Welcome to our dedicated page for Kingstone SEC filings (Ticker: KINS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Kingstone Companies, Inc. filings document regulatory disclosures for a Nasdaq-listed property and casualty insurance holding company. Recent Form 8-K reports cover earnings releases and investor presentations under Item 2.02, Regulation FD disclosures for dividends and shareholder communications, and exhibits furnished with company press releases.
The filing record also includes governance and compensation disclosures, including executive employment-agreement terms reported under Item 5.02. Cover-page disclosures identify Kingstone’s common stock, $0.01 par value per share, traded under KINS on Nasdaq.
Kingstone Companies, Inc. is asking stockholders to vote at its August 5, 2026 virtual annual meeting on three items: electing six directors, ratifying CBIZ CPAs P.C. as auditor for 2026, and approving on an advisory basis executive compensation.
The proxy details 14,484,841 common shares outstanding as of June 12, 2026, with one vote per share and cumulative voting for directors. It highlights CEO Meryl Golden’s 2025 total compensation of $1,871,100, including salary, bonus and equity awards under the 2024 Equity Participation Plan, and describes performance-based pay for other executives, outstanding equity awards, and change‑in‑control protections.
The filing also shows a three‑year pay versus performance table, including 2025 net income of $40,767,128 and a Total Stockholder Return value of $112.75 on a hypothetical $100 investment, and outlines director fees, stock grants, board committee roles, and ownership of major stockholders such as BlackRock and individual 5% holders.
Kingstone Companies, Inc. Chief Actuary and Senior VP Minlei Chen reported routine share withholding for taxes tied to equity compensation. On a Form 4 dated June 18, 2026, 1,202 shares of common stock were disposed of at $15.89 per share through a tax-withholding disposition, meaning shares were withheld from a vested stock grant to pay related withholding taxes rather than sold in the open market.
After this transaction, Chen directly holds 41,917 common shares, which include 12,727 shares from unvested restricted stock grants scheduled to vest as to 6,520 shares on March 3, 2027, 3,333 shares on June 18, 2027, and 2,874 shares on March 3, 2028. Chen also holds a stock option over 3,333 shares of common stock at a $2.25 exercise price that vests and becomes exercisable on January 5, 2027 and expires on January 5, 2029.
KINGSTONE COMPANIES director Thomas Newgarden bought 14,000 shares of Common Stock in open-market purchases. He acquired 6,000 shares on May 28, 2026 at $15.50 per share and 8,000 shares on May 29, 2026 at a weighted average price of $14.9947 per share. After these transactions, he directly owns 99,366 shares, including 3,149 unvested shares received as director fees that vest on January 2, 2027, subject to earlier vesting under certain circumstances.
Kingstone Companies, Inc. announced that its Board of Directors has authorized a share repurchase program for up to 1,000,000 shares of its outstanding common stock. This amount represents approximately 6.9% of the company’s outstanding common stock as of March 31, 2026, and may be repurchased over the next two years.
Repurchases may be made through open market purchases, privately negotiated and block transactions, and trading plans intended to qualify under Rule 10b5-1, in accordance with Rule 10b-18 and the company’s insider trading policy. Management will determine timing and amount based on market conditions, share price, liquidity needs, regulatory requirements, and other factors, and the program can be modified, suspended, or discontinued at any time.
Kingstone Companies director Thomas Newgarden reported two open-market purchases of common stock. On May 13, 2026, he bought 15,201 shares at a weighted average price of $14.36 per share, in multiple trades between $13.97 and $14.75. On May 12, 2026, he bought 15,301 shares at a weighted average price of $14.52, with individual trades between $14.15 and $14.60. Following these purchases, he directly owns 85,366 shares of Kingstone Companies, including 3,149 unvested shares received as director fees that are scheduled to vest on January 2, 2027, subject to earlier vesting under certain circumstances.
Kingstone Companies, Inc. reported a sharp turnaround to a loss in the first quarter of 2026. Net premiums earned rose to $55.9 million from $43.5 million and total revenues increased to $59.8 million from $50.5 million, reflecting strong premium growth.
Despite higher revenue, Kingstone recorded a net loss of $5.8 million, compared with net income of $3.9 million a year earlier, as loss and loss adjustment expenses climbed to $45.6 million from $27.2 million and investment results swung to $1.0 million in net losses. Comprehensive results moved to a $7.9 million loss. Total assets reached $465.3 million, stockholders’ equity was $114.5 million, and the company generated $8.7 million of operating cash flow while paying a $0.05 per-share dividend.
Kingstone Companies, Inc. reported first quarter 2026 results showing a net loss of $5.8 million, or $(0.40) per diluted share, as eleven winter catastrophe events drove a GAAP net combined ratio of 112.0%. Net premiums earned rose 28.4% to $55.9 million, and direct premiums written grew 19.6% to $69.6 million, reflecting strong top-line momentum. Excluding catastrophes and prior-year reserve development, the underlying combined ratio improved to 88.3% from 93.4%, highlighting better core underwriting and expense control. Management reaffirmed full-year 2026 guidance, including direct premiums written growth of 16%–20%, a net combined ratio of 81%–86%, diluted net income per share of $2.20–$2.90, and return on equity of 24%–30%, while assuming a catastrophe loss ratio of 7%–10%.
Kingstone Companies, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.05 per share on its common stock. The dividend will be paid on May 26, 2026 to stockholders of record as of the close of business on May 11, 2026.
Kingstone is a regional property and casualty insurance holding company whose main subsidiary, Kingstone Insurance Company, focuses on homeowners insurance. The company writes business primarily in New York and several other Northeastern states through retail and wholesale agents and brokers.
Kingstone Companies, Inc. has extended President and CEO Meryl Golden’s employment term through January 10, 2029 under a Fourth Amended and Restated Employment Agreement effective January 11, 2027. Her annual base salary remains $550,000, with an annual bonus equal to 3% of consolidated income from operations before taxes, capped at 1.25× her base salary.
Under certain conditions, she may receive severance equal to her base salary and 3% bonus for the remaining term, or 1.5× salary plus accrued 3% bonus after a change of control. She is also eligible for grants of 40,000 shares of restricted stock in each of January 2027 and January 2028, or equivalent cash if grants cannot be made. The Board cited her leadership in returning Kingstone to record profitability and highlighted a 2029 goal of $500 million in direct written premium.
Kingstone Companies, Inc. Chief Accounting Officer Victor J. Brodsky reported routine equity-related movements in company stock. On April 15, he had 2,453 shares of Common Stock withheld at $16.61 per share to cover withholding taxes on a vested stock grant, a non-market, tax-withholding disposition. After this event, he directly held 62,341 shares, which include 14,055 shares from unvested restricted stock grants scheduled to vest in tranches through 2028. He also reported 15,000 shares held indirectly in an IRA, reflecting a separate long-term position.