Katapult director granted 596,320 share rights

Katapult Holdings, Inc. reported that director Jennifer A. Baldock acquired 596,320 shares of common stock on August 11, 2026, via a grant/award.

Rhea-AI Filing Summary

Katapult Holdings, Inc. reported that director Jennifer A. Baldock acquired 596,320 shares of common stock on August 11, 2026, via a grant/award. A footnote states this reflects the right to receive Katapult common stock in exchange for 18,447,791 phantom restricted units of CCF Holdings, LLC, deliverable twelve months after termination of the CCF Holdings, LLC 2021 management incentive plan in connection with mergers involving Aaron's Intermediate Holdco, Inc. and CCF Holdings, LLC. Following this award, Baldock directly holds 596,320 shares. The footnote also notes that on the effective date of the mergers, Katapult’s common stock closed at $8.00 per share.

Insider Trade Summary

Grant/Award: 596,320 shares

Grant/Award 1 txn

Insider Baldock Jennifer A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	596,320	--	--

Holdings After Transaction: Common Stock — 596,320 shares (Direct)

Footnotes (1)

1. F1. Reflects the right to receive shares of the Issuer's common stock in exchange for 18,447,791 phantom restricted units of CCF Holdings, LLC twelve months following the termination of the CCF Holdings, LLC 2021 management incentive plan in connection with the mergers of Aaron's Intermediate Holdco, Inc. and CCF Holdings, LLC into the Issuer (the "Mergers"). On the effective date of the Mergers, the closing price of the Issuer's common stock was $8.00 per share.

Key Figures

Shares granted: 596,320 shares Shares owned after transaction: 596,320 shares Phantom restricted units: 18,447,791 units +1 more

4 metrics

Shares granted 596,320 shares Common stock award to director on August 11, 2026

Shares owned after transaction 596,320 shares Director’s direct holdings following the reported grant

Phantom restricted units 18,447,791 units CCF Holdings, LLC phantom restricted units referenced in award footnote

Closing price at mergers’ effective date $8.00 per share Katapult common stock closing price on mergers’ effective date

Key Terms

phantom restricted units, management incentive plan, Mergers

3 terms

phantom restricted units financial

"Reflects the right to receive shares ... in exchange for 18,447,791 phantom restricted units"

management incentive plan financial

"twelve months following the termination of the CCF Holdings, LLC 2021 management incentive plan"

A management incentive plan is a structured pay program that rewards company executives and senior managers when they meet specific goals, using cash bonuses, stock awards, or options. It matters to investors because it helps align leaders’ actions with shareholder interests—like tying a coach’s bonus to a team’s wins—while influencing retention, risk-taking and potential share dilution, all of which can affect company performance and stock value.

Mergers financial

"in connection with the mergers of Aaron's Intermediate Holdco, Inc. and CCF Holdings, LLC"

A merger is when two companies join to form a single business, combining their assets, operations and leadership much like two households moving into one home to share resources and cut duplicate costs. For investors, mergers matter because they can change a company's future profits and risk: successful mergers may boost growth and lower costs, while failed integrations can hurt earnings, alter share counts and shift stock prices.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Katapult Holdings (KPLT) disclose about Jennifer A. Baldock’s recent equity award?

Katapult reported that director Jennifer A. Baldock received a grant of 596,320 shares of common stock on August 11, 2026. The award is tied to phantom restricted units of CCF Holdings, LLC related to prior mergers.

How many Katapult (KPLT) shares did Jennifer A. Baldock hold after the reported Form 4 transaction?

After the reported transaction, Jennifer A. Baldock directly holds 596,320 shares of Katapult common stock. This amount matches the 596,320-share grant reported and represents her post-transaction direct ownership position.

What is the relationship between the 596,320 Katapult (KPLT) shares and the 18,447,791 phantom restricted units?

The filing states the 596,320 shares reflect the right to receive Katapult common stock in exchange for 18,447,791 phantom restricted units of CCF Holdings, LLC. These rights become deliverable twelve months after termination of the 2021 management incentive plan.

When will the Katapult (KPLT) shares related to the phantom restricted units be deliverable?

The filing explains that the right to receive Katapult common stock for the 18,447,791 phantom restricted units becomes deliverable twelve months after the termination of the CCF Holdings, LLC 2021 management incentive plan, which is tied to the mergers described.

What stock price did Katapult (KPLT) reference in connection with the mergers mentioned in the Form 4?

The footnote notes that on the effective date of the mergers, the closing price of Katapult’s common stock was $8.00 per share. This price is provided as contextual information related to the merger effective date.

Was Jennifer A. Baldock’s Katapult (KPLT) equity award reported as a market purchase or a compensation grant?

The transaction is coded "A" and described as a grant, award, or other acquisition of common stock, indicating a compensation-related award rather than an open-market purchase or sale of Katapult shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/12/2026 - 06:58 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Baldock Jennifer A

(Last) (First) (Middle)

400 GALLERIA PARKWAY SE

SUITE 300

(Street)

ATLANTA GEORGIA 30339-3182

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Katapult Holdings, Inc. [ KPLT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/11/2026		A		596,320	A	(1)	596,320	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects the right to receive shares of the Issuer's common stock in exchange for 18,447,791 phantom restricted units of CCF Holdings, LLC twelve months following the termination of the CCF Holdings, LLC 2021 management incentive plan in connection with the mergers of Aaron's Intermediate Holdco, Inc. and CCF Holdings, LLC into the Issuer (the "Mergers"). On the effective date of the Mergers, the closing price of the Issuer's common stock was $8.00 per share.

	/s/ Ryan Wigdor, as attorney-in-fact for Jennifer A. Baldock	08/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)