Navient Holdings CFO reports 359,860-share holding

Navient Holdings, Inc. (JSM) reports that Stephen M. Hauber, its EVP, CFO & PAO, directly held 359,860 shares of common stock on October 28, 2026.

Available on EDGAR 11/09/2026 - 04:58 PM EST Accepted by SEC EDGAR 11/09/2026 - 04:58 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Navient Holdings, Inc. (JSM) reports that Stephen M. Hauber, its EVP, CFO & PAO, directly held 359,860 shares of common stock on October 28, 2026. His reported balance includes 178,070 restricted stock units and performance stock units received in respect of grants by Navient Corporation; those units remain subject to applicable vesting terms.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider HAUBER STEPHEN M

Role EVP, CFO & PAO

Type	Security	Shares	Price	Value
Holding	Common Stock F1	--	--	--

Holdings: Common Stock — 359,860.153 shares (Direct)

Footnotes (1)

1. F1. The reporting person's common stock balance includes 178,069.765 restricted stock units and performance stock units that were received in respect of, and remain subject to vesting terms applicable to, restricted stock units and performance stock units granted by, and as reported on Form 4 filings with respect to, Navient Corporation, as Navient Holdings, Inc., is the successor to Navient Corporation under the Securities Exchange Act of 1934, as amended.

Key Figures

Direct common-stock holdings: 359,860 shares Restricted stock units and performance stock units: 178,070 units

2 metrics

Direct common-stock holdings 359,860 shares Reported October 28, 2026

Restricted stock units and performance stock units 178,070 units Included in the reported common-stock balance

Key Terms

restricted stock units, performance stock units, vesting terms

3 terms

restricted stock units technical

"178,069.765 restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

performance stock units technical

"178,069.765 restricted stock units and performance stock units"

Performance stock units are a type of company award that grants employees shares of stock only if certain performance goals are met. They motivate employees to work toward specific company achievements, aligning their interests with those of shareholders. For investors, they can influence a company's future stock supply and reflect management’s confidence in reaching key targets.

vesting terms technical

"remain subject to vesting terms applicable to"

FAQ

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How many shares did Navient Holdings (JSM) CFO Stephen M. Hauber report?

Stephen M. Hauber reported direct holdings of 359,860 shares of common stock on October 28, 2026. The reported balance includes 178,070 restricted stock units and performance stock units subject to vesting terms.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

HAUBER STEPHEN M

(Last) (First) (Middle)

13865 SUNRISE VALLEY DRIVE

(Street)

HERNDON VIRGINIA 20171

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
10/28/2026

3. Issuer Name and Ticker or Trading Symbol
Navient Holdings, Inc. [ NAVI ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO & PAO

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	359,860.153(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person's common stock balance includes 178,069.765 restricted stock units and performance stock units that were received in respect of, and remain subject to vesting terms applicable to, restricted stock units and performance stock units granted by, and as reported on Form 4 filings with respect to, Navient Corporation, as Navient Holdings, Inc., is the successor to Navient Corporation under the Securities Exchange Act of 1934, as amended.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Matthew Sheldon (POA) for Stephen M. Hauber	11/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)