JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Auto Callable Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price around July 16, 2026, settle around July 21, 2026 and mature on July 19, 2029, in minimum denominations of $1,000.
On July 22, 2027, if the Index closing level is at or above a specified Call Value, the notes are automatically called and pay $1,000 plus a call premium of at least $95.50 per note. If not called and held to maturity, investors receive 1.50 times any positive Index return, principal back if the Index is flat or down by up to the 20.00% buffer, and lose 1% of principal for each 1% decline beyond the buffer, for a maximum loss of 80.00%.
The notes pay no interest, are not bank deposits and are not FDIC insured. Any payment depends on the credit of JPMorgan Financial and JPMorgan Chase & Co. If priced on the date shown, the estimated value would be about $960.70 per $1,000 note, and the estimated value at pricing will not be less than $900.00, both below the issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $300,000 of Auto Callable Contingent Interest Notes linked to Micron Technology, Inc. common stock, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 33.50% per annum Contingent Interest Rate (2.79167% per month) only for Review Dates when Micron’s share price closes at or above an Interest Barrier set at 50.00% of the Initial Value, in minimum denominations of $1,000.
Beginning January 11, 2027, the notes are automatically called if, on certain Review Dates, Micron’s closing price is at least the Initial Value, paying $1,000 plus the applicable contingent interest and then terminating. If not called and at maturity the Final Value is at least the Trigger Value (also 50.00% of the Initial Value), investors receive principal plus the final contingent interest; if the Final Value is below the Trigger Value, repayment is reduced dollar-for-dollar with the stock’s decline from the Initial Value, potentially down to zero.
The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may be illiquid. The price to public is $1,000 per note, including $22.25 in selling commissions, while the issuer’s estimated value is $923.10 per $1,000 note, reflecting embedded costs and hedging assumptions.
JPMorgan Chase Financial Company LLC is offering callable Contingent Interest Notes due June 21, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked separately to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, rather than to a combined basket.
The notes pay a Contingent Interest Payment for each Review Date on which every index closes at or above 70.00% of its Initial Value, at a Contingent Interest Rate of at least 8.60% per annum. The issuer may redeem the notes early, in whole but not in part, on specified Interest Payment Dates beginning October 20, 2026.
If not redeemed, principal repayment at maturity depends on the Least Performing Index. If its Final Value is at least 60.00% of its Initial Value, holders receive $1,000 per note plus any final contingent interest. If it is below 60.00%, repayment is reduced in proportion to the decline of the Least Performing Index, up to a total loss of principal. The notes are unsecured obligations subject to the credit risk of both the issuing entity and guarantor, and their indicative estimated value is approximately $963.70 per $1,000 today and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is issuing $1,008,000 of unsecured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay no interest and do not provide dividend exposure, and are subject to the credit risk of both entities.
The notes may be automatically called on scheduled review dates starting July 14, 2027 if the index closes at or above 90.00% of its initial level, returning $1,000 plus a fixed call premium that rises from 19.6500% to 117.9000% of principal over time. If not called, principal is repaid at maturity on July 15, 2032 only if the final index level is at or above the 50.00% barrier; otherwise repayment falls one-for-one with the index, leading to losses greater than 50% and possibly all capital. The underlying index is a leveraged, volatility-targeting E-mini S&P 500 futures strategy subject to a 6.0% per annum daily deduction, which drags performance, and the estimated value at pricing was $924.10 per $1,000 note, below the issue price due to structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due January 13, 2028, linked to the lesser performance of American Airlines and Apple common stock and fully guaranteed by JPMorgan Chase & Co. The notes pay a monthly contingent coupon of at least 18.78% per annum (1.565% per month) for any Review Date when each stock closes at or above 70% of its strike value, based on July 10, 2026 prices. Notes are issued in $1,000 minimum denominations and may be automatically called as early as October 12, 2026 if both stocks are at or above their strike values.
If the notes are not called and either stock finishes below its 70% Trigger Value on the final Review Date, repayment of principal is reduced 1-for-1 with the decline in the lesser-performing stock, potentially to zero; if both end at or above their triggers, investors receive $1,000 plus all due contingent coupons, including any previously unpaid amounts. The preliminary estimated value is about $940 per $1,000 principal, and at pricing will not be less than $920 per $1,000, reflecting embedded costs, hedging and dealer compensation. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co., and the notes are unsecured and not FDIC insured.
JPMorgan Chase & Co. reported 2026 second quarter net income of $21.2 billion, or $7.70 per share. This compares with net income of $15.0 billion, or $5.24 per share, in the second quarter of 2025.
The company furnished a detailed second quarter 2026 earnings release and a financial supplement as Exhibits 99.1 and 99.2. Management states that these materials include forward-looking statements subject to significant risks and uncertainties, and refers readers to prior annual and quarterly reports for a discussion of those factors.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering Contingent Income Auto-Callable Securities due July 20, 2029 linked to the Class A common stock of CrowdStrike Holdings, Inc. These unsecured notes pay no fixed interest and expose principal to market and credit risk.
Holders may receive a contingent quarterly payment on each determination date from October 19, 2026 through July 17, 2029 if CrowdStrike’s closing price is at least 50% of the initial stock price, the downside threshold level. If on any non-final determination date the closing price is at or above the initial stock price, the notes are automatically redeemed for the $1,000 stated principal amount plus that quarter’s contingent payment and any unpaid prior contingent payments.
If the notes are not redeemed early and the final stock price is at or above the downside threshold, investors receive $1,000 plus the final contingent payment and any unpaid prior contingent payments. If the final stock price is below the downside threshold, repayment is reduced one-for-one with the stock’s decline from the initial price, for a payment below 50% of principal and possibly zero. Investors do not participate in any stock appreciation and remain subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The issue price is $1,000 per note; if priced on July 8, 2026 the estimated value would be approximately $954.00 per $1,000, and on the pricing date will not be less than $930.00 per $1,000.
JPMorgan Chase Financial Company LLC plans to issue Medium‑Term Notes, Series A, Digital Equity Notes due August 24, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and bears no interest.
The payoff depends on an unequally weighted basket of equity indices: EURO STOXX 50 (40.00%), TOPIX (25.00%), FTSE 100 (17.00%), Swiss Market Index (11.00%) and S&P/ASX 200 (7.00%). If the final basket level is below the initial basket level of 100, investors lose 1% of principal for each 1% decline, down to a total loss. If the final basket level is at or above the initial level, investors receive at least a threshold settlement amount, expected between $1,131.80 and $1,154.60 per $1,000 note, and potentially more when the basket return is sufficiently high.
The notes are unsecured obligations of JPMorgan Financial, subject to the credit risk of both the issuer and JPMorgan Chase & Co. The estimated value is expected between $973.00 and $983.00 per $1,000, below the 100.00% issue price due to selling commissions of up to 1.24%, hedging costs and structuring fees. The notes will not be listed, anticipated liquidity is limited, and valuation will rely on internal models and an internal funding rate. U.S. tax treatment is based on characterization as prepaid financial contracts, but the tax outcome, including potential effects of Section 871(m) and future IRS guidance, is uncertain.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Digital Barrier Notes linked to Micron Technology common stock, maturing on August 19, 2027. Each $1,000 note targets a fixed return of at least 40.65% if Micron’s final share price on the August 16, 2027 observation date is at or above 50.00% of the initial price.
If Micron’s final price is below this 50.00% barrier, principal is exposed one-for-one to the stock’s decline from the initial level, with losses greater than 50.00% and up to a full loss of principal possible. The notes pay no interest, do not pass through Micron dividends, are not listed, and may be difficult to sell before maturity.
The notes are subject to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. The estimated value, if priced on the date described, would be about $963.50 per $1,000 note, and the estimated value when terms are set will not be less than $900.00 per $1,000, reflecting embedded selling commissions, hedging costs and structuring fees.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due August 3, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the SPDR® S&P® Regional Banking ETF.
The notes pay a contingent interest rate of at least 11.65% per annum, credited monthly, but only for Review Dates when the closing value of each underlying is at or above 70.00% of its Initial Value (the Interest Barrier). If any underlying is below its barrier on a Review Date, no interest is paid for that period. JPMorgan may redeem the notes early, in whole, on specified Interest Payment Dates starting February 4, 2027, at $1,000 per note plus the applicable contingent interest.
At maturity, if the notes are not redeemed and the Final Value of each underlying is at or above 60.00% of its Initial Value (the Trigger Value), investors receive $1,000 per note plus any final contingent interest (if barriers are also met). If the Final Value of any underlying is below its Trigger Value, repayment is reduced by the full negative return of the least performing underlying, so investors can lose more than 40% and up to all principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., have a minimum denomination of $1,000, are not listed, and include an estimated value that is lower than the $1,000 price due to selling commissions, hedging costs and structuring margin.