Klarna CFO Niclas Neglen receives 23,499-share award

The chief financial officer reported both transactions as direct, with the 441-share exercise or conversion preceding the 23,499-share award.

Rhea-AI Filing Summary

Klarna Group plc Chief Financial Officer and director Niclas Neglen reported two direct acquisitions: 23,499 ordinary shares through a grant or award on September 28, 2026, and 441 ordinary shares through an exercise or conversion of a derivative security on July 30, 2026.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Neglen Niclas

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Klarna Group plc Ordinary Shares F1	23,499	--	--
Exercise	Klarna Group plc Ordinary Shares F1	441	--	--

Holdings After Transaction: Klarna Group plc Ordinary Shares — 110,613 shares (Direct)

Footnotes (1)

1. F1. Not Applicable.

Key Figures

Grant or award: 23,499 shares Exercise or conversion: 441 shares

2 metrics

Grant or award 23,499 shares Direct acquisition reported September 28, 2026

Exercise or conversion 441 shares Direct acquisition reported July 30, 2026

Key Terms

Ordinary Shares, derivative security, direct ownership

3 terms

Ordinary Shares financial

"Klarna Group plc Ordinary Shares"

Ordinary shares are a type of ownership stake in a company, giving shareholders a right to participate in the company’s profits and decision-making through voting. They are similar to owning a piece of a business, and their value can rise or fall based on the company's performance. Investors buy ordinary shares to potentially earn dividends and benefit from the company's growth over time.

derivative security financial

"exercise or conversion of a derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

direct ownership financial

"Direct ownership of ordinary shares"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many shares did KLAR’s chief financial officer receive in the September 2026 award?

Klarna Group plc Chief Financial Officer Niclas Neglen reported a direct grant or award of 23,499 ordinary shares on September 28, 2026.

How many KLAR shares were acquired through an exercise or conversion in July 2026?

Niclas Neglen reported acquiring 441 ordinary shares through an exercise or conversion of a derivative security on July 30, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/30/2026 - 12:25 PM EDT Accepted by SEC EDGAR 10/30/2026 - 12:25 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Neglen Niclas

(Last) (First) (Middle)

10 YORK ROAD

(Street)

LONDON SE1 7ND

(City) (State) (Zip)

UNITED KINGDOM

(Country)

2. Issuer Name and Ticker or Trading Symbol
Klarna Group plc [ KLAR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Klarna Group plc Ordinary Shares	07/30/2026		M		441	A	(1)	87,114	D
Klarna Group plc Ordinary Shares	09/28/2026		A		23,499	A	(1)	110,613	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Not Applicable.

	Boudien Moerman, as attorney-in-fact	10/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)