due July 13, 2029 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a 12.00% per annum contingent coupon (3.00% per quarter) only when each underlying is at or above 75.00% of its Initial Value, and are automatically called if all are at or above their Initial Values on a review date before maturity. If not called and any final value is below the 75.00% Buffer Threshold, investors lose principal beyond a 25.00% buffer, up to 75.00% of principal. The notes are unsecured, not insured by the FDIC, have limited liquidity, and carry JPMorgan credit risk; the estimated value is $973.70 per $1,000 note, below the issue price.
JPMorgan Chase Financial Company LLC is offering $1,498,000 of Uncapped Accelerated Barrier Notes linked to the lesser performing of the Dow Jones Industrial Average and the Nasdaq-100 Index, maturing on July 13, 2029 and fully guaranteed by JPMorgan Chase & Co.
The notes pay no interest or dividends. At maturity, if both indices finish at or above 70.00% of their initial levels, principal is returned; if both are above their initial levels, any gain in the lesser performer is multiplied by an Upside Leverage Factor of 1.60. If either index ends below 70.00% of its initial level, principal is reduced one-for-one with the loss of the lesser performer, potentially to zero. The notes are unsecured obligations subject to the credit risk of both issuers, will not be listed, and may trade below the $1,000 issue price. The estimated value is $978.30 per $1,000 note, reflecting selling commissions and hedging costs, and tax treatment relies on a prepaid financial contract characterization that the IRS could challenge.
JPMorgan Chase Financial Company LLC is offering callable structured Review Notes linked to the MerQube US Small-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and matures on August 3, 2029, with minimum denominations of $1,000.
On each scheduled Review Date, beginning August 3, 2027, the notes are automatically called if the Index closes at or above 90% of its Initial Value, paying $1,000 plus a Call Premium of at least 20% on the first Review Date, rising in steps to at least 60% on the final Review Date. If never called and the Final Index Value is at least 70% of the Initial Value (the Barrier), investors receive principal only; below the Barrier, repayment is $1,000 + ($1,000 × Index Return), so losses greater than 30% and up to 100% of principal are possible.
The Index targets 35% volatility via leveraged exposure (up to 500%) to E-mini Russell 2000 futures and is reduced by a 6.0% per annum daily deduction, which drags performance. The notes pay no interest or dividends, are unsecured, subject to JPMorgan credit risk, and are not exchange-listed. Indicative estimated value is about $920 per $1,000 note and will not be less than $900 when finalized.
JPMorgan Chase Financial Company LLC is offering Auto Callable Accelerated Barrier Notes linked to the Nasdaq-100® Technology Sector and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on August 8, 2029 and minimum denominations of $1,000.
The notes may be automatically called on review dates in 2027 and 2028 if each index is at or above 100.00% of its Initial Value, paying principal plus a call premium of at least 17.00% or 34.00%, respectively. If held to maturity and both indices finish above their initial levels, investors receive principal plus 1.20 times the gain of the Lesser Performing Index. If either index is between 70.00% and 100.00% of its Initial Value, principal is returned; if either closes below the 70.00% Barrier Amount, repayment is reduced one-for-one with the loss of the lesser performer, up to a total loss of principal.
The notes pay no interest or dividends, are unsecured obligations of JPMorgan Financial subject to the credit risk of both issuers, and will not be listed on an exchange, so liquidity may be limited. The estimated value, if priced on the term sheet date, would be about $949.00 per $1,000 note, and when finalized will not be less than $900.00, which is lower than the issue price because it excludes selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $6,444,000 of structured “Review Notes” linked to the Dow Jones Industrial Average®, the Russell 2000® Index and the S&P 500® Index, due July 15, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on scheduled Review Dates starting July 14, 2027 if each index closes at or above its Call Value (generally 90% of its Initial Value, dropping to 80% on the final Review Date). Upon an automatic call, holders receive $1,000 plus a Call Premium Amount that steps up from 10.1500% to 50.7500% of principal, after which no further payments are made.
If not called and the Final Value of each index is at least its Barrier Amount (75% of Initial), investors receive principal at maturity. If any index finishes below its Barrier Amount, the payoff is $1,000 + ($1,000 × Least Performing Index Return), so losses match the percentage decline of the worst index and can reach 100% of principal. The notes pay no interest, provide no index dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may trade below the $1,000 issue price. The estimated value at pricing is $981.30 per note, reflecting structuring and hedging costs and an internal funding rate. The issuer and its tax counsel expect to treat the notes as prepaid financial contracts for U.S. tax purposes and expect Section 871(m) withholding not to apply to Non‑U.S. Holders, though the IRS could disagree.
JPMorgan Chase Financial Company LLC is offering $1,200,000 of Callable Contingent Interest Notes linked separately to the Nasdaq-100® Technology Sector and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on January 13, 2028.
The notes pay a 12.40% per annum Contingent Interest, credited monthly, only for Review Dates when each index closes at or above 70% of its Initial Value, the Interest Barrier. JPMorgan may redeem the notes early on specified Interest Payment Dates, as early as October 15, 2026; if redeemed, investors receive $1,000 per note and any Contingent Interest then payable.
If not redeemed and on the final Review Date either index is below its 70% Trigger Value, the maturity payment is reduced by 1% for every 1% decline of the Lesser Performing Index, down to zero, so principal can be largely or fully lost. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value is $973.40 per $1,000 note, below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $3,710,000 of unsecured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 15, 2032, in $1,000 denominations, pay no interest and offer no principal protection.
The notes are autocallable: on 21 scheduled Review Dates from July 14, 2027 to July 12, 2032, if the Index closing level is at least 85% of its initial level (the Call Value), the notes are called for $1,000 plus a Call Premium Amount, ranging from 16.35% on the first Review Date up to 98.10% on the final Review Date. If not called, and the Final Value is at least 50% of the Initial Value (the Barrier Amount), investors receive only principal at maturity.
If the notes are not called and the Final Value is below the Barrier Amount, the maturity payment is $1,000 plus $1,000 times the Index Return, exposing investors to 1-for-1 downside from the Initial Value and a loss of more than 50% and up to all principal. The underlying Index is a leveraged, rules-based strategy on E-mini S&P 500 futures with a 35% target volatility and a 6.0% per annum daily deduction, which acts as a persistent drag on performance and causes the Index to trail an identical index without such deduction. The estimated value at pricing was $926 per $1,000 note, below the price to public, reflecting structuring and hedging costs and issuer funding assumptions. Credit risk of both JPMorgan Financial and JPMorgan Chase & Co., limited liquidity, complex index mechanics, leverage, and uncertain tax treatment are highlighted as key risks.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., plans to issue auto callable dual directional buffered return enhanced notes linked to the S&P 500® Index, offering equity-linked exposure instead of fixed interest.
The notes may be automatically called on July 30, 2027 if the index closes at or above its initial level, paying $1,000 plus a call premium of at least 10.30% per note. If not called and the index rises, the maturity payment reflects the index gain multiplied by an Upside Leverage Factor of at least 1.50, with no preset cap.
If held to July 20, 2028 and the index has fallen by up to the 20.00% Contingent Buffer Amount, investors receive a positive return equal to the Absolute Index Return, up to $1,200 per $1,000 note. If the index declines by more than 20%, principal is reduced one-for-one with the loss. The notes are unsecured obligations in minimum denominations of $10,000, with an indicative estimated value of about $982 per $1,000 note, and a final estimated value not less than $970 per $1,000 note, and are not bank deposits or FDIC insured.