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Kearny Financial (KRNY) EVP reports restricted stock vesting and tax share withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Kearny Financial Corp. executive vice president and chief technology and information officer Timothy A. Swansson reported routine equity compensation activity. On June 1, 2026, 2,686 shares of restricted stock vested after performance criteria for the fiscal year ended June 30, 2025 were met. To cover tax obligations, 1,026 shares of common stock were withheld at $8.11 per share, a non-market, tax-withholding disposition rather than an open-market sale. Following these transactions, he holds 58,988 shares of common stock directly, plus 11,038 shares indirectly through a 401(k) and 31,384 shares indirectly through an ESOP, and retains stock options on 75,000 shares at a $15.35 exercise price expiring in December 2026.

Positive

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Insider Swansson Timothy A
Role EVP and CTIO
Type Security Shares Price Value
Grant/Award Common Stock 2,686 $0.00 --
Tax Withholding Common Stock 1,026 $8.11 $8K
holding Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 58,988 shares (Direct, null); Stock Options — 75,000 shares (Direct, null); Common Stock — 31,384 shares (Indirect, By ESOP)
Footnotes (1)
  1. On June 1, 2021 the reporting person was granted 13,426 shares of restricted stock which vest at a rate of 20% per year commencing on June 1, 2022, subject to certain performance criteria. The performance criteria for the fiscal year ended June 30, 2025 were met, resulting in the vesting of 2,686 shares of restricted stock. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024. Includes shares of restricted stock which vest at a rate of 20% per year commencing on June 1, 2022. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
Restricted stock vested 2,686 shares Performance-based vesting for fiscal year ended June 30, 2025
Tax-withholding shares 1,026 shares at $8.11 per share Shares withheld to cover tax liability on June 1, 2026
Direct common shares after transactions 58,988 shares Direct ownership following June 1, 2026 Form 4 transactions
401(k) indirect holdings 11,038 shares Common stock held indirectly through 401(k) plan
ESOP indirect holdings 31,384 shares Common stock held indirectly through ESOP
Stock options outstanding 75,000 options at $15.35 Options on common stock expiring December 1, 2026
restricted stock financial
"the reporting person was granted 13,426 shares of restricted stock which vest at a rate of 20% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
restricted stock units financial
"Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Section 16 of the Securities Exchange Act of 1934 regulatory
"Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended."
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.
ESOP financial
""nature_of_ownership": "By ESOP""
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
401(k) financial
""nature_of_ownership": "By 401(k)""
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Swansson Timothy A

(Last)(First)(Middle)
C/O KEARNY FINANCIAL CORP.
120 PASSAIC AVENUE

(Street)
FAIRFIELD NEW JERSEY 07004

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP and CTIO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/01/2026A2,686(1)A$058,988(2)(3)(4)(5)(6)D
Common Stock06/01/2026F1,026D$8.1157,962(2)(3)(4)(5)(6)D
Common Stock31,384(6)IBy ESOP
Common Stock11,038(6)IBy 401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$15.3512/01/201712/01/2026Common Stock75,00075,000D
Explanation of Responses:
1. On June 1, 2021 the reporting person was granted 13,426 shares of restricted stock which vest at a rate of 20% per year commencing on June 1, 2022, subject to certain performance criteria. The performance criteria for the fiscal year ended June 30, 2025 were met, resulting in the vesting of 2,686 shares of restricted stock.
2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.
3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.
4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.
5. Includes shares of restricted stock which vest at a rate of 20% per year commencing on June 1, 2022.
6. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
Remarks:
/s/ Gail Corrigan, pursuant to power of attorney06/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did KRNY executive Timothy Swansson report in this Form 4?

Timothy Swansson reported routine equity compensation activity. 2,686 restricted shares vested after performance goals were met, and 1,026 shares were withheld to pay taxes, leaving him with 58,988 directly held common shares plus additional indirect holdings and stock options.

How many Kearny Financial (KRNY) shares vested for Timothy Swansson?

2,686 shares of restricted stock vested for Timothy Swansson. These shares came from a 13,426-share grant awarded in June 2021 that vests 20% per year once performance criteria are satisfied, with fiscal 2025 performance targets having been achieved.

Was there an open-market sale of KRNY stock in this Form 4?

No open-market sale occurred in this Form 4. The 1,026-share disposition is coded “F,” meaning shares were withheld by the company to cover tax liability or exercise price, a non-market transaction that does not reflect a discretionary stock sale.

How many KRNY shares does Timothy Swansson hold after these transactions?

After these transactions, Timothy Swansson holds 58,988 shares of common stock directly. He also has 11,038 shares held indirectly through a 401(k), 31,384 shares indirectly through an ESOP, and retains stock options tied to 75,000 additional underlying shares.

What stock option position does Timothy Swansson retain in KRNY?

He retains stock options linked to 75,000 shares of Kearny Financial common stock. These options have a $15.35 exercise price and expire on December 1, 2026, representing a continuing derivative position separate from his directly and indirectly held shares.

How were performance criteria involved in Timothy Swansson’s restricted stock vesting at KRNY?

The vested 2,686 shares are part of a 13,426-share restricted stock grant from June 1, 2021. That grant vests 20% per year starting June 1, 2022, but only when specified performance criteria are met. Fiscal 2025 performance targets were achieved, triggering this vesting tranche.