JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing July 21, 2031.
The notes pay a Contingent Interest Payment only for review dates when the index closes at or above 70% of its initial level; the rate will be at least 14.50% per year, paid quarterly at 3.625%, while outstanding. From the fourth review date, the notes are automatically called if the index is at or above 85% of its initial level, returning $1,000 per note plus that period’s interest.
If not called, principal is protected only down to a Trigger Value of 50% of the initial index level; if the final level is below this, repayment is reduced one-for-one with the index decline, potentially to zero. The underlying index uses leveraged exposure of up to 500% to E-mini S&P 500 futures and applies a 6.0% per annum daily deduction, which drags performance. The estimated value is approximately $929.30 per $1,000 note, and all payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering auto callable notes linked to the J.P. Morgan Multi-Asset Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on August 4, 2033, in minimum denominations of $1,000, pay no periodic interest and are unsecured, unsubordinated obligations subject to the credit risk of both entities. On Review Dates from August 4, 2027 through August 2, 2032, the notes are automatically called if the Index is at or above the applicable Call Value, paying $1,000 plus a call premium of at least 16.50% on the first Review Date, rising stepwise to at least 99.00% by the sixth.
If the notes are not called, at maturity investors receive $1,000 plus an Additional Amount equal to 100% of any positive Index Return; if the Index is flat or lower, only principal is repaid, with no adjustment for inflation. The underlying Index is a rules-based, multi-asset, futures-based “excess return” index with a 1.00% per annum daily deduction, dynamic momentum-driven allocation, a volatility threshold initially set at 4%, and the ability to take both long and short positions across equity, fixed-income and commodity futures.
The notes will not be listed, and liquidity depends on J.P. Morgan Securities LLC making a market, if at all. If priced on the date described, the estimated value would be approximately $924.30 per $1,000 note, and when finalized will not be less than $900.00, both below the price to public due to selling commissions, hedging costs and internal funding. Key risks include issuer and guarantor credit risk, limited upside if called early, potential acceleration upon certain hedging disruption events, sensitivity to the Index’s strategy and futures markets, and U.S. tax treatment as contingent payment debt instruments requiring accrual of original issue discount.
JPMorgan Chase Financial Company LLC is offering $4,000,000 of Uncapped Digital Barrier Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 15, 2030 and are issued in minimum denominations of $1,000.
At maturity, if each index is at or above its initial level, investors receive principal plus the greater of a 66.00% Contingent Digital Return or the actual return of the worst index, with no upside cap. If any index is below its initial level but all remain at or above 80.00% of their initial levels (the Barrier Amount), only principal is repaid. If any index finishes below its barrier, repayment is reduced 1% for each 1% decline of the least performing index, down to a total loss of principal. The notes pay no interest or dividends, are unsecured obligations exposed to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and may be difficult to sell; the price to public is $1,000 per note, including a $6.50 selling commission, while the initial estimated value is $980.50 per note.
JPMorgan Chase Financial Company LLC is offering $28,259,000 of Buffered Digital Notes linked to the least performing of the Dow Jones Industrial Average, the iShares Russell 1000 Growth ETF and the State Street Utilities Select Sector SPDR ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a fixed 8.85% Contingent Digital Return at maturity if each underlying ends at or above its Initial Value or not more than 25% below. If any underlying falls by more than 25%, principal is reduced by 1.33333% for every additional 1% decline, exposing holders to partial or total loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed on an exchange, and have an estimated value of $993.80 per $1,000 note, below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $3,319,000 of Callable Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, due July 15, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The $1,000-denomination notes pay no interest. JPMorgan may redeem them early, in whole, on specified Optional Call Payment Dates from July 16, 2027 through June 13, 2031 at $1,000 plus a fixed Call Premium Amount that starts at 20% of principal and increases to 98.33333% on the final call date.
If not redeemed and the Index has risen, investors receive principal plus 2.55× any positive Index Return; if the Index is flat or down by up to the 20% buffer, principal is returned. If the Index falls by more than 20%, investors lose 1% of principal for each additional 1% decline, with up to 80% of principal at risk at maturity. The Initial Value was 606.46 on July 10, 2026. The notes are unsecured, not insured, subject to the credit risk of JPMorgan entities, may be illiquid, and have an estimated initial value of $964.80 per $1,000, below the issue price due to selling commissions, hedging costs and structuring margins.
JPMorgan Chase Financial Company LLC is issuing $844,000 of Auto Callable Buffered Equity Notes linked to the lesser performing of the Russell 2000 Index and the Nasdaq-100 Index, maturing on July 13, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on review dates in 2027 and 2028 if each index is at or above 100% of its initial level, paying back principal plus a call premium of 14.35% or 28.70%. If not called, at maturity investors receive full principal if the lesser-performing index is flat or down by up to the 15.00% Buffer Amount; above that, returns track the lesser-performing index. If the lesser-performing index falls by more than 15%, principal is reduced 1% for each additional 1% decline, for a maximum loss of 85.00%.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Financial subject to the credit risk of both the issuer and JPMorgan Chase & Co., will not be listed on an exchange, and have an estimated value of $955.80 per $1,000 note at pricing, below the $1,000 issue price due to selling commissions, hedging costs and related fees.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., plans unsecured Auto Callable Contingent Buffered Return Enhanced Notes linked to the Nasdaq-100 Index®. Each note has a $1,000 principal amount.
On the review date, if the index closes at or above the strike level, the notes are automatically called and pay $1,000 plus a call premium of at least 16.50%. If not called, at maturity investors receive leveraged upside: for a positive index return, the payoff is $1,000 plus the index return multiplied by an Upside Leverage Factor of at least 1.50.
If the ending index level is between the strike and 20% below it, principal is returned. Below that 20% contingent buffer, losses increase 1:1 with the index decline, so some or all principal can be lost. The notes are not bank deposits or FDIC insured. The current estimated value is approximately $981.50 per $1,000 note and will not be less than $970.00 when finalized. Secondary market values and tax treatment, including potential application of Section 871(m) for non-U.S. holders, may differ from expectations.
JPMorgan Chase Financial Company LLC is offering $500,000 of Callable Contingent Interest Notes linked to the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on January 13, 2028.
The notes pay a 10.50% per annum Contingent Interest Rate (0.875% per month) only for Review Dates when the closing level of each index is at or above 70.00% of its Initial Value (the Interest Barrier). The issuer may redeem the notes early, in whole, on any Interest Payment Date from October 15, 2026, except the first, second and final dates.
If not redeemed early and any index finishes below its 70.00% Trigger Value on the final Review Date, the maturity payment is reduced by the full percentage decline of the Least Performing Index, up to a total loss of principal. The notes are unsecured, unsubordinated obligations with an original price of $1,000 per note and an estimated value of $968.00, offer no participation in index upside or dividends, have limited liquidity, and involve credit and tax risks described in the risk discussions.
JPMorgan Chase Financial Company LLC is offering $8,500,000 of Auto Callable Contingent Interest Notes due January 13, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Russell 2000®, S&P 500® and EURO STOXX 50® indices.
The notes pay a contingent interest rate of 11.10% per annum (2.775% per quarter) only if on a review date each index closes at or above 70.00% of its initial value, the Interest Barrier, and may be automatically called when each index is at or above its initial value. If not called and at maturity any index finishes below 65.00% of its initial value, investors are exposed to one-for-one downside in the least performing index and can lose a significant portion or all of their principal; if all indices are at or above 65.00%, principal is repaid and a final contingent interest payment may be made. The notes are unsecured, will not be listed, and have an estimated value of $989.80 per $1,000, below the issue price, reflecting structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $646,000 of index-linked Review Notes due July 13, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are tied separately to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index and may be automatically called on July 14, 2027 or July 10, 2028 if each index closes at or above 100% of its Initial Value. On a call, holders receive $1,000 plus a fixed premium of 15.40% or 30.80%, depending on the review date.
If not called, principal is repaid at maturity only if the Final Value of every index is at least 70.00% of its Initial Value. Otherwise, repayment is reduced one-for-one with the decline of the Least Performing Index, exposing investors to losses greater than 30% and up to total principal loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both the issuer and guarantor, will not be listed, and have an estimated value of $955.60 per $1,000, below the issue price because of embedded costs and hedging margins.