Juniata Valley (JUVF) director buys 179 more shares

Rhea-AI Filing Summary

Juniata Valley Financial Corp director Martin L. Dreibelbis purchased 179 shares of common stock in an open-market transaction. This increased his directly held stake to 10,245 shares, indicating a modest incremental investment by a board member in the company’s stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dreibelbis Martin L

(Last) (First) (Middle)

611 DEERVILLE RD

PO BOX 66

(Street)

MIFFLINTOWN PA 17059

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
JUNIATA VALLEY FINANCIAL CORP [ JUVF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		P		179	A	$0	10,245	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Danyelle Pannebaker	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did JUNIATA VALLEY FINANCIAL CORP (JUVF) disclose?

Juniata Valley Financial Corp reported that director Martin L. Dreibelbis bought 179 shares of common stock in an open-market transaction. This filing reflects a small increase in his ownership stake and is disclosed as a routine Form 4 insider transaction.

How many JUNIATA VALLEY FINANCIAL CORP (JUVF) shares does the director own after the trade?

After the reported purchase, director Martin L. Dreibelbis directly owns 10,245 shares of Juniata Valley Financial Corp common stock. This total reflects the addition of 179 shares acquired in the latest open-market transaction disclosed in the Form 4 filing.

Was the JUNIATA VALLEY FINANCIAL CORP (JUVF) insider transaction a purchase or sale?

The insider transaction was a purchase. Director Martin L. Dreibelbis executed an open-market buy of 179 shares of Juniata Valley Financial Corp common stock, as indicated by transaction code “P” and the classification as a purchase in the Form 4 details.

Who is the insider involved in the latest JUNIATA VALLEY FINANCIAL CORP (JUVF) Form 4?

The insider is Martin L. Dreibelbis, a director of Juniata Valley Financial Corp. The Form 4 shows he increased his direct holdings by 179 shares of common stock, bringing his total direct ownership to 10,245 shares after the reported transaction.

What type of security did the JUNIATA VALLEY FINANCIAL CORP (JUVF) insider buy?

The insider acquired common stock of Juniata Valley Financial Corp. The Form 4 specifies that director Martin L. Dreibelbis purchased 179 shares of common stock in an open-market transaction, raising his directly held position to a total of 10,245 shares.