Klarna grants David Fock three stock option awards

After the July 30, 2026 exercise or conversion, Klarna's chief product and design officer had 177,175 ordinary shares reported.

Rhea-AI Filing Summary

Klarna Group plc (KLAR) Chief Product & Design Officer David Fock received three direct option awards. On August 20, 2026, awards covered 126,987 and 489,932 ordinary shares, with exercise prices of 14 and 42, respectively. On September 1, 2026, an award covered 104,145 ordinary shares at an exercise price of 14.25. A July 30, 2026 exercise or conversion of a derivative security resulted in 198 ordinary shares; Fock's reported direct position afterward was 177,175 ordinary shares.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Fock David

Role Chief Product & Design Officer

Type	Security	Shares	Price	Value
Grant/Award	Klarna Group plc Options F1	104,145	--	--
Grant/Award	Klarna Group plc Options F1	126,987	--	--
Grant/Award	Klarna Group plc Options F1	489,932	--	--
Exercise	Klarna Group plc Ordinary Shares F1	198	--	--

Holdings After Transaction: Klarna Group plc Options — 6,903,440 contracts (Direct); Klarna Group plc Ordinary Shares — 177,175 shares (Direct)

Footnotes (1)

1. F1. Not Applicable.

Key Figures

Options awarded: 126,987 options Options awarded: 489,932 options Options awarded: 104,145 options +5 more

8 metrics

Options awarded 126,987 options August 20, 2026 award; exercise price 14 per ordinary share

Options awarded 489,932 options August 20, 2026 award; exercise price 42 per ordinary share

Options awarded 104,145 options September 1, 2026 award; exercise price 14.25 per ordinary share

Option exercise price 14 per ordinary share Award covering 126,987 ordinary shares

Option exercise price 42 per ordinary share Award covering 489,932 ordinary shares

Option exercise price 14.25 per ordinary share Award covering 104,145 ordinary shares

Ordinary shares acquired 198 shares July 30, 2026 exercise or conversion

Direct ordinary shares following transaction 177,175 shares Reported after the July 30, 2026 transaction

Key Terms

derivative security, exercise price, expiration date, ordinary shares

4 terms

derivative security financial

"exercise or conversion of a derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

exercise price financial

"options with an exercise price of 14.25"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration date of March 1, 2031"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

ordinary shares financial

"Klarna Group plc Ordinary Shares"

Ordinary shares are a type of ownership stake in a company, giving shareholders a right to participate in the company’s profits and decision-making through voting. They are similar to owning a piece of a business, and their value can rise or fall based on the company's performance. Investors buy ordinary shares to potentially earn dividends and benefit from the company's growth over time.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many options did KLAR Chief Product & Design Officer David Fock receive?

On August 20, 2026, awards covered 126,987 ordinary shares at an exercise price of 14 and 489,932 ordinary shares at an exercise price of 42. On September 1, 2026, an award covered 104,145 ordinary shares at an exercise price of 14.25.

How many KLAR ordinary shares did David Fock acquire in the July transaction?

A July 30, 2026 exercise or conversion of a derivative security resulted in 198 ordinary shares. Fock's reported direct position afterward was 177,175 ordinary shares.

When can David Fock exercise the KLAR options, and when do they expire?

The options covering 126,987 and 489,932 ordinary shares show an exercise date of August 20, 2027, and an expiration date of February 20, 2031. The options covering 104,145 ordinary shares show an exercise date of September 1, 2026, and an expiration date of March 1, 2031.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/30/2026 - 11:44 AM EDT Accepted by SEC EDGAR 10/30/2026 - 11:44 AM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fock David

(Last) (First) (Middle)

10 YORK ROAD

(Street)

LONDON SE1 7ND

(City) (State) (Zip)

UNITED KINGDOM

(Country)

2. Issuer Name and Ticker or Trading Symbol
Klarna Group plc [ KLAR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Product & Design Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Klarna Group plc Ordinary Shares	07/30/2026		M		198	A	(1)	177,175	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Klarna Group plc Options	$14.25	09/01/2026		A		104,145		09/01/2026	03/01/2031	Klarna Group plc Ordinary Shares	104,145	(1)	2,053,178	D
Klarna Group plc Options	$14	08/20/2026		A		126,987		08/20/2027	02/20/2031	Klarna Group plc Ordinary Shares	126,987	(1)	2,180,165	D
Klarna Group plc Options	$42	08/20/2026		A		489,932		08/20/2027	02/20/2031	Klarna Group plc Ordinary Shares	489,932	(1)	2,670,097	D

Explanation of Responses:

1. Not Applicable.

	Boudien Moerman, as attorney-in-fact	10/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)