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Kearny Financial Corp. (KRNY) EVP reports RSU grant and tax-share withholding

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(Neutral)
Form Type
4

Rhea-AI Filing Summary

Kearny Financial Corp. EVP and CLO Patrick M. Joyce reported equity compensation activity involving Common Stock and stock options. On August 7, 2026, Joyce received a grant of 8,062 restricted stock units, which vest at 33% per year starting August 7, 2027. On the same date, 4,517 shares of Common Stock at $9.52 per share were delivered or withheld for payment of exercise price or tax liability. Joyce also reports stock options on 150,000 shares of Common Stock at an exercise price of $15.35 expiring December 1, 2026, and indirect holdings through an ESOP, 401(k), and BEP plans.

Positive

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Negative

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Insider Joyce Patrick M
Role EVP and CLO
Type Security Shares Price Value
Grant/Award Common Stock F1, F2, F3, F4 8,062 $0.00 $0.00
Exercise Price or Tax Liability Common Stock F2, F3, F4 4,517 $9.52 $43K
holding Stock Options -- -- --
holding Common Stock F5 -- -- --
holding Common Stock F5 -- -- --
holding Common Stock F5 -- -- --
Holdings After Transaction: Common Stock — 55,410 shares (Direct); Stock Options — 150,000 shares (Direct); Common Stock — 65,015 shares (Indirect, By ESOP); Common Stock — 39,229 shares (Indirect, By 401(k)); Common Stock — 2,584 shares (Indirect, By BEP)
Footnotes (5)
  1. F1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2027.
  2. F2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.
  3. F3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.
  4. F4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.
  5. F5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
RSU grant 8,062 shares Restricted stock units granted August 7, 2026, vesting 33% per year from August 7, 2027
Shares delivered/withheld 4,517 shares Code F transaction for exercise price or tax liability at $9.52 per share on August 7, 2026
Per-share price for code F $9.52 per share Common Stock shares delivered or withheld for payment of exercise price or tax liability
Stock options exercise price $15.35 per share Exercise price of stock options on 150,000 underlying Common Stock shares
Underlying option shares 150,000 shares Common Stock underlying reported stock options expiring December 1, 2026
ESOP indirect holdings 65,015 shares Indirect ownership of Common Stock held by ESOP
401(k) indirect holdings 39,229 shares Indirect ownership of Common Stock held by 401(k)
BEP indirect holdings 2,584 shares Indirect ownership of Common Stock held by BEP
Restricted stock units financial
"Restricted stock units which vest at a rate of 33% per year"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Exercise price financial
"Payment of exercise price or tax liability by delivering or withholding securities"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
Stock Options financial
"Stock Options on Common Stock with an exercise price of 15.3500"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
ESOP financial
"Common Stock held indirect with nature of ownership By ESOP"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
Section 16 of the Securities Exchange Act of 1934 regulatory
"Reflects transactions not required to be reported pursuant to Section 16 of the Securities"
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What equity grant did Kearny Financial (KRNY) EVP and CLO Patrick M. Joyce report?

Patrick M. Joyce reported a grant of 8,062 restricted stock units of Kearny Financial Corp. Common Stock on August 7, 2026. These units vest at 33% per year, beginning August 7, 2027, providing time-based equity compensation to the executive.

What does the Form 4 code F transaction for KRNY represent on August 7, 2026?

The code F transaction covers 4,517 shares of KRNY Common Stock at $9.52 per share. These shares were delivered or withheld for payment of exercise price or tax liability, rather than being an open-market sale or purchase.

What stock options position did KRNY’s Patrick M. Joyce report?

Patrick M. Joyce reported stock options over 150,000 shares of Kearny Financial Common Stock with an exercise price of $15.35 per share. These options have an expiration date of December 1, 2026, indicating a sizeable remaining derivative position.

How do the reported restricted stock units for KRNY vest over time?

The Form 4 notes restricted stock units that vest at 33% per year. One grant of 8,062 units starts vesting on August 7, 2027, and other included restricted stock units vest annually beginning August 7, 2024, 2025, and 2026.

Were KRNY insider transactions under a Rule 10b5-1 trading plan?

The filing’s 10b5-1 checkbox is not marked as affirmative, and no footnote states that the August 7, 2026 transactions were made under a Rule 10b5-1 plan. The transactions are reported without a pre-arranged plan designation.

What indirect share holdings does KRNY’s Patrick M. Joyce report?

Patrick M. Joyce reports indirect ownership of Kearny Financial Common Stock, including 65,015 shares by ESOP, 39,229 shares by 401(k), and 2,584 shares by BEP. A footnote explains these reflect transactions not required to be reported under Section 16.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Joyce Patrick M

(Last)(First)(Middle)
C/O KEARNY FINANCIAL CORP.
120 PASSAIC AVENUE

(Street)
FAIRFIELD NEW JERSEY 07004

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP and CLO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/07/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/07/2026A8,062(1)A$059,927(2)(3)(4)D
Common Stock08/07/2026F4,517D$9.5255,410(2)(3)(4)D
Common Stock65,015(5)IBy ESOP
Common Stock39,229(5)IBy 401(k)
Common Stock2,584(5)IBy BEP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$15.3512/01/201712/01/2026Common Stock150,000150,000D
Explanation of Responses:
1. Restricted stock units which vest at a rate of 33% per year commencing on August 7, 2027.
2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.
3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.
4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.
5. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
Remarks:
/s/ Gail Corrigan, pursuant to power of attorney08/11/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)