Kearny Financial Officer Acquires 7,566 Shares; Options and RSUs Detailed

Rhea-AI Filing Summary

Keith Suchodolski, Senior Executive Vice President and Chief Operating Officer of Kearny Financial Corp. (KRNY), reported an open-market purchase of 7,566 shares of common stock on 09/03/2025 at a price of $6.7263 per share. The Form 4 shows follow-on beneficial ownership figures including 23,544 shares held through a 401(k), 20,955 via ESOP and 1,867 via BEP, and other reported holdings totaling 108,571 (including restricted stock units). The filing also discloses two outstanding stock options (75,000 shares each) with exercise prices of $13.38 and $15.35, expiring in 2029 and 2026 respectively. Explanatory notes state restricted stock units vest 33% per year starting on specified dates. The form was signed by Gail Corrigan under power of attorney on 09/05/2025.

Positive

• Insider purchase disclosed: Reporting person acquired 7,566 shares at $6.7263, showing direct purchasing activity
• Comprehensive holdings disclosed: Ownership split across 401(k), ESOP, BEP and restricted stock units increases transparency
• Clear RSU vesting schedules: Restricted stock units vest 33% per year with specified commencement dates
• Options fully detailed: Two option grants of 75,000 shares each with exercise prices and expiration dates provided

Negative

• None.

Insights

Securities Analyst

TL;DR: Insider purchased 7,566 KRNY shares; meaningful option and RSU holdings remain disclosed.

The Form 4 documents an insider acquisition of 7,566 shares at $6.7263, increasing direct/indirect holdings reported across 401(k), ESOP and BEP accounts. Material long-dated option positions (two grants of 75,000 each) and layered restricted stock units with staggered vesting are disclosed, which affect potential future dilution and insider alignment with shareholders. Disclosure is clear and consistent with Section 16 reporting requirements.

Corporate Governance Expert

TL;DR: Filing provides transparent disclosure of officer transactions and equity incentives; no adverse governance flags shown.

The reporting officer is identified with role and multiple ownership forms detailed, including retirement plan and employee ownership plan holdings. Vesting schedules for restricted stock units are explicitly stated, aiding assessment of incentive alignment. The signature by a power of attorney is properly noted. The report contains no indications of unusual or non-routine governance actions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Suchodolski Keith

(Last) (First) (Middle)

C/O KEARNY FINANCIAL CORP.

120 PASSAIC AVENUE

(Street)

FAIRFIELD NJ 07004

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP and COO

3. Date of Earliest Transaction (Month/Day/Year)
09/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/03/2025		I		7,566	A	$6.7263	23,544(1)	I	By 401(k)
Common Stock								108,571(2)(3)(4)	D
Common Stock								20,955(1)	I	By ESOP
Common Stock								1,867(1)	I	By BEP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.38							01/07/2020	01/07/2029	Common Stock	75,000		75,000	D
Stock Options	$15.35							12/01/2017	12/01/2026	Common Stock	75,000		75,000	D

Explanation of Responses:

1. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.

3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.

4. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.

Remarks:

	/s/ Gail Corrigan, pursuant to power of attorney	09/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did KRNY officer Keith Suchodolski report on Form 4?

The filing reports an acquisition of 7,566 shares of Kearny Financial Corp. common stock on 09/03/2025 at $6.7263 per share.

How many KRNY shares does the Form 4 show held through retirement and employee plans?

The Form 4 shows 23,544 shares via a 401(k), 20,955 via an ESOP and 1,867 via a BEP, as reported.

What stock options does the Form 4 disclose for the reporting person?

Two outstanding options are disclosed: 75,000 shares exercisable at $13.38 (expiring 01/07/2029) and 75,000 shares at $15.35 (expiring 12/01/2026).

What are the vesting terms for the restricted stock units shown in the filing?

Explanatory notes state the restricted stock units vest at a rate of 33% per year commencing on specified dates in 2024, 2025 and 2026 as indicated.

Who signed the Form 4 and when?

The form was signed by Gail Corrigan pursuant to power of attorney on 09/05/2025.