Welcome to our dedicated page for Katapult Holdings SEC filings (Ticker: KPLT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Katapult Holdings, Inc. filings document the disclosure record for an e-commerce-focused lease-to-own fintech company with Nasdaq-listed common stock and redeemable warrants. Its reports cover operating results, capital-structure matters, security terms, and material events tied to the company’s consumer lease-purchase platform and merchant integrations.
Recent 8-K filings include material definitive agreements and limited waivers under the company’s Amended and Restated Loan and Security Agreement, along with shareholder voting results. Proxy materials disclose board and governance matters, executive compensation, equity awards, and annual-meeting proposals, while periodic event reports address financing arrangements, liquidity-related disclosures, and operating performance.
Katapult Holdings agreed to an all-stock business combination with Aaron’s Intermediate Holdco and CCF Holdings (CCFI). Katapult will issue 943,580 shares of Katapult common stock to Aaron’s MIP holders and 11,011,927 shares to CCFI MIP holders, and Aaron’s equity interests will be converted into an aggregate 11,369,237 Katapult shares. CCFI equity interests will be converted into an aggregate 58,516,558 Katapult shares, with 244,146 Katapult shares underlying CCFI warrants assuming cashless exercise, and certain CCFI options forfeited.
After the mergers, on a fully diluted basis, existing Katapult stockholders are expected to own about 6.0% of the combined company, CCFI unitholders 79.9% and Aaron’s stockholders 14.1%. Closing is subject to regulatory and stockholder approvals, effectiveness of a Form S-4/proxy statement and Nasdaq listing of the new shares, and the deal carries a possible $1,514,174 termination fee in specified cases. Key holders entered lock-up, support, stockholders and registration rights agreements, and Katapult amended its loan agreement, obtaining a permanent waiver of any default from not meeting Minimum Trailing Three-Month Originations as of November 30, 2025.
Katapult Holdings, Inc. agreed to an all‑stock business combination with Aaron’s Intermediate Holdco, Inc. and CCF Holdings LLC that will be effected through multiple mergers and equity exchanges. Aaron’s and CCFI management incentive holders are expected to receive 943,580 and 11,011,927 shares of Katapult common stock, respectively, in exchange for their units.
At the Aaron’s merger effective time, Aaron’s equity interests will be converted into the right to receive an aggregate 11,369,237 shares of Katapult common stock, while CCFI equity interests will be converted into the right to receive an aggregate 58,516,558 shares, with 244,146 shares subject to CCFI warrants. After the mergers, existing Katapult stockholders, CCFI unitholders and Aaron’s stockholders are expected to hold approximately 6.0%, 79.9% and 14.1% of the combined company on a fully diluted basis.
The agreement includes customary conditions, a termination fee of $1,514,174 payable by Katapult in certain cases, lock‑up and support agreements, a revamped nine‑member board, a new 2026 equity plan with at least 9,000,000 authorized shares, registration rights, and a loan amendment that permanently waives a covenant default tied to November 30, 2025 originations.
Katapult Holdings, Inc. reported changes to its Board of Directors. On November 25, 2025, Jeffrey Rubin resigned from the Board, with the company stating his decision was not due to any disagreement regarding its operations, policies, or practices. Rubin had been designated by Hawthorn Horizon Credit Fund affiliate HHCF Series 21 Sub, LLC under a Director Nomination Agreement.
Effective November 26, 2025, the Board appointed Gregory L. Zink as a Class I director to fill the vacancy, with a term running until the 2027 annual meeting of stockholders. Zink was also appointed to the Audit, Compensation, and Nominating and Corporate Governance Committees and is considered independent under Nasdaq rules. Under the non-employee director compensation program, he will receive a $50,000 annual Board retainer, additional retainers of $10,000, $7,500, and $5,000 for service on the three committees, and RSUs with a grant date fair value of $150,000, prorated and vesting at the next annual meeting, subject to continued service.
Katapult Holdings, Inc. (KPLT) CEO and director Orlando Zayas reported multiple stock transactions related to restricted stock unit (RSU) vesting and associated tax withholding. On several dates from May 15, 2024 through November 17, 2025, shares of common stock were withheld at prices ranging from $5.98 to $18.66 per share, coded as transaction type "F" (tax withholding).
The transactions reflect shares withheld to pay taxes on RSUs granted under equity awards made in 2021, 2022, 2023, and 2024, rather than open-market sales. After these withholding events, Zayas directly beneficially owned 134,648 shares of Katapult common stock.
Katapult Holdings, Inc. (KPLT) reported insider activity by its Chief Operating Officer, Derek Medlin, in a Form 4 filing. The filing shows a series of automatic transactions coded "F," which represent shares of common stock withheld by the company to cover taxes due upon the vesting of previously granted restricted stock units (RSUs).
These tax-withholding events relate to RSU grants from 2021, 2022, 2023 and 2024, with transaction dates from 08/15/2023 through 11/17/2025. After the most recent withholding on 11/17/2025, Medlin beneficially owns 55,811 shares of Katapult common stock directly.
Katapult Holdings (KPLT) Chief Financial Officer Nancy Walsh filed a Form 4 reporting a series of automatic share withholdings to cover taxes on equity awards. On dates from May 15, 2024 through November 17, 2025, the company withheld common stock at prices ranging from $5.98 to $18.66, including 4,009 shares on March 15, 2025 at $11.47 and 2,219 shares on November 17, 2025 at $5.98. After these transactions, Walsh directly owned 39,020 shares of Katapult common stock.
The tax withholdings relate to previously granted restricted stock units and performance stock units from January 2023 and June 2023, and a 23,000-RSU grant made on May 6, 2024. Vesting of these awards occurs in scheduled quarterly installments, generally conditioned on continued employment and, for the performance units, achievement of performance goals.
Katapult Holdings, Inc. (KPLT) reported insider equity activity by its Chief Accounting Officer, Kaitlin Folan. On August 15, 2025, 1,483 shares of common stock were withheld at a price of $14.05 to cover taxes on the vesting of one-third of restricted stock units (RSUs) granted on August 5, 2024. On November 17, 2025, an additional 368 shares were withheld at $5.98 per share for taxes tied to a quarterly RSU vesting tranche under the same 2024 award.
After these tax-withholding transactions, the reporting person beneficially owned 8,149 shares of Katapult common stock, held directly. The filing indicates the activity was administrative in nature, related to equity compensation, and does not represent open-market purchases or sales.
Katapult Holdings (KPLT) reported Q3 results and updated its capital structure. Total revenue was $74.0 million, up from $60.3 million a year ago, driven by rental revenue of $72.8 million. Gross profit rose to $14.6 million from $11.9 million, while operating expenses fell to $12.1 million from $16.4 million. The company posted a net loss of $4.9 million versus a $8.9 million loss last year. For the nine months, revenue reached $217.9 million with a net loss of $18.5 million.
Liquidity remains tight. Cash and cash equivalents were $3.4 million and restricted cash was $5.6 million. Debt included $79.6 million under a new revolving facility and a $30.6 million carrying amount on a new term loan. In June 2025, Katapult refinanced into a $110 million New Revolving Facility and a $32.7 million New Term Loan bearing 18.0% PIK interest and recorded a $5.1 million derivative liability tied to conversion features during the quarter. The company disclosed that covenants under the New Revolving Facility raise substantial doubt about its ability to continue as a going concern. Stockholders’ deficit widened to $58.4 million. Settlements in shareholder and advisory litigation were finalized, with remaining installments scheduled as disclosed.
Katapult Holdings, Inc. (KPLT) furnished a press release announcing financial results for the three and nine months ended September 30, 2025. The information, including Exhibit 99.1, is being furnished and is not deemed filed under the Exchange Act.
The company also disclosed that issuance of equity securities upon conversion of preferred stock, referenced in the press release, will be submitted to stockholders for approval. Katapult will file a proxy statement for the proposed transaction and direct stockholders to SEC filings and the company’s investor relations for materials when available.
Katapult Holdings (KPLT): Initial Form 3 filed. Affiliated entities including HHCF Series 21 Sub, LLC and related parties, with Lane Risser as manager, reported beneficial ownership as a Director and 10% Owner. Reported derivative holdings include Series A Convertible Preferred Stock convertible into 2,840,910 shares of common stock (implied initial conversion price $12.32) and Series B Convertible Preferred Stock convertible into 2,633,890 shares (implied initial conversion price $11.39). Warrants cover 486,264 shares at $0.01 expiring 06/12/2032 (exercisable 09/29/2025) and 160,000 shares at $0.25 expiring 03/06/2030 (exercisable 03/06/2023). Conversions of Series A and B are limited to avoid exceeding 19.99% voting power until stockholder approval under Nasdaq rules.