[6-K] Klarna Group plc Current Report (Foreign Issuer)

Rhea-AI Filing Summary

Klarna Group plc submitted a Form 6-K to provide investors with its latest financial communications. The company furnished an earnings release for the three- and nine-month periods ended September 30, 2025 as an exhibit, along with a press release summarizing third quarter 2025 financial results and a business update. Klarna also included a spreadsheet of select historical financial results, giving readers access to key data in tabular form. These materials are attached as exhibits to the report and are intended to update the market on Klarna’s recent performance.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2025

Commission File Number: 001-42832

Klarna Group plc

(Translation of Registrant’s Name into English)

10 York Road

London SE1 7ND

United Kingdom

(Address of Principal Executive Office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Yes   o   No  x

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

Yes   o   No  x

INFORMATION CONTAINED IN THIS REPORT ON FORM 6-K

On November 18, 2025, Klarna Group plc (the “Company”) issued an earnings release for the three- and nine-month periods ended September 30, 2025, which is furnished herewith as Exhibit 99.1, and issued a press release announcing the Company’s third quarter 2025 financial results and business update, which is furnished herewith as Exhibit 99.2. In addition, the Company is furnishing a spreadsheet containing select historical financial results in a tabular format as Exhibit 99.3.

EXHIBITS

The following exhibits are attached:

Exhibit No.						Description
99.1						Earnings release for the three- and nine-month periods ended September 30, 2025
99.2						Press release
99.3						Select historical financial results

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			KLARNA GROUP PLC
Date: November 18, 2025			By:			/s/ Niclas Neglen
						Name: Niclas Neglen Title: Chief Finance Officer

FAQ

What is Klarna Group plc (KLAR) reporting in this Form 6-K?

Klarna Group plc is using this Form 6-K to furnish an earnings release for the three- and nine-month periods ended September 30, 2025, a press release with third quarter 2025 financial results and business update, and a spreadsheet of select historical financial results.

Which periods are covered by Klarna Group plc (KLAR)'s latest earnings release?

The earnings release furnished by Klarna covers the three- and nine-month periods ended September 30, 2025.

What exhibits are included with Klarna Group plc (KLAR)'s November 2025 Form 6-K?

The Form 6-K includes three exhibits: Exhibit 99.1 (earnings release for the three- and nine-month periods ended September 30, 2025), Exhibit 99.2 (press release with third quarter 2025 financial results and business update), and Exhibit 99.3 (select historical financial results in spreadsheet form).

Does Klarna Group plc (KLAR)'s Form 6-K include detailed financial numbers in the main text?

The main body of the Form 6-K does not list detailed financial figures; instead, those details are provided in the attached earnings release, press release, and historical financial results spreadsheet.

Who signed Klarna Group plc (KLAR)'s Form 6-K report?

The Form 6-K was signed on behalf of Klarna Group plc by Niclas Neglen, the company27s Chief Finance Officer.