Klarna director buys 8,216 shares in exercise

The reported direct position also included restricted stock units underlying 28,125 ordinary shares, with vesting in four equal annual installments.

Rhea-AI Filing Summary

Klarna Group plc director Michael J. Moritz acquired 8,216 ordinary shares on September 15, 2026, through a reported derivative exercise or conversion. His reported direct ordinary-share position after the transaction was 8,216 shares. A separate direct holding lists restricted stock units underlying 28,125 ordinary shares; the units vest in four equal annual installments starting on the first anniversary of the grant date and settle in ordinary shares.

Insider Trade Summary

Exercise: 8,216 shares

Exercise 2 txns

Insider MORITZ MICHAEL J

Role Director

Type	Security	Shares	Price	Value
Exercise	Klarna Group plc Ordinary Shares F1	8,216	--	--
holding	Klarna Group plc Restricted Stock Units F2	--	--	--

Holdings After Transaction: Klarna Group plc Ordinary Shares — 8,216 shares (Direct); Klarna Group plc Restricted Stock Units — 28,125 contracts (Direct)

Footnotes (2)

1. F1. Fair Market Value (FMV) on the vesting date.
2. F2. Klarna Group plc Restricted Stock Units vest in four equal annual installments starting from the first anniversary of the grant date and upon vesting are settled into Klarna Group plc ordinary shares.

Key Figures

Ordinary shares acquired: 8,216 shares Direct ordinary shares following transaction: 8,216 shares Ordinary shares underlying restricted stock units: 28,125 shares +1 more

4 metrics

Ordinary shares acquired 8,216 shares September 15, 2026

Direct ordinary shares following transaction 8,216 shares Reported position after the September 15, 2026 transaction

Ordinary shares underlying restricted stock units 28,125 shares Direct holding reported

Restricted stock unit vesting installments Four equal annual installments Starting on the first anniversary of the grant date

Key Terms

Restricted Stock Units, Fair Market Value (FMV), vesting date

3 terms

Restricted Stock Units financial

"Klarna Group plc Restricted Stock Units vest in four equal annual installments"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Fair Market Value (FMV) financial

"Fair Market Value (FMV) on the vesting date"

vesting date financial

"Fair Market Value (FMV) on the vesting date"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Klarna (KLAR) director Michael J. Moritz report?

He acquired 8,216 ordinary shares on September 15, 2026, through a reported derivative exercise or conversion.

How many Klarna shares did Michael J. Moritz hold after the transaction?

The reported direct ordinary-share position following the transaction was 8,216 shares.

What restricted stock units were reported for Klarna (KLAR)?

The reported direct holding was restricted stock units underlying 28,125 ordinary shares. They vest in four equal annual installments starting on the first anniversary of the grant date and settle in ordinary shares.

Was the Klarna transaction reported under a Rule 10b5-1 plan?

No Rule 10b5-1 plan is reported; the Rule 10b5-1 checkbox was unchecked.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 09/23/2026 - 11:30 AM Accepted by SEC EDGAR 09/23/2026 - 11:30 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MORITZ MICHAEL J

(Last) (First) (Middle)

C/O MAPLEBEAR INC.

50 BEALE STREET, SUITE 600

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Klarna Group plc [ KLAR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Klarna Group plc Ordinary Shares	09/15/2026		M		8,216	A	(1)	8,216	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Klarna Group plc Restricted Stock Units	(2)							(2)	(2)	Klarna Group plc Ordinary Shares	28,125		28,125	D

Explanation of Responses:

1. Fair Market Value (FMV) on the vesting date.

2. Klarna Group plc Restricted Stock Units vest in four equal annual installments starting from the first anniversary of the grant date and upon vesting are settled into Klarna Group plc ordinary shares.

	Boudien Moerman, as attorney-in-fact	09/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)