Every 10-Q that Kingstone Companies, Inc. (KINS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow KINS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full KINS filings page.
Kingstone Companies, Inc., a personal-lines insurer concentrated in New York homeowners business and beginning to write non‑admitted homeowners coverage in California, reported higher Q2 2026 profitability. Net premiums earned rose to $60,467,477 for the quarter and $116,336,291 for the first six months, compared with $46,215,260 and $89,738,323 a year earlier. Total revenues reached $65,853,546 for Q2. Q2 net income increased to $15,470,171 from $11,252,332, with diluted EPS of $1.05 versus $0.78, while the company paid $0.05 per share in quarterly dividends.
For the six‑month period, net income was $9,661,921 versus $15,134,992, as loss and loss adjustment expenses climbed to $69,504,881 from $45,102,240 and prior‑year results benefited from a $1,965,989 real estate gain and stronger investment gains. Operating cash flow improved to $37,459,778 from $27,131,737. At June 30, 2026, total assets were $477,933,872 and stockholders’ equity was $129,159,460, with loss reserves of $167,475,018 and debt of $3,801,148, largely from an equipment financing sale‑leaseback. A reinsurance program, including a $125,000,000 catastrophe bond and excess‑of‑loss treaties, provides multi‑year protection against major storm and catastrophe losses.
Kingstone Companies, Inc. reported a sharp turnaround to a loss in the first quarter of 2026. Net premiums earned rose to $55.9 million from $43.5 million and total revenues increased to $59.8 million from $50.5 million, reflecting strong premium growth.
Despite higher revenue, Kingstone recorded a net loss of $5.8 million, compared with net income of $3.9 million a year earlier, as loss and loss adjustment expenses climbed to $45.6 million from $27.2 million and investment results swung to $1.0 million in net losses. Comprehensive results moved to a $7.9 million loss. Total assets reached $465.3 million, stockholders’ equity was $114.5 million, and the company generated $8.7 million of operating cash flow while paying a $0.05 per-share dividend.
Kingstone Companies (KINS) reported stronger Q3 2025 results. Total revenues were $55,652,490, up from $40,771,728 a year ago, as net premiums earned rose to $47,925,053 from $33,407,194. Net income increased to $10,872,475 from $6,978,145, with diluted EPS of $0.74 versus $0.55.
For the nine months, revenues reached $158,446,044 versus $113,039,020, and net income was $26,007,467 versus $12,919,761, with diluted EPS of $1.82 versus $1.05. Operating cash flow was $53,061,543. The balance sheet showed total assets of $428,590,242 and total stockholders’ equity of $107,653,042. Debt declined to $4,752,684 from $11,171,420, while investments increased to $273,983,117.
Reinsurance and capital markets actions: effective July 1, 2025, Kingstone entered new excess of loss and catastrophe reinsurance treaties and issued $125,000,000 Series 2025-1 catastrophe bond notes priced at 4.5% via 1886 Re Ltd., providing multi-year named storm protection through June 30, 2029. The personal lines quota share was set at 16% for 2025/2026. As of November 6, 2025, 14,147,428 common shares were outstanding.
Kingstone Companies, Inc. (KINS) reported growing underwriting scale and strengthening liquidity while managing catastrophe risk and reserving challenges. Net premiums earned rose $30,614,000 (51.8%) to $89,738,000 for the six months ended June 30, 2025, driven by quota-share adjustments and market opportunity. Net investment income increased to $4,349,000 and cash and invested assets totaled $273,550,000. Net losses and LAE were $45,102,000, with a net loss ratio improving to 50.3% from 54.3% a year earlier. The company reduced quota-share cessions from 27% to 16% in 2025 and secured a $125,000,000 multi-year catastrophe bond priced at 4.5% covering July 1, 2025 through June 30, 2029. Management disclosed a 5-year plan targeting $500 million direct written premium and on July 22, 2025 declared a $0.05 quarterly dividend.