Kingstone Companies (Nasdaq: KINS) boosts dividend and ups capital returns
Rhea-AI Filing Summary
Kingstone Companies, Inc. announced that its Board of Directors approved a 20% increase in the quarterly cash dividend to $0.06 per share of common stock, up from $0.05. The dividend is payable on August 26, 2026 to stockholders of record at the close of business on August 11, 2026.
Chief Financial Officer Randy Patten stated that the higher dividend reflects the Board’s confidence in the company’s earnings power and outlook for continued profitable growth and capital returns. The increase follows a share repurchase program authorized in May 2026 for up to 1,000,000 shares over the next two years and is the first dividend increase since the quarterly dividend was reinstated in July 2025.
Positive
- 20% increase in the quarterly dividend to $0.06 per share, together with an authorization to repurchase up to 1,000,000 shares over two years, enhances direct and potential capital returns to shareholders.
Negative
- None.
Filing Explained
The July 23 Form 8-K furnishes the dividend press release under Item 7.01 rather than filing it; its contents are not subject to Section 18 liability or incorporated by reference unless specifically identified.
8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Key Figures
Quarterly dividend per share: $0.06 per share
Prior quarterly dividend: $0.05 per share
Dividend increase: 20%
+4 more
7 metrics
Quarterly dividend per share
$0.06 per share
Quarterly cash dividend declared, payable August 26, 2026
Prior quarterly dividend
$0.05 per share
Previous quarterly dividend before the 20% increase
Dividend increase
20%
Increase in quarterly dividend from $0.05 to $0.06 per share
Dividend payable date
August 26, 2026
Payment date for the increased quarterly dividend
Dividend record date
August 11, 2026
Stockholders of record on this date are entitled to the dividend
Share repurchase authorization
1,000,000 shares
Maximum common shares authorized for repurchase over the next two years
New York homeowners rank
11th largest writer
Position among homeowners insurers in New York in 2025
Key Terms
quarterly cash dividend, share repurchase program, non-admitted basis, forward-looking statements, +1 more
5 terms
quarterly cash dividend financial
"approved a 20% increase in the Company’s quarterly cash dividend"
A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.
non-admitted basis regulatory
"also writes homeowners coverage in California on a non-admitted basis"
An insurance policy issued on a non-admitted basis means the insurer is not licensed or regulated in the state where the policyholder is located, so the coverage is arranged through surplus lines or out-of-state carriers that fill gaps regular insurers won’t. For investors, this matters because such policies can offer access to specialty or hard-to-find coverage but carry different regulatory protections, pricing rules, and limited access to state guaranty funds—similar to buying from an out-of-state vendor who’s not subject to the same local consumer safeguards.
forward-looking statements regulatory
"This press release may contain forward-looking statements within the meaning"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
disciplined capital allocation financial
"We remain committed to disciplined capital allocation"
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What dividend did Kingstone (KINS) declare and when will it be paid?
Kingstone declared a quarterly cash dividend of $0.06 per share. It is payable on August 26, 2026, to stockholders of record at the close of business on August 11, 2026, based on common shares then registered.
How much did Kingstone (KINS) increase its quarterly dividend?
The quarterly dividend was raised by 20%, from $0.05 to $0.06 per share. This is the first dividend increase since Kingstone reinstated its quarterly dividend in July 2025, reflecting Board-approved higher ongoing cash distributions.
What reasons did Kingstone (KINS) management give for raising the dividend?
CFO Randy Patten said the 20% increase reflects the Board’s confidence in the company’s earnings power and its outlook for continued profitable growth, while demonstrating an ability to return capital and continue investing in the business.
What markets does Kingstone (KINS) serve with its insurance operations?
Kingstone is a regional property and casualty insurance holding company focused on homeowners coverage. It was the 11th largest writer of homeowners insurance in New York in 2025 and also writes homeowners business in California on a non-admitted basis.
How is Kingstone (KINS) treating this dividend news under SEC rules?
The company stated the dividend information is being furnished, not filed, under Regulation FD. It is not subject to Section 18 liability and is not incorporated into Securities Act or Exchange Act filings unless specifically identified there.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report July 23, 2026
(Date of earliest event reported)
(Exact Name of Registrant as Specified in Charter)
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| (State or Other Jurisdiction of Incorporation) | | (Commission File No.) | | (IRS Employer Identification Number) |
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| (Address of Principal Executive Offices) | (Zip Code) |
Registrant's telephone number, including area code: (845 ) 802-7900
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company □
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. □
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Item 7.01
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Regulation FD Disclosure.
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On July 23, 2026, Kingstone Companies, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that the Company’s Board of Directors has declared a quarterly cash dividend of $0.06 per share payable on August 26, 2026 to stockholders of record at the close of business on August 11, 2026. A copy of the Press Release is furnished as Exhibit 99.1 hereto.
The information in the Press Release is being furnished, not filed, pursuant to this Item 7.01. Accordingly, the information in the Press Release will not be subject to the liabilities of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), nor will it be deemed incorporated by reference into any registration statement filed by the Company under the Securities Act of 1933, as amended, or any filing under the Exchange Act, unless specifically identified therein as being incorporated therein by reference. The furnishing of the information in this Current Report on Form 8-K with respect to the Press Release is not intended to, and does not, constitute a determination or admission by the Company that the information in this Report with respect to the Press Release is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Company.
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Item 9.01
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Financial Statements and Exhibits.
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(d)
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Exhibits:
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99.1
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Press release, dated July 23, 2026, issued by Kingstone Companies, Inc.
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104
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Cover Page Interactive Data File (embedded within the inline XBRL document).
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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KINGSTONE COMPANIES, INC.
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Dated: July 23, 2026
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By:
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/s/ Randy Patten
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Randy Patten
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Chief Financial Officer
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Kingstone Increases Regular Quarterly Cash Dividend by 20% to $0.06 Per Share
Kingston, NY – July 23, 2026 – Kingstone Companies, Inc. (Nasdaq: KINS) (“Kingstone” or the “Company”), a regional property and casualty insurance holding company, today announced that its Board of Directors has approved a 20% increase in the Company’s quarterly cash dividend to $0.06 per share of common stock from $0.05 per share. The dividend is payable on August 26, 2026, to stockholders of record at the close of business on August 11, 2026.
Randy Patten, Vice President and Chief Financial Officer of Kingstone, stated, “One year after reinstating our quarterly dividend, this 20% increase reflects the Board’s confidence in the earnings power of the platform we have built and our outlook for continued profitable growth. Together with the share repurchase program announced in May, it demonstrates our ability to return capital to shareholders while continuing to invest in the business. We remain committed to disciplined capital allocation and prioritizing the opportunities we believe will generate the highest long-term returns for our shareholders.”
This is the first dividend increase since Kingstone reinstated its quarterly dividend in July 2025 and follows the Board’s authorization in May 2026 of a share repurchase program of up to 1,000,000 shares of the Company’s common stock over the next two years.
About Kingstone Companies, Inc.
Kingstone is a regional property and casualty insurance holding company whose principal operating subsidiaries write business through retail and wholesale agents and brokers. Kingstone delivers tailored homeowners insurance solutions through its sophisticated product suite, Select, supported by a scalable and efficient operating platform that enables the Company to pursue significant market opportunities and strategic expansion. Kingstone was the 11th largest writer of homeowners insurance in New York in 2025 and also writes homeowners coverage in California on a non-admitted basis.
Forward-Looking Statements
This press release may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. All statements, other than statements of historical facts, may be forward-looking statements. These statements are based on management’s current expectations and are subject to uncertainty and changes in circumstances. These statements involve risks and uncertainties that could cause actual results to differ materially from those included in forward-looking statements due to a variety of factors. For more details on factors that could affect expectations, see Part I, Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2025.
Kingstone undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law.
Investor Relations Contact
Elevate IR
KINS@elevate-ir.com
720-330-2829