Kingstone Companies (NASDAQ: KINS) furnishes 2025–2026 financial guidance

Rhea-AI Filing Summary

Kingstone Companies, Inc. filed a Form 8-K to report that it issued a press release announcing financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025. The press release is furnished as Exhibit 99.1 under Item 7.01, which covers Regulation FD disclosure.

The company states that the press release information is furnished, not filed, so it is not subject to Section 18 of the Exchange Act and is not automatically incorporated by reference into other Securities Act or Exchange Act filings unless specifically identified. Kingstone also notes that providing this information does not represent a determination that it is material or complete for investment decisions.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): September 24, 2025

KINGSTONE COMPANIES, INC.

(Exact name of registrant as specified in its charter)

Delaware		000-01665		36-2476480
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

120 Wood Road Kingston, New York		12401
(Address of principal executive offices)		(Zip code)

Registrant's telephone number, including area code (845) 802-7900

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 par value per share	KINS	NASDAQ Capital Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter):

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

On September 24, 2025, Kingstone Companies, Inc. (the “Company”) issued a press release announcing financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025 (the “Press Release”). A copy of the Press Release is furnished as Exhibit 99.1 hereto.

The information contained in the Press Release is summary information that should be considered in the context of the Company’s filings with the Securities and Exchange Commission and other public announcements that the Company may make by press release or otherwise from time to time.

The information in the Press Release is being furnished, not filed, pursuant to this Item 7.01. Accordingly, the information in the Press Release will not be subject to the liabilities of Section 18 of the Exchange Act of 1934, as amended (the “Exchange Act”), nor will it be deemed incorporated by reference into any registration statement filed by the Company under the Securities Act of 1933, as amended, or any filing under the Exchange Act, unless specifically identified therein as being incorporated therein by reference. The furnishing of the information in this Current Report on Form 8-K with respect to the Press Release is not intended to, and does not, constitute a determination or admission by the Company that the information in this Report with respect to the Press Release is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Company.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Number	Description
99.1	Press release, dated September 24, 2025, issued by Kingstone Companies, Inc.
104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	KINGSTONE COMPANIES, INC.
Dated:  September 24, 2025	By:	/s/ Meryl Golden
		Meryl Golden
		Chief Executive Officer and President

FAQ

What did Kingstone Companies (KINS) disclose in this Form 8-K?

Kingstone Companies disclosed that it issued a press release announcing financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025. This information is provided through a Form 8-K under Item 7.01 as a Regulation FD disclosure.

What is included as Exhibit 99.1 in Kingstone Companies’ 8-K?

Exhibit 99.1 contains the press release dated September 24, 2025, issued by Kingstone Companies, Inc. The press release announces financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025, and is furnished as part of the Form 8-K.

How does Kingstone Companies treat the guidance press release in the 8-K?

The company treats the press release as information that is furnished, not filed, under Item 7.01. Because of this designation, the guidance press release is not subject to Section 18 liability and is not automatically incorporated into other SEC filings.

Is the Kingstone Companies guidance press release incorporated into other SEC filings?

The press release is not deemed incorporated by reference into any registration statement or other Exchange Act filing unless a specific filing explicitly identifies it as incorporated. The company emphasizes that the guidance information stands on its own unless later referenced.

Does Kingstone Companies claim the guidance information is material to investors?

No. Kingstone expressly states that furnishing the guidance press release does not constitute a determination or admission that the information is material or complete. The company notes that investors should consider it within the broader context of other SEC filings.

What sections of securities law are referenced in Kingstone Companies’ 8-K?

The filing references Section 18 of the Exchange Act, explaining that the furnished press release is not subject to its liability provisions. It also notes that incorporation by reference into Securities Act or Exchange Act filings requires specific identification.