JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering $3,803,000 of Uncapped Dual Directional Buffered Return Enhanced Notes linked to the S&P 500 Futures Excess Return Index, due July 15, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide 1.885x leveraged upside if the index rises, and an uncapped, unleveraged positive return equal to the absolute value of index declines up to a 20.00% buffer; beyond that, investors lose 1% of principal for each additional 1% decline, with up to 80.00% loss (minimum $200 per $1,000). The notes pay no interest, are unsecured and unsubordinated, and are subject to the credit risk of both the issuer and guarantor. They are sold in $1,000 denominations at $1,000 per note, with an estimated value of $968.10 and net proceeds of $3,760,415 after $42,585 of fees. The notes will not be listed, so liquidity depends on JPMS making a secondary market.
JPMorgan Chase Financial Company LLC is offering $288,000 of capped buffered return enhanced notes linked to the iShares MSCI EAFE ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay no interest and do not pass through ETF dividends. At maturity, investors receive 2.00 times any positive ETF return, capped at a 22.85% maximum return (maximum payment $1,228.50 per $1,000 note). If the ETF is flat or down by up to the 10.00% buffer, principal is returned.
If the ETF declines by more than 10.00%, principal loss is linear beyond the buffer, up to a 90.00% loss ($100 back if the ETF falls 100%). The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value was $972.70 per $1,000 note, below the issue price due to selling, structuring and hedging costs. They are not bank deposits and are not FDIC insured, and secondary-market liquidity and U.S. tax treatment are important additional risks.
JPMorgan Chase Financial Company LLC is offering $703,000 of auto‑callable structured notes (“Review Notes”) due July 15, 2030, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each $1,000 note is linked individually to the Nasdaq‑100 Technology Sector, Russell 2000 Index and S&P 500 Index, not to a combined basket.
The notes may be automatically called on scheduled Review Dates starting July 14, 2027 if each index is at or above 100% of its Initial Value, paying back principal plus a fixed Call Premium that steps from 11.60% on the first Review Date up to 46.40% on the final one. If never called and, on the final Review Date, each index is at or above its Barrier Amount of 70% of its Initial Value, investors receive principal only; otherwise repayment is reduced 1‑for‑1 with the decline of the least performing index, resulting in losses greater than 30% and potentially a full loss of principal.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not FDIC‑insured. The price to public is $1,000 per note, including $37.50 in selling commissions, while the issuer’s estimated value is $934.20 per note, reflecting embedded costs and hedging economics.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $1,803,000 of auto callable contingent interest notes due July 13, 2029, linked on a worst-of basis to the Nasdaq-100 Index, the Russell 2000 Index and the SPDR S&P Regional Banking ETF. The notes pay a Contingent Interest Rate of 8.60% per annum (0.71667% monthly) only for Review Dates when the closing value of each underlying is at least 70.00% of its Initial Value; missed coupons can be paid later if the condition is subsequently met.
The notes are automatically called, as early as January 11, 2027, if on an eligible Review Date each underlying is at or above its Initial Value, returning $1,000 per note plus applicable interest, with no further payments. If not called, and on the final Review Date any underlying finishes below its 55.00% Trigger Value, the repayment is reduced one-for-one with the loss of the worst-performing underlying (for example, a -55.00% return yields $450 per $1,000). Investors thus face the risk of losing a significant portion or all principal, receiving no interest, and limited upside to coupon payments.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value is $957.50 per $1,000 at pricing, below the issue price, reflecting selling commissions, hedging costs and issuer funding assumptions. The notes are not listed, secondary liquidity may be limited and prices are expected to be below par. U.S. tax treatment is complex; the issuer intends to treat the notes as prepaid forward contracts with associated contingent coupons, and Non-U.S. investors may face 30% withholding on contingent interest.
JPMorgan Chase Financial Company LLC plans to issue auto callable contingent interest notes due July 21, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co.
The notes pay a monthly contingent coupon at a rate of at least 8.50% per annum when the index closes at or above 51% of its initial level; unpaid coupons accrue and may be paid later when the barrier is met. Starting July 16, 2027, the notes are automatically called quarterly if the index is at or above its initial level, returning $1,000 per note plus due coupons. If not called and the final index level is at least 85% of the initial level, investors receive full principal plus due coupons; below that buffer threshold, principal is reduced 1% for each 1% index decline beyond a 15% buffer, for a maximum loss of up to 85%.
The underlying index dynamically allocates leveraged exposure, up to 500%, to the Invesco QQQ Trust while applying a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. The notes are unsecured, unlisted, and subject to JPMorgan credit risk and potentially limited liquidity. The indicative estimated value is about $913.60 per $1,000, and will not be less than $900.
JPMorgan Financial, fully guaranteed by JPMorgan Chase & Co., is issuing $1,500,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing July 13, 2028. The notes pay a 13.55% per annum contingent coupon (1.12917% monthly) for any Review Date on which the Index closes at or above 65% of the Initial Value. From the July 12, 2027 Review Date onward, if the Index is at or above the Initial Value, the notes are automatically called at $1,000 plus that period’s coupon.
If the notes are not called and the Final Value is at least 65% of the Initial Value, investors receive $1,000 plus the last coupon; otherwise repayment falls 1% for each 1% Index decline, down to zero, so principal can be fully lost. The underlying Index uses leveraged E-mini S&P 500 futures with a 35% target volatility and is reduced by a 6.0% per annum daily deduction, which drags on performance. The price to public is $1,000 per note, including $9 in selling commissions; the issuer’s estimated value is $947.70, reflecting fees and hedging costs, and any secondary market is expected to be limited and at prices below issue. Payments are unsecured and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase & Co. presented second-quarter 2026 results showing managed revenue of $58.0B and net income of $21.2B, with diluted EPS of $7.70. Net income rose 41% year over year, or 13% excluding significant items, and return on tangible common equity (ROTCE) was 29%, or 23% excluding significant items. Results were boosted by a $4.6B net gain related to Visa shares and $1.0B of gains on certain equity investments.
Net interest income was $25.6B, up 10% year over year, while noninterest revenue reached $32.4B, up 45%. Markets revenue was $12.1B, up 35%, driven mainly by strong Equity Markets. Expense was $27.3B, up 15%, leading to a managed overhead ratio of 47%. Credit costs were $2.5B, including net charge-offs of $2.4B and a modest reserve build.
The balance sheet remained sizeable and capitalized, with CET1 capital of $303B, standardized CET1 ratio of 14.1%, total assets of $5.0T, average loans of $1.5T and average deposits of $2.7T. Capital return was substantial, including a $4.0B common dividend ($1.50 per share) and $6.2B of net share repurchases, for a 73% net payout over the last twelve months. For full-year 2026, the firm expects net interest income of about $105.5B and adjusted expense of about $107.5B, both market dependent.
JPMorgan Chase Financial Company LLC is issuing $1,959,000 of Auto Callable Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, due July 14, 2033, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on July 16, 2027 if the Index on the Review Date is at or above the Call Value, paying $1,000 principal plus a fixed $212.50 call premium per note. If not called and the Final Value is above the Initial Value at maturity, investors receive $1,000 plus 2.00 times any positive Index Return; if the Final Value is between the Initial Value and the Barrier Amount set at 70.00% of the Initial Value, principal is returned; below the Barrier Amount, principal is reduced 1% for each 1% Index decline.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, guaranteed by JPMorgan Chase & Co., pay no interest and are not bank deposits or FDIC insured. The price to public is $1,000 per note, including selling commissions of $7.50, while the estimated value at pricing is $965.90, reflecting embedded selling, structuring and hedging costs. The notes will not be listed, so liquidity depends on JPMS making a market and any secondary prices are expected to be below the issue price. Key risks include potential loss of some or all principal if the Index breaches the barrier, credit risk of both JPMorgan entities, futures-based index features such as volatility and negative roll returns, and conflicts of interest from issuer and affiliate hedging and trading activities.
JPMorgan Chase Financial Company LLC is offering $1,102,000 of structured Review Notes linked individually to the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 15, 2032 and pay no interest or dividends.
On 21 scheduled Review Dates from July 14, 2027 to July 12, 2032, if each index closes at or above 92% of its Initial Value, the notes are automatically called for $1,000 plus a fixed Call Premium that starts at 10.05% and rises to 60.30% of principal. If not called, principal is returned at maturity only if each index’s Final Value is at least 75% of its Initial Value.
If any index finishes below its 75% Barrier Amount and the notes were never called, repayment is reduced point-for-point with the decline of the least performing index, which can result in losing all principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The initial issue price is $1,000 per note, while the issuer’s estimated value is $978.30.
JPMorgan Chase Financial Company LLC is offering $2,396,000 of Uncapped Dual Directional Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing July 15, 2030 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, if the Index has risen, holders receive 1.6285x the Index appreciation. If the Index is flat or down by up to the 20.00% Buffer Amount, they receive a positive return equal to the absolute Index move. Below a 20.00% decline, principal is reduced point-for-point, with up to an 80.00% loss and a minimum payment of $200 per $1,000 note.
The notes pay no interest, are unsecured and unsubordinated, are not listed, and are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including selling commissions and hedging-related costs, while the initial estimated value is $975.40 per $1,000 note. Returns depend on a futures-based equity index and complex U.S. tax and regulatory treatments, including reliance on “open transaction” and hybrid instrument analyses.