Director adds JUVF stake with 142-share purchase at Juniata Valley (JUVF)

Rhea-AI Filing Summary

Juniata Valley Financial Corp director buys shares

Director Christina Calkins-Mazur bought 142 shares of Juniata Valley Financial Corp common stock in an open-market purchase. After this transaction, she directly owns 6,303 common shares, reflecting a modest increase in her personal stake in the company.

Insider Trade Summary

1 transaction reported

Net Buy 1 txn

Insider Calkins-Mazur Christina

Role Director

Bought 142 shs ($0.00)

Type	Security	Shares	Price	Value
Purchase	Common Stock	142	$0.00	--

Holdings After Transaction: Common Stock — 6,303 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Calkins-Mazur Christina

(Last) (First) (Middle)

119 GRAND PARKWAY NORTH

(Street)

LEWISTOWN PA 17044

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
JUNIATA VALLEY FINANCIAL CORP [ JUVF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		P		142	A	$0	6,303	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Danyelle Pannebaker	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did JUNIATA VALLEY FINANCIAL CORP (JUVF) report?

Juniata Valley Financial Corp reported that director Christina Calkins-Mazur bought 142 shares of common stock. This open-market purchase increased her direct holdings to 6,303 shares, signaling a small addition to her personal investment in the company.

Who is the insider involved in the latest JUVF Form 4 filing?

The insider is Christina Calkins-Mazur, a director of Juniata Valley Financial Corp. She reported an open-market purchase of 142 common shares, bringing her direct ownership position to 6,303 shares following the transaction disclosed in the Form 4.

How many JUNIATA VALLEY FINANCIAL CORP shares did the director buy?

Director Christina Calkins-Mazur bought 142 shares of Juniata Valley Financial Corp common stock. This transaction was reported as an open-market or private purchase and slightly increased her direct ownership stake in the company to a total of 6,303 shares.

What is Christina Calkins-Mazur’s total JUVF share ownership after the trade?

After the reported transaction, Christina Calkins-Mazur directly owns 6,303 shares of Juniata Valley Financial Corp common stock. This reflects her holdings following the open-market purchase of 142 additional shares disclosed in the Form 4 filing.

Was the JUVF insider transaction a buy or a sell?

The transaction reported was a buy. Director Christina Calkins-Mazur executed an open-market purchase of 142 Juniata Valley Financial Corp common shares, increasing her direct ownership to 6,303 shares after the trade, according to the Form 4 details.

Is the JUVF insider ownership held directly or indirectly?

The 6,303 Juniata Valley Financial Corp shares are held directly by director Christina Calkins-Mazur. The Form 4 designates the ownership type as direct, meaning the shares are registered in her own name rather than through an intermediary entity.