Every 10-Q that Kinsale Capital Group, Inc. (KNSL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow KNSL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full KNSL filings page.
Kinsale Capital Group, Inc. delivered very strong results for the three and six months ended June 30, 2026. Q2 net income was $175,874 thousand, up 31.1% year over year, and first‑half net income reached $288,428 thousand. Profitability remained robust, with combined ratios of 75.5% in Q2 and 76.4% for the first half, supported by a six‑month loss ratio of 55.0% and favorable prior‑year reserve development of $38,099 thousand.
Underwriting income rose to $105,445 thousand in Q2 and $199,946 thousand year‑to‑date, while net investment income increased 23.1% to $111,163 thousand, aided by $47,840 thousand of positive equity fair‑value adjustments and $8,448 thousand of realized gains. Capital and liquidity were strong, with total assets of $6,428,830 thousand, stockholders’ equity of $2,035,114 thousand, and operating cash flow of $490,776 thousand.
Against this, growth softened: gross written premiums declined 5.0% in Q2 and 2.9% year‑to‑date, driven by a 30.9% drop in the Commercial Property Division amid heightened competition and lower average premium per policy. The expense ratio increased to 21.7% in Q2 and 21.4% for the first half, reflecting lower ceding commissions as Kinsale increased retention on its reinsurance treaties.
Kinsale Capital Group reported strong first-quarter 2026 results driven by underwriting and investment performance. Net income rose to $112.6M from $89.2M, with basic earnings per share increasing to $4.90 from $3.85.
Net earned premiums grew 11.2% to $406.9M, while the combined ratio improved to 77.4% from 82.1%, reflecting lower catastrophe losses of $1.6M versus $22.6M and $18.7M of favorable prior-year reserve development. Net investment income increased to $55.4M, partly offset by an $8.4M decline in the fair value of equity securities and a $34.9M other comprehensive loss on fixed-maturity securities.
Operating cash flow was strong at $248.9M. The company repurchased $62.5M of shares and paid a quarterly dividend of $0.25 per share. Annualized return on equity was 22.9%, and operating return on equity was 24.0%, indicating robust profitability despite competitive pressure in commercial property premiums.
Kinsale Capital Group (KNSL) reported stronger Q3 2025 results. Total revenues were $497.5 million, up from $418.1 million a year ago, driven by higher net earned premiums of $410.9 million and net investment income of $49.6 million. Net income rose to $141.6 million, and diluted EPS increased to $6.09 from $4.90.
For the first nine months of 2025, revenues reached $1.39 billion and net income was $365.0 million, with diluted EPS of $15.67. Reserves developed favorably by $45.9 million year to date, while catastrophe losses totaled $27.5 million primarily related to the Palisades Fire.
The balance sheet expanded as total investments grew to $4.77 billion and stockholders’ equity to $1.87 billion. Operating cash flow was $802.3 million for the nine months. The company repurchased $20.0 million of shares in Q3 and paid a $0.17 per-share dividend. Kinsale drew $15.0 million on its credit facility to help fund its new headquarters, with construction expected to complete in Q4 2025.