Navient Holdings director holds 10,035 shares

The reported balance includes restricted shares that remain subject to vesting terms applicable to Navient Corporation grants.

Available on EDGAR 11/09/2026 - 04:48 PM EST Accepted by SEC EDGAR 11/09/2026 - 04:48 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Navient Holdings, Inc. (JSM) reports director Diane E. Offereins as directly holding 10,035 common shares. That balance includes 3,345 shares of restricted stock received in respect of restricted stock granted by Navient Corporation; those shares remain subject to the applicable vesting terms. Navient Holdings is identified as Navient Corporation’s successor under the Securities Exchange Act.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider Offereins Diane E

Role Director

Type	Security	Shares	Price	Value
Holding	Common Stock F1	--	--	--

Holdings: Common Stock — 10,035 shares (Direct)

Footnotes (1)

1. F1. The reporting person's common stock balance includes 3,345.000 shares of restricted stock to a non-employee director that were received in respect of, and remain subject to vesting terms applicable to, shares of restricted stock granted by, and as reported on Form 4 filings with respect to, Navient Corporation, as Navient Holdings, Inc., is the successor to Navient Corporation under the Securities Exchange Act of 1934, as amended.

Key Figures

Direct common shares: 10,035 shares Restricted stock: 3,345 shares

2 metrics

Direct common shares 10,035 shares Diane E. Offereins’ reported holding

Restricted stock 3,345 shares Included in the reported common stock balance

Key Terms

restricted stock, vesting terms, successor

3 terms

restricted stock financial

"3,345.000 shares of restricted stock"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vesting terms financial

"remain subject to vesting terms"

successor regulatory

"Navient Holdings, Inc., is the successor to Navient Corporation"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many JSM shares does director Diane E. Offereins hold?

Diane E. Offereins is reported as directly holding 10,035 common shares of JSM. The balance includes 3,345 shares of restricted stock that remain subject to vesting terms applicable to restricted stock granted by Navient Corporation.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Offereins Diane E

(Last) (First) (Middle)

13865 SUNRISE VALLEY DRIVE

(Street)

HERNDON VIRGINIA 20171

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
10/28/2026

3. Issuer Name and Ticker or Trading Symbol
Navient Holdings, Inc. [ NAVI ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	10,035(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person's common stock balance includes 3,345.000 shares of restricted stock to a non-employee director that were received in respect of, and remain subject to vesting terms applicable to, shares of restricted stock granted by, and as reported on Form 4 filings with respect to, Navient Corporation, as Navient Holdings, Inc., is the successor to Navient Corporation under the Securities Exchange Act of 1934, as amended.

Remarks:

Exhibit 24 - Power of Attorney

	/s/Matthew Sheldon (POA) for Diane E. Offereins	11/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)