Welcome to our dedicated page for Carmax SEC filings (Ticker: KMX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Parsing CarMax’s dual identity as the nation’s largest no-haggle used-car retailer and an auto-loan originator can feel like juggling two dense manuals at once. Inventory valuation swings, CAF credit reserves, and reconditioning costs are scattered across hundreds of pages, leaving many investors asking, “How do I actually read CarMax’s 10-K annual report?”
Stock Titan answers that pain point. Our AI reviews every CarMax annual report 10-K simplified, each CarMax quarterly earnings report 10-Q filing, and every CarMax 8-K material events explained the instant they hit EDGAR. Need CarMax insider trading Form 4 transactions or CarMax Form 4 insider transactions real-time? We flag them, summarize what executives bought or sold, and link those trades to upcoming sales comps. Curious about loan loss trends? Our AI highlights CAF net charge-offs, compares them quarter-over-quarter, and presents the data in plain language. It’s CarMax SEC filings explained simply—no accounting degree required.
Use these insights to spot margin pressure from wholesale auctions, monitor inventory aging before earnings releases, or review the CarMax proxy statement executive compensation to see how pay ties to same-store unit growth. Whether you’re tracking CarMax executive stock transactions Form 4 ahead of earnings or just want a concise CarMax earnings report filing analysis, Stock Titan delivers real-time updates, AI-powered summaries, and historical context in one place. Understanding CarMax SEC documents with AI turns hours of document hunting into minutes of decision-ready information.
Insider purchase disclosed: A Form 4 filed for Mark F. ONeil, a director of CarMax Inc. (KMX), shows he purchased 10,816 shares of CarMax common stock on
CarMax, Inc. (KMX) director Mitchell D. Steenrod reported a purchase of 2,000 shares of CarMax common stock on 10/02/2025 at a price of $45.57 per share. After the transaction, the reporting person beneficially owned 38,330 shares, held directly. The Form 4 was filed and signed by an attorney-in-fact on 10/03/2025. The filing discloses only this non-derivative purchase and does not include derivative transactions, amendments, or additional remarks.
CarMax (KMX) reported interim results showing mixed operating strength and credit pressure. Operating cash flow improved to $1.09 billion for the first six months of fiscal 2026 versus $501.4 million a year ago, while inventory declined to $3.15 billion as the company right-sized stock. CarMax Auto Finance (CAF) services ~1.1 million accounts in a $17.69 billion loan portfolio. Credit deterioration drove a higher provision for loan losses of $142.2 million in Q2 and $243.9 million year-to-date, raising the allowance to 3.02% of loans. Liquidity appears supported by available revolver capacity, a $700 million term loan at 5.36% and a $2.0 billion repurchase authorization (about $1.56 billion remaining). A subsequent non-prime securitization sold ~$930 million of loans with an expected gain of $25–30 million.