LendingClub (NYSE: LC) furnishes Q4 and full-year 2025 earnings press release

Rhea-AI Filing Summary

LendingClub Corporation furnished a press release announcing its financial results for the fourth quarter and full year ended December 31, 2025. The press release is provided as Exhibit 99.1 to this current report. The company specifies that this earnings information is furnished, not filed, and is not incorporated into other securities filings unless specifically referenced.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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0001409970FALSE00014099702026-01-282026-01-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

LendingClub Corporation

(Exact name of registrant as specified in its charter)

 

Commission File Number: 001-36771

Delaware			51-0605731
(State or other jurisdiction of incorporation or organization)			(I.R.S. Employer Identification No.)

595 Market Street, Suite 200,

San Francisco,

CA

94105

(Address of principal executive offices and zip code)

Registrant’s telephone number, including area code: 415 930-7440

Former name or former address, if changed since last report: N/A

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol			Name of each exchange on which registered
Common stock, par value $0.01 per share			LC			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company			☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.			☐

Item 2.02 Results of Operations and Financial Condition

On January 28, 2026, LendingClub Corporation (“LendingClub”) issued a press release (the “Earnings Press Release”) regarding its financial results for the fourth quarter and full year ended December 31, 2025. A copy of the Earnings Press Release is attached as Exhibit 99.1 to this Form 8-K.

The information set forth in this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing.

Item 9.01						Financial Statements and Exhibits
(d)						Exhibits

Exhibit Number						Exhibit Title or Description
99.1						Press Release dated January 28, 2026
104						Cover Page Interactive Data File (Cover page XBRL tags are embedded within the Inline XBRL document)

SIGNATURE(S)

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						LendingClub Corporation
Date:			January 28, 2026			By:			/s/ ANDREW LABENNE
									Andrew LaBenne
									Chief Financial Officer
									(duly authorized officer)

FAQ

What did LendingClub (LC) disclose in this current report?

LendingClub disclosed that it issued an earnings press release covering financial results for the fourth quarter and full year ended December 31, 2025. The press release is attached as Exhibit 99.1 and is furnished for informational purposes, rather than formally filed.

Which period do LendingClub’s latest disclosed results cover?

The disclosed results cover the fourth quarter and full fiscal year ended December 31, 2025. These results are described in a separate earnings press release, which LendingClub attached to the report as Exhibit 99.1 for investors and other market participants to review.

How did LendingClub (LC) provide its Q4 and 2025 financial results?

LendingClub provided its Q4 and full-year 2025 financial results through an earnings press release. That document is included as Exhibit 99.1 to the report and is treated as furnished information rather than being formally filed under securities law provisions.

Is LendingClub’s earnings press release considered filed with the SEC?

No, the earnings press release is expressly described as furnished, not filed, for purposes of Section 18 of the Exchange Act. It is not automatically incorporated into other Securities Act or Exchange Act filings unless specifically referenced by the company.

Who signed the current report for LendingClub (LC)?

The report was signed on behalf of LendingClub Corporation by Andrew LaBenne, its Chief Financial Officer. His signature indicates he is the duly authorized officer executing the document under the requirements of the Securities Exchange Act of 1934.

What exhibits are attached to LendingClub’s current report?

Two exhibits are attached: Exhibit 99.1, which is the press release describing financial results, and Exhibit 104, the cover page interactive data file. Exhibit 104 represents the Inline XBRL tags associated with the cover page information for electronic reporting.