What is Kearny Finl Corp Md's earnings per share (EPS)?

Kearny Finl Corp Md (KRNY) reported diluted earnings per share of $0.57 for fiscal year 2026. This represents a 35.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Kearny Finl Corp Md (KRNY) Financials

KRNY

FY2026 annual

Revenue $178.1M +15.7% YoY

Net Income $36.3M +39.1% YoY

EPS (Diluted) $0.57 +35.7% YoY

Free Cash Flow $35.3M +64.9% YoY

Market Cap $614.7M as of Sep 9, 2026

Price / Sales 3.5x on $178.1M revenue, FY2026

Price / Earnings 17.0x on $36.3M net income, FY2026

Price / Book 0.8x on $766.7M equity, Q4 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period FY2026, ended Jun 30, 2026 Reported Aug 21, 2026 Currency USD FYE June

Newest figures come from the 10-K for FY2026, filed Aug 21, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KRNY SEC filings page.

Kearny Finl Corp Md (KRNY) reported $178.1M in revenue for fiscal year 2026, up 15.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 14 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI KRNY FY2026 2026-09-05

Funding costs and leverage dominate Kearny’s economics, while recent cash generation has recovered faster than reported profitability.

FY2024 paired a net loss of -$86.7M with operating cash flow of $44.0M, so the reported loss did not represent an equivalent cash shortfall. Goodwill then stood at $113.5M versus $210.9M in FY2023, making the earnings disruption coincide with a major balance-sheet reduction rather than only a change in cash operations.

By FY2026, operating cash flow of $37.7M nearly matched net income of $36.3M, a pattern that supports the quality of the rebound rather than merely an accounting recovery. Free cash flow of $35.3M remained close to operating cash flow after $2.5M of capital expenditures, so reported cash generation was not being consumed by heavy reinvestment.

Debt-to-equity was 9.0x in FY2026, making a liability-funded structure the defining balance-sheet feature even as total equity reached $766.7M. Interest expense was $169.0M against $178.1M of revenue, leaving funding costs as a dominant swing factor in the earnings profile.

Financial Health Signals

Financial Health Score 22/100

Scored as: Banks peer group

Scored against banks for FY2026. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Kearny Finl Corp Md's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Kearny Finl Corp Md earned a return on assets of 0.5% in fiscal year 2026, which is the profit it made on every dollar of assets on its books. This is up from 0.3% the prior year. Earnings ranks banks on that return over three years, and Kearny Finl Corp Md scores 19/100 among other banks.

Growth

Kearny Finl Corp Md reported revenue of $178.1M in fiscal year 2026, against $154.0M in fiscal year 2025. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Kearny Finl Corp Md scores 66/100 among other banks.

Capital

Kearny Finl Corp Md funded 10.0% of its assets with shareholders' equity at the end of fiscal year 2026, holding $766.7M of equity against $7.7B of assets. Capital ranks banks on that cushion, and Kearny Finl Corp Md scores 29/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Kearny Finl Corp Md scores 10/100 on it among other banks.

Credit Quality

Not available for Kearny Finl Corp Md, and counted as zero in the overall score.

Stability

Kearny Finl Corp Md reported net income of $36.3M in fiscal year 2026, against $26.1M in fiscal year 2025. Stability ranks banks on how steady net income has been across five years, and Kearny Finl Corp Md scores 5/100 among other banks.

Piotroski F-Score Partial

5/6

Kearny Finl Corp Md passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.04x

For every $1 of reported earnings, Kearny Finl Corp Md generates $1.04 in operating cash flow ($37.7M OCF vs $36.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$45.7M

YoY+11.9%

QoQ+0.8%

5Y CAGR-2.8%

10Y CAGR+5.2%

Kearny Finl Corp Md generated $45.7M in revenue in Q4 2026. This represents an increase of 11.9% from the same quarter a year earlier. Against the prior quarter it is up 0.8%.

Net Income

$7.2M

YoY+6.0%

QoQ-29.2%

5Y CAGR-17.2%

10Y CAGR+3.9%

Kearny Finl Corp Md reported $7.2M in net income in Q4 2026. This represents an increase of 6.0% from the same quarter a year earlier. Against the prior quarter it is down 29.2%.

EPS (Diluted)

$0.11

YoY0.0%

QoQ-31.3%

5Y CAGR-14.4%

10Y CAGR+8.2%

Kearny Finl Corp Md earned $0.11 per diluted share (EPS) in Q4 2026. That is unchanged from the same quarter a year earlier. Against the prior quarter it is down 31.3%.

EBITDA

Not reported for Q4 2026.

Cash & Balance Sheet

Cash & Debt

$114.8M

YoY-31.4%

QoQ-7.3%

5Y CAGR+11.1%

10Y CAGR-5.4%

Kearny Finl Corp Md held $114.8M in cash as of Q4 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.11

YoY0.0%

QoQ0.0%

5Y CAGR+1.9%

10Y CAGR+18.6%

Kearny Finl Corp Md paid $0.11 per share in dividends in Q4 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

65M

YoY+0.3%

QoQ+0.3%

5Y CAGR-3.4%

10Y CAGR-3.2%

Kearny Finl Corp Md had 65M shares outstanding in Q4 2026. This represents an increase of 0.3% from the same quarter a year earlier. Against the prior quarter it is up 0.3%.

Free Cash Flow

Not reported for Q4 2026.

Margins & Returns

Net Margin

15.7%

YoY-0.9pp

QoQ-6.7pp

5Y CAGR-19.5pp

10Y CAGR-2.1pp

Kearny Finl Corp Md's net profit margin was 15.7% in Q4 2026, showing the share of revenue converted to profit. This is down 0.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 6.7 percentage points.

Return on Equity

0.9%

YoY0.0pp

QoQ-0.4pp

5Y CAGR-0.8pp

10Y CAGR+0.5pp

Kearny Finl Corp Md's ROE was 0.9% in Q4 2026, measuring profit generated per dollar of shareholder equity. That is unchanged from the same quarter a year earlier. Against the prior quarter it is down 0.4 percentage points.

Gross Margin

Not reported for Q4 2026.

Operating Margin

Not reported for Q4 2026.

Capital Allocation

None of these metrics is reported for Q4 2026.

KRNY Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KRNY quarterly income statement

Metric	FY2610-K	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Revenue	$178.1M+15.7%	$154.0M+9.5%	$140.6M-21.3%	$178.6M-15.2%	$210.5M+0.6%	$209.3M+23.8%	$169.1M+0.1%	$168.9M+25.5%	$134.6M+18.1%	$113.9M+7.8%	$105.7M+19.4%	$88.5M+8.1%	$81.9M-0.8%	$82.6M
SG&A Expenses	$76.7M+8.3%	$70.9M+2.4%	$69.2M-8.4%	$75.6M-0.9%	$76.3M+10.8%	$68.8M+10.9%	$62.0M-1.6%	$63.0M+17.3%	$53.7M+12.8%	$47.6M+13.1%	$42.1M+7.3%	$39.2M+9.7%	$35.8M+1.0%	$35.4M
Interest Expense	$169.0M-10.8%	$189.5M+1.7%	$186.3M+58.0%	$117.9M+297.2%	$29.7M-40.5%	$49.9M-40.6%	$83.9M+2.2%	$82.0M+63.6%	$50.1M+37.3%	$36.5M+14.5%	$31.9M+25.4%	$25.4M+15.6%	$22.0M0.0%	$22.0M
Income Tax	$11.1M+126.2%	$4.9M-16.4%	$5.9M-49.1%	$11.6M-53.4%	$24.8M+16.6%	$21.3M+73.1%	$12.3M-11.8%	$13.9M-3.3%	$14.4M+63.3%	$8.8M+30.0%	$6.8M+634.5%	-$1.3M-130.1%	$4.2M+87.4%	$2.3M
Net Income	$36.3M+39.1%	$26.1M+130.1%	-$86.7M-312.4%	$40.8M-39.6%	$67.5M+6.8%	$63.2M+40.6%	$45.0M+6.7%	$42.1M+115.1%	$19.6M+5.3%	$18.6M+17.6%	$15.8M+181.1%	$5.6M-44.7%	$10.2M+56.6%	$6.5M
EPS (Basic)	$0.58+38.1%	$0.42+130.2%	-$1.39-320.6%	$0.63-33.7%	$0.95+23.4%	$0.77+40.0%	$0.55+19.6%	$0.46+91.7%	$0.24+9.1%	$0.22+22.2%	$0.18+200.0%	$0.06-45.5%	$0.11+57.1%	$0.07
EPS (Diluted)	$0.57+35.7%	$0.42+130.2%	-$1.39-320.6%	$0.63-33.7%	$0.95+23.4%	$0.77+40.0%	$0.55+19.6%	$0.46+91.7%	$0.24+9.1%	$0.22+22.2%	$0.18+200.0%	$0.06-45.5%	$0.11+57.1%	$0.07
Diluted Shares (Avg)	63M+0.8%	63M+0.4%	62M-3.6%	65M-8.6%	71M-13.9%	82M0.0%	82M-9.5%	91M+10.2%	83M-2.4%	85M-5.5%	90M-2.4%	92M+1.1%	91M-0.5%	91M

Metric	Q4'2610-K	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q
Revenue	$45.7M+11.9%	$45.3M+17.4%	$43.5M+16.2%	$43.6M+17.5%	$40.8M+4.5%	$38.6M+0.2%	$37.5M+89.1%	$37.1M-14.1%
SG&A Expenses	$20.3M+12.3%	$19.3M+9.1%	$18.4M+4.5%	$18.7M+7.1%	$18.1M+4.8%	$17.7M+4.7%	$17.6M+1.7%	$17.5M-1.5%
Interest Expense	$41.6M-6.6%	$39.9M-11.8%	$42.7M-12.7%	$44.8M-11.8%	$44.6M-10.4%	$45.3M-5.2%	$48.9M+4.5%	$50.8M+20.9%
Income Tax	$3.8M+176.9%	$2.5M+108.6%	$2.3M+86.5%	$2.5M+126.6%	$1.4M+251.3%	$1.2M-30.1%	$1.3M-29.8%	$1.1M-67.2%
Net Income	$7.2M+6.0%	$10.1M+52.5%	$9.4M+43.9%	$9.5M+56.0%	$6.8M+107.5%	$6.6M-10.1%	$6.6M+147.5%	$6.1M-38.1%
EPS (Basic)	$0.12+9.1%	$0.16+45.5%	$0.15+36.4%	$0.15+50.0%	$0.11+107.6%	$0.11-8.3%	$0.11+150.0%	$0.10-37.5%
EPS (Diluted)	$0.110.0%	$0.16+45.5%	$0.15+50.0%	$0.15+50.0%	$0.11+107.6%	$0.11-8.3%	$0.10+145.5%	$0.10-37.5%
Diluted Shares (Avg)	N/A	63M+0.9%	63M+0.7%	63M+0.9%	N/A	63M+0.8%	63M+0.5%	62M-1.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

KRNY Balance Sheet

KRNY quarterly balance sheet

Metric	FY2610-K	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Total Assets	$7.7B-0.8%	$7.7B+0.7%	$7.7B-4.7%	$8.1B+4.5%	$7.7B+6.0%	$7.3B+7.8%	$6.8B+1.9%	$6.6B+0.8%	$6.6B+36.6%	$4.8B+7.1%	$4.5B+6.2%	$4.2B+20.7%	$3.5B	N/A
Cash & Equivalents	$114.8M-31.4%	$167.3M+161.9%	$63.9M-9.4%	$70.5M-30.6%	$101.6M+49.8%	$67.9M-62.5%	$181.0M+364.8%	$38.9M-69.8%	$128.9M+64.7%	$78.2M-60.7%	$199.2M-41.4%	$340.1M+151.9%	$135.0M+6.3%	$127.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$113.5M0.0%	$113.5M0.0%	$113.5M-46.2%	$210.9M0.0%	$210.9M0.0%	$210.9M0.0%	$210.9M0.0%	$210.9M0.0%	$210.9M+94.2%	$108.6M0.0%	$108.6M0.0%	$108.6M0.0%	$108.6M0.0%	$108.6M
Total Liabilities	$6.9B-1.1%	$7.0B+0.9%	$6.9B-3.7%	$7.2B+5.4%	$6.8B+9.4%	$6.2B+10.0%	$5.7B+3.0%	$5.5B+3.7%	$5.3B+41.2%	$3.8B+12.2%	$3.4B+9.2%	$3.1B+1.8%	$3.0B	N/A
Total Equity	$766.7M+2.8%	$746.0M-1.0%	$753.6M-13.3%	$869.3M-2.8%	$894.0M-14.3%	$1.0B-3.8%	$1.1B-3.8%	$1.1B-11.2%	$1.3B+20.0%	$1.1B-7.9%	$1.1B-1.7%	$1.2B+136.0%	$494.7M+5.8%	$467.7M
Retained Earnings	$350.0M+2.4%	$341.7M-0.5%	$343.3M-25.0%	$457.6M+2.7%	$445.5M+9.1%	$408.4M+5.3%	$387.9M+5.8%	$366.7M+2.1%	$359.1M-0.5%	$361.0M+2.9%	$350.8M+2.5%	$342.1M+1.7%	$336.4M	N/A

Metric	Q4'2610-K	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q
Total Assets	$7.7B-0.8%	$7.6B-1.6%	$7.6B-1.4%	$7.6B-1.6%	$7.7B+0.7%	$7.7B-1.4%	$7.7B-2.1%	$7.8B-2.5%
Cash & Equivalents	$114.8M-31.4%	$123.8M-1.8%	$147.3M+4.1%	$130.1M-16.3%	$167.3M+161.9%	$126.1M+77.5%	$141.6M+91.7%	$155.6M+171.9%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$113.5M0.0%	$113.5M0.0%	$113.5M0.0%	$113.5M0.0%	$113.5M0.0%	$113.5M-46.2%	$113.5M-46.2%	$113.5M-46.2%
Total Liabilities	$6.9B-1.1%	$6.8B-2.0%	$6.9B-1.8%	$6.9B-1.8%	$7.0B+0.9%	$7.0B-0.1%	$7.0B-0.9%	$7.0B-1.5%
Total Equity	$766.7M+2.8%	$763.0M+2.0%	$757.4M+1.7%	$753.2M+0.2%	$746.0M-1.0%	$748.1M-11.9%	$744.9M-12.2%	$751.5M-11.5%
Retained Earnings	$350.0M+2.4%	$349.9M+2.3%	$346.7M+1.3%	$344.3M+0.5%	$341.7M-0.5%	$341.9M-22.3%	$342.2M-22.2%	$342.5M-25.6%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

KRNY Cash Flow Statement

KRNY quarterly cash flow statement

Metric	FY2610-K	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Operating Cash Flow	$37.7M+52.3%	$24.8M-43.7%	$44.0M-36.8%	$69.5M-14.5%	$81.3M+7.8%	$75.4M+290.3%	$19.3M-50.5%	$39.0M-13.5%	$45.1M+17.0%	$38.5M-1.7%	$39.2M+91.1%	$20.5M-21.2%	$26.0M-13.1%	$29.9M
Depreciation & Amortization	$4.5M-8.8%	$4.9M-7.1%	$5.3M-16.5%	$6.3M-5.4%	$6.7M-2.7%	$6.8M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Stock-Based Compensation	$3.8M+19.0%	$3.2M-20.7%	$4.0M-17.9%	$4.9M-23.1%	$6.3M-18.1%	$7.7M-6.0%	$8.2M-6.4%	$8.8M-4.3%	$9.2M+34.7%	$6.8M+134.7%	$2.9M+14.0%	$2.5M+23.7%	$2.1M+25.7%	$1.6M
Capital Expenditures	$2.5M-27.3%	$3.4M+150.6%	$1.4M-0.4%	$1.4M-53.6%	$2.9M-46.5%	$5.5M-8.4%	$6.0M-2.9%	$6.1M-25.8%	$8.3M+104.9%	$4.0M+84.0%	$2.2M+6.9%	$2.1M-42.4%	$3.6M+241.7%	$1.0M
Free Cash Flow	$35.3M+64.9%	$21.4M-49.8%	$42.6M-37.5%	$68.2M-13.0%	$78.4M+12.0%	$70.0M+423.5%	$13.4M-59.3%	$32.9M-10.8%	$36.8M+6.8%	$34.5M-6.7%	$37.0M+100.5%	$18.4M-17.8%	$22.4M-22.3%	$28.9M
Investing Cash Flow	$10.9M-73.4%	$41.1M-84.1%	$258.1M+161.8%	-$417.9M+12.9%	-$480.0M-471.6%	-$84.0M-198.2%	$85.5M+157.8%	-$147.9M-10124.3%	-$1.4M+99.7%	-$453.5M-7.6%	-$421.6M	N/A	N/A	N/A
Financing Cash Flow	-$101.1M-369.4%	$37.5M+112.2%	-$308.7M-197.3%	$317.3M-26.6%	$432.4M+513.6%	-$104.6M-380.8%	$37.2M+95.9%	$19.0M+172.5%	$7.0M-97.6%	$294.1M+21.8%	$241.5M	N/A	N/A	N/A
Dividends Paid	$27.8M+0.7%	$27.6M+0.3%	$27.6M-3.3%	$28.5M-7.1%	$30.7M+7.1%	$28.6M+18.8%	$24.1M-30.6%	$34.7M+69.0%	$20.6M+148.1%	$8.3M+15.7%	$7.2M	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$4.1M-4.3%	$4.3M

Metric	Q4'2610-K	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q
Operating Cash Flow	$14.0M+73.0%	$7.9M-52.8%	$14.3M+638.8%	$1.5M-40.8%	$8.1M+11.4%	$16.8M-4.4%	-$2.7M-138.7%	$2.5M-79.3%
Stock-Based Compensation	N/A	N/A	N/A	$847K+24.6%	N/A	N/A	N/A	$680K-47.0%
Investing Cash Flow	-$85.9M-383.5%	-$7.9M+57.7%	$42.4M+168.8%	$62.3M+353.8%	$30.3M-45.8%	-$18.7M-145.0%	$15.8M-83.6%	$13.7M-78.8%
Financing Cash Flow	$62.9M+2143.8%	-$23.5M-73.3%	-$39.5M-45.6%	-$100.9M-233.7%	$2.8M+104.0%	-$13.6M+78.0%	-$27.1M+68.5%	$75.5M+183.5%
Dividends Paid	$6.9M+0.5%	$6.9M+0.6%	$6.9M+0.6%	$7.1M+1.2%	$6.9M+0.6%	$6.9M-0.2%	$6.9M+0.6%	$7.0M0.0%

Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow, Share Buybacks.

KRNY Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KRNY quarterly financial ratios

Metric	FY2610-K	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Net Margin	20.4%+3.4pp	16.9%+78.6pp	-61.6%-84.5pp	22.9%-9.2pp	32.1%+1.9pp	30.2%+3.6pp	26.6%+1.6pp	25.0%+10.4pp	14.6%-1.8pp	16.3%+1.4pp	15.0%+8.6pp	6.4%-6.1pp	12.4%+4.6pp	7.9%
Return on Equity	4.7%+1.2pp	3.5%+15.0pp	-11.5%-16.2pp	4.7%-2.9pp	7.6%+1.5pp	6.1%+1.9pp	4.2%+0.4pp	3.7%+2.2pp	1.5%-0.2pp	1.8%+0.4pp	1.4%+0.9pp	0.5%-1.6pp	2.1%+0.7pp	1.4%
Return on Assets	0.5%+0.1pp	0.3%+1.5pp	-1.1%-1.6pp	0.5%-0.4pp	0.9%0.0pp	0.9%+0.2pp	0.7%0.0pp	0.6%+0.3pp	0.3%-0.1pp	0.4%0.0pp	0.4%+0.2pp	0.1%-0.2pp	0.3%	N/A
Debt-to-Equity	9.02-0.4x	9.38+0.2x	9.20+0.9x	8.28+0.6x	7.64+1.7x	5.98+0.8x	5.23+0.3x	4.89+0.7x	4.19+0.6x	3.56+0.6x	2.92+0.3x	2.63-3.5x	6.10	N/A
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.02	N/A
FCF Margin	19.8%+5.9pp	13.9%-16.4pp	30.3%-7.9pp	38.2%+0.9pp	37.2%+3.8pp	33.4%+25.5pp	7.9%-11.6pp	19.5%-7.9pp	27.4%-2.9pp	30.3%-4.7pp	35.0%+14.1pp	20.8%-6.5pp	27.4%-7.6pp	34.9%

Metric	Q4'2610-K	Q3'2610-Q	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q
Net Margin	15.7%-0.9pp	22.4%+5.1pp	21.7%+4.2pp	21.8%+5.4pp	16.6%	17.2%-2.0pp	17.5%+87.3pp	16.4%-6.4pp
Return on Equity	0.9%0.0pp	1.3%+0.4pp	1.3%+0.4pp	1.3%+0.5pp	0.9%+12.9pp	0.9%0.0pp	0.9%+2.5pp	0.8%-0.3pp
Return on Assets	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%0.0pp	0.1%+1.3pp	0.1%0.0pp	0.1%+0.3pp	0.1%0.0pp
Debt-to-Equity	9.02-0.4x	8.97-0.4x	9.06-0.3x	9.15-0.2x	9.38+0.2x	9.34+1.1x	9.38+1.1x	9.34+1.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.000.0x	0.000.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Kearny Finl Corp Md KRNY	FY2026	$178.1M	$36.3M	20.4%	$614.7M	22/100
Home Bancorp Inc HBCP	FY2025	$148.7M	$46.1M	31.0%	$546.9M	52/100
Red River Bancshares RRBI	FY2025	$125.5M	$42.8M	34.1%	$677.2M	55/100
Sierra Bancorp BSRR	FY2025	$155.3M	$42.3M	27.3%	$527.5M	45/100
Choiceone Finl Svcs Inc COFS	FY2025	$227.6M	$28.2M	12.4%	$505.6M	62/100
First Business Finl Svcs Inc W FBIZ	FY2025	$168.6M	$50.3M	29.8%	$604.5M	48/100

Where Kearny Finl Corp Md Ranks

Frequently Asked Questions

What is Kearny Finl Corp Md's annual revenue?

Kearny Finl Corp Md (KRNY) reported $178.1M in total revenue for fiscal year 2026. This represents a 15.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Kearny Finl Corp Md's revenue growing?

Kearny Finl Corp Md (KRNY) revenue grew by 15.7% year-over-year, from $154.0M to $178.1M in fiscal year 2026.

Is Kearny Finl Corp Md profitable?

Yes, Kearny Finl Corp Md (KRNY) reported a net income of $36.3M in fiscal year 2026, with a net profit margin of 20.4%.

What is Kearny Finl Corp Md's net profit margin?

Kearny Finl Corp Md (KRNY) had a net profit margin of 20.4% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.

Does Kearny Finl Corp Md pay dividends?

Yes, Kearny Finl Corp Md (KRNY) paid $0.44 per share in dividends during fiscal year 2026.

What is Kearny Finl Corp Md's return on equity (ROE)?

Kearny Finl Corp Md (KRNY) has a return on equity of 4.7% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.

What is Kearny Finl Corp Md's free cash flow?

Kearny Finl Corp Md (KRNY) generated $35.3M in free cash flow during fiscal year 2026. This represents a 64.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Kearny Finl Corp Md's operating cash flow?

Kearny Finl Corp Md (KRNY) generated $37.7M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.

What are Kearny Finl Corp Md's total assets?

Kearny Finl Corp Md (KRNY) had $7.7B in total assets as of fiscal year 2026, including both current and long-term assets.

What are Kearny Finl Corp Md's capital expenditures?

Kearny Finl Corp Md (KRNY) invested $2.5M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.

How many shares does Kearny Finl Corp Md have outstanding?

Kearny Finl Corp Md (KRNY) had 65M shares outstanding as of fiscal year 2026.

What is Kearny Finl Corp Md's debt-to-equity ratio?

Kearny Finl Corp Md (KRNY) had a debt-to-equity ratio of 9.02 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Kearny Finl Corp Md's return on assets (ROA)?

Kearny Finl Corp Md (KRNY) had a return on assets of 0.5% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.

What is Kearny Finl Corp Md's P/E ratio?

Kearny Finl Corp Md (KRNY) trades at 17.0x earnings, its market capitalization divided by net income of $36.3M net income, FY2026. The market capitalization is $614.7M as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Kearny Finl Corp Md's price-to-sales ratio?

Kearny Finl Corp Md (KRNY) trades at 3.5x sales, its market capitalization divided by revenue of $178.1M revenue, FY2026. The market capitalization is $614.7M as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Kearny Finl Corp Md's Piotroski F-Score?

Kearny Finl Corp Md (KRNY) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Kearny Finl Corp Md's earnings high quality?

Kearny Finl Corp Md (KRNY) has an earnings quality ratio of 1.04x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Kearny Finl Corp Md?

Kearny Finl Corp Md (KRNY) scores 22 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.