[6-K] Klarna Group plc Current Report (Foreign Issuer)

Rhea-AI Filing Summary

Klarna Group plc filed a Form 6-K to furnish its unaudited interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2025. These financial statements are provided as Exhibit 99.1, and an updated investor presentation is included as Exhibit 99.2. The interim financial statements and related information, other than the investor presentation, are incorporated by reference into Klarna’s existing Form S-8 employee benefit registration statement, which means they now form part of the disclosure record available to market participants.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2025

Commission File Number: 001-42832

Klarna Group plc

(Translation of Registrant’s Name into English)

10 York Road

London SE1 7ND

United Kingdom

(Address of Principal Executive Office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Yes   o   No  x

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

Yes   o   No  x

INFORMATION CONTAINED IN THIS REPORT ON FORM 6-K

On November 18, 2025, Klarna Group plc (the “Company”) issued an Unaudited Interim Condensed Consolidated Financial Statements for the three and nine-month periods ended September 30, 2025, which is furnished herewith as Exhibit 99.1, and made available an updated investor presentation, which is furnished herewith as Exhibit 99.2.

This Report on Form 6-K (other than Exhibit 99.2 hereto), including Exhibits 99.1 hereto, shall be deemed to be incorporated by reference into the registration statements on Form S-8 (Registration No. 333-290150) of Klarna Group plc and to be a part thereof from the date on which this report is filed, to the extent not superseded by documents or reports subsequently filed or furnished.

EXHIBITS

The following exhibits are attached:

Exhibit No.						Description
99.1						Unaudited Interim Condensed Consolidated Financial Statements For the three and nine-month periods ended September 30, 2025
99.2						Updated Investor Presentation

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			KLARNA GROUP PLC
Date: November 18, 2025			By:			/s/ Niclas Neglen
						Name: Niclas Neglen Title: Chief Finance Officer

FAQ

What did Klarna Group plc (KLAR) report in its November 2025 Form 6-K?

Klarna Group plc reported that it furnished unaudited interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2025 as Exhibit 99.1, and an updated investor presentation as Exhibit 99.2.

Which periods do Klarna Group plc (KLAR)'s interim financial statements cover?

The interim financial statements cover the three and nine-month periods ended September 30, 2025, providing a mid-year view of Klarna Group plc’s consolidated financial position and results.

How is the Klarna Group plc (KLAR) Form 6-K related to its Form S-8 registration statement?

The Form 6-K, including Exhibit 99.1 but excluding Exhibit 99.2, is incorporated by reference into Klarna Group plc’s Form S-8 registration statement (Registration No. 333-290150), making the interim financial information part of that registration’s disclosure.

What information is contained in Exhibit 99.1 to Klarna Group plc (KLAR)'s Form 6-K?

Exhibit 99.1 contains Klarna Group plc’s Unaudited Interim Condensed Consolidated Financial Statements for the three and nine-month periods ended September 30, 2025.

What is included as Exhibit 99.2 in Klarna Group plc (KLAR)'s Form 6-K?

Exhibit 99.2 consists of an updated investor presentation for Klarna Group plc, intended to provide investors with refreshed company and financial highlights.

Who signed Klarna Group plc (KLAR)'s November 18, 2025 Form 6-K?

The Form 6-K was signed on behalf of Klarna Group plc by Niclas Neglen, who serves as the company’s Chief Finance Officer.