Kearny Financial (KRNY) EVP Joyce Patrick trims stock stake

Rhea-AI Filing Summary

Kearny Financial Corp. executive Joyce Patrick reported stock sales. On January 28, 2026, the EVP and CLO sold 3,900 and 100 Kearny Financial common shares at $7.65 and $7.6575 per share, respectively, leaving 54,365 shares held directly.

Patrick also reports 150,000 stock options with a $15.35 exercise price expiring on December 1, 2026, plus indirect holdings through an ESOP, 401(k) plan, and BEP. Footnotes note restricted stock units vesting 33% per year beginning August 7, 2024, 2025, and 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Joyce Patrick M

(Last) (First) (Middle)

C/O KEARNY FINANCIAL CORP.

120 PASSAIC AVENUE

(Street)

FAIRFIELD NJ 07004

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Kearny Financial Corp. [ KRNY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CLO

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		S		3,900	D	$7.65	54,465(1)(2)(3)	D
Common Stock	01/28/2026		S		100	D	$7.6575	54,365(1)(2)(3)	D
Common Stock								63,341(4)	I	By ESOP
Common Stock								37,326(4)	I	By 401(k)
Common Stock								2,399(4)	I	By BEP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$15.35							12/01/2017	12/01/2026	Common Stock	150,000		150,000	D

Explanation of Responses:

1. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2026.

2. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2025.

3. Includes restricted stock units which vest at a rate of 33% per year commencing on August 7, 2024.

4. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/ Gail Corrigan, pursuant to power of attorney	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did KRNY executive Joyce Patrick report?

Joyce Patrick reported selling 3,900 and 100 Kearny Financial common shares on January 28, 2026. The shares were sold at $7.65 and $7.6575 per share, as part of routine insider trading disclosure requirements.

How many KRNY shares does Joyce Patrick hold after the reported sale?

After the January 28, 2026 transactions, Joyce Patrick directly holds 54,365 Kearny Financial common shares. The filing also lists additional indirect holdings through an ESOP, a 401(k) plan, and a BEP, which are reported separately from her direct ownership.

What stock options does KRNY executive Joyce Patrick report owning?

Joyce Patrick reports holding 150,000 stock options on Kearny Financial common stock. These options carry a $15.35 exercise price and have an expiration date of December 1, 2026, reflecting a significant long-term equity-based compensation position.

What indirect KRNY share holdings does Joyce Patrick report?

The Form 4 lists indirect ownership of Kearny Financial common stock through an ESOP, a 401(k) plan, and a BEP. These positions total tens of thousands of shares, recorded as indirect (I) holdings with each plan identified as the nature of ownership.

How do KRNY restricted stock units held by Joyce Patrick vest?

Footnotes state that Joyce Patrick holds restricted stock units that vest in three equal annual installments. They vest at a 33% per year rate beginning on August 7, 2024, August 7, 2025, and August 7, 2026, subject to the plan terms.

What is the significance of the January 28, 2026 date for KRNY’s Form 4?

January 28, 2026 is both the transaction date and earliest reportable date for Joyce Patrick’s Form 4. On this day, she sold 4,000 Kearny Financial common shares in two trades, triggering the obligation to report under Section 16 rules.