Kingstone Companies, Inc. filings document regulatory disclosures for a Nasdaq-listed property and casualty insurance holding company. Recent Form 8-K reports cover earnings releases and investor presentations under Item 2.02, Regulation FD disclosures for dividends and shareholder communications, and exhibits furnished with company press releases.
The filing record also includes governance and compensation disclosures, including executive employment-agreement terms reported under Item 5.02. Cover-page disclosures identify Kingstone’s common stock, $0.01 par value per share, traded under KINS on Nasdaq.
Kingstone Companies, Inc. filed a current report to furnish a press release announcing certain preliminary financial results for the fourth quarter and full year ended December 31, 2025. The company also announced it will hold a conference call for analysts and investors on March 6, 2026 at 8:30 A.M. ET to discuss these results. The press release is included as Exhibit 99.1 and, along with the related disclosures, is being furnished rather than filed, meaning it is not automatically subject to certain Exchange Act liabilities or incorporated into other securities filings unless specifically referenced.
Kingstone Companies, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.05 per share. The dividend will be payable on February 26, 2026 to stockholders of record as of the close of business on February 11, 2026.
The company disclosed this action through a press release furnished as an exhibit. The information is furnished under a current report item, meaning it is not deemed filed for certain securities law liability provisions or automatically incorporated into other registration statements or Exchange Act filings.
Kingstone Companies CEO and President Meryl S. Golden, who also serves as a director, reported several equity transactions in Kingstone Companies, Inc. common stock. On December 31, 2025, she acquired 1,663 shares at $12.78 per share through the Company’s Employee Stock Purchase Plan. On January 2, 2026, 7,735 shares were withheld from a vested stock grant at $16.83 per share to cover associated withholding taxes. On January 9, 2026, she received a restricted stock grant of 40,000 shares at $0, which the filing states will vest on January 9, 2027. After these transactions, she beneficially owned 261,675 common shares directly and an additional 25,000 shares indirectly through an IRA. The explanations note that a portion of these holdings consists of unvested restricted stock scheduled to vest in 2026 and 2027.
Kingstone Companies director Manmohan Singh reported receiving 7,011 shares of Kingstone common stock on January 2, 2026 as equity compensation for director fees, at a stated price of $0 per share. These shares vest on January 2, 2027, with the potential for earlier vesting under certain circumstances.
Following this grant, Singh beneficially owns 19,228 shares of Kingstone common stock directly, which includes the 7,011 unvested shares tied to his director service. The transaction is reported as an acquisition of non-derivative securities on a Form 4 filed for a single reporting person.
Kingstone Companies, Inc. director William L. Yankus reported receiving 3,149 shares of common stock on January 2, 2026 as director fees. The shares were acquired at a stated price of $0 per share and are unvested, scheduled to vest on January 2, 2027, with potential earlier vesting under certain circumstances. Following this grant, he beneficially owns 98,472 shares of Kingstone common stock in direct ownership, which includes the 3,149 unvested shares received as director fees.
Kingstone Companies (KINS) reported stronger Q3 2025 results. Total revenues were $55,652,490, up from $40,771,728 a year ago, as net premiums earned rose to $47,925,053 from $33,407,194. Net income increased to $10,872,475 from $6,978,145, with diluted EPS of $0.74 versus $0.55.
For the nine months, revenues reached $158,446,044 versus $113,039,020, and net income was $26,007,467 versus $12,919,761, with diluted EPS of $1.82 versus $1.05. Operating cash flow was $53,061,543. The balance sheet showed total assets of $428,590,242 and total stockholders’ equity of $107,653,042. Debt declined to $4,752,684 from $11,171,420, while investments increased to $273,983,117.
Reinsurance and capital markets actions: effective July 1, 2025, Kingstone entered new excess of loss and catastrophe reinsurance treaties and issued $125,000,000 Series 2025-1 catastrophe bond notes priced at 4.5% via 1886 Re Ltd., providing multi-year named storm protection through June 30, 2029. The personal lines quota share was set at 16% for 2025/2026. As of November 6, 2025, 14,147,428 common shares were outstanding.
Kingstone Companies (KINS) furnished materials related to its financial results for the third quarter ended September 30, 2025. The company issued a press release and made an investor presentation available via its website, and scheduled a conference call for November 7, 2025 at 8:30 A.M. ET.
The press release and presentation are furnished as Exhibits 99.1 and 99.2. The information is being furnished, not filed, and is not subject to Section 18 liabilities, nor incorporated by reference unless specifically identified in a future filing.
Kingstone Companies (KINS) announced a quarterly cash dividend of $0.05 per share. The dividend is payable on November 26, 2025 to shareholders of record as of November 11, 2025. The company disclosed this via an information-only update, noting the related press release is furnished, not filed.
Kingstone Companies (KINS) announced timing for its next financial update. The company will issue results for the third quarter ended September 30, 2025 after the market closes on November 6, 2025. Management will host a conference call on November 7, 2025 at 8:30 a.m. ET to discuss business operations and financial results. A press release dated October 16, 2025 with these details was furnished as Exhibit 99.1.
Kingstone Companies, Inc. filed a Form 8-K to report that it issued a press release announcing financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025. The press release is furnished as Exhibit 99.1 under Item 7.01, which covers Regulation FD disclosure.
The company states that the press release information is furnished, not filed, so it is not subject to Section 18 of the Exchange Act and is not automatically incorporated by reference into other Securities Act or Exchange Act filings unless specifically identified. Kingstone also notes that providing this information does not represent a determination that it is material or complete for investment decisions.