Insurer discloses new 5%+ stake in Katapult Holdings (KPLT)

Rhea-AI Filing Summary

Katapult Holdings, Inc. (KPLT) reports that Advantage Insurance Inc. has filed a Schedule 13G as a passive owner of its common stock. Advantage Insurance Inc. beneficially owns 4,697,437 shares of Katapult common stock, representing 5.4% of the class, based on approximately 87,400,000 shares outstanding as referenced in Katapult’s August 11, 2026 Form 8-K. Advantage Insurance Inc. holds sole voting and sole dispositive power over all of these shares and reports no shared voting or dispositive power.

Key Figures

Shares beneficially owned: 4,697,437 shares of common stock Percent of class: 5.4% Shares outstanding: 87,400,000 shares of common stock +2 more

5 metrics

Shares beneficially owned 4,697,437 shares of common stock Beneficial ownership reported by Advantage Insurance Inc.

Percent of class 5.4% Ownership stake of Advantage Insurance Inc. in Katapult common stock

Shares outstanding 87,400,000 shares of common stock Katapult common stock outstanding referenced from August 11, 2026 Form 8-K

Sole voting power 4,697,437 shares Shares over which Advantage Insurance Inc. has sole power to vote

Sole dispositive power 4,697,437 shares Shares over which Advantage Insurance Inc. has sole power to dispose

Key Terms

beneficially owned, Sole Voting Power, Sole Dispositive Power, Percent of class, +1 more

5 terms

beneficially owned financial

"Item 4. | Ownership (a) | Amount beneficially owned: 4,697,437"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Sole Voting Power financial

"5 | Sole Voting Power 4,697,437.00"

Sole voting power is the exclusive right to cast votes attached to a shareholder’s stock without needing approval from anyone else. Like holding the only remote control for a TV, it lets that holder decide corporate matters such as board members, mergers, and policy changes, making it important to investors because it concentrates control and can strongly influence a company’s strategy and the value of its shares.

Sole Dispositive Power financial

"7 | Sole Dispositive Power 4,697,437.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

Percent of class financial

"Item 4. | Ownership (b) | Percent of class: 5.4%"

Percent of class is the portion of a specific category of securities—such as a company’s common shares, preferred shares, or a bond series—that takes part in or approves a corporate action (vote, consent, tender, etc.). Investors watch this number because it reveals how much support or opposition exists within that particular shareholder group; like counting how many members of a club back a proposal, it can determine whether a plan passes or how influence is distributed.

Schedule 13G regulatory

"form_type": "SCHEDULE 13G"

A Schedule 13G is a formal document that investors file with the government when they acquire a large ownership stake in a company, usually for investment purposes rather than control. It helps keep the public informed about who owns significant parts of a company's shares, which can influence how the company is managed and how investors make decisions. Filing this schedule is important for transparency and understanding the ownership landscape of publicly traded companies.

FAQ

What percentage of Katapult Holdings, Inc. (KPLT) does Advantage Insurance Inc. own?

Advantage Insurance Inc. reports owning 5.4% of Katapult Holdings, Inc.’s common stock. This percentage is calculated using approximately 87,400,000 shares outstanding, as reported by Katapult on August 11, 2026.

How many KPLT shares are beneficially owned by Advantage Insurance Inc.?

Advantage Insurance Inc. beneficially owns 4,697,437 shares of Katapult Holdings, Inc. common stock. All of these shares are reported with sole voting and sole dispositive power.

Does Advantage Insurance Inc. share voting power over its Katapult (KPLT) shares?

No. Advantage Insurance Inc. reports sole voting power over 4,697,437 shares and 0 shares with shared voting power. It also reports sole dispositive power over the same number of shares and no shared dispositive power.

What share count did Katapult (KPLT) use to calculate Advantage Insurance Inc.’s ownership percentage?

The 5.4% ownership is calculated based on approximately 87,400,000 shares of common stock outstanding, as reported by Katapult Holdings, Inc. on a Form 8-K filed on August 11, 2026.

What type of filing did Advantage Insurance Inc. submit for its KPLT holdings?

Advantage Insurance Inc. submitted a Schedule 13G for its holdings in Katapult Holdings, Inc. common stock. This form is used to report beneficial ownership, typically on a passive basis, when ownership exceeds 5% of a class of equity securities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/31/2026 - 05:24 PM Accepted by SEC EDGAR 08/31/2026 - 05:24 PM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

Katapult Holdings, Inc.

(Name of Issuer)

Common Stock, par value $0.0001 per share

(Title of Class of Securities)

485859201

(CUSIP Number)

08/11/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 485859201

1

Names of Reporting Persons

Advantage Insurance Inc.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

PUERTO RICO

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 4,697,437.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 4,697,437.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

4,697,437.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.4 %

12

Type of Reporting Person (See Instructions)

IC, CO

Comment for Type of Reporting Person: The percentage of class is calculated based upon approximately 87,400,000 shares of Common Stock outstanding, as reported on the Issuer's 8-K filed with the U.S. Securities and Exchange Commission on August 11, 2026.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Katapult Holdings, Inc.
(b)	Address of issuer's principal executive offices: 1345 Avenue of the Americas, 11th FL, New York, NY 10105
Item 2.
(a)	Name of person filing: Advantage Insurance Inc.
(b)	Address or principal business office or, if none, residence: 250 Munoz Rivera Avenue, Suite 250, San Juan
(c)	Citizenship: Puerto Rico
(d)	Title of class of securities: Common Stock, par value $0.0001 per share
(e)	CUSIP Number(s): 485859201
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 4,697,437
(b)	Percent of class: 5.4%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 4,697,437
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 4,697,437
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Advantage Insurance Inc.

Signature:	/s/ William C. Buell
Name/Title:	William C. Buell, CEO
Date:	08/31/2026