Welcome to our dedicated page for LCNB SEC filings (Ticker: LCNB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
LCNB Corporation filings document the regulatory record of an Ohio financial holding company operating through LCNB National Bank. Form 8-K reports furnish earnings releases, unaudited financial highlights, and Regulation FD investor materials covering operating results, net interest income, credit-loss provisions, asset quality, wealth management activity, and capital measures.
The company’s proxy and shareholder-meeting filings cover director elections, advisory executive-compensation votes, auditor ratification, board governance, and equity-award compensation disclosures. Other current reports record governance changes such as director departures and related board committee matters, alongside the company’s NASDAQ-listed common stock reporting obligations.
LCNB Corp filed a Form 13F Holdings Report reporting 198 holdings with a total market value of $298,461,451. The report is certified by Bradley A. Ruppert, Executive Vice President and Chief Investment Officer, and signed on 12-31-2025.
LCNB Corp. filed a current report stating that it plans to use an investor presentation, furnished as Exhibit 99.1, in upcoming meetings with investors and analysts. The company notes that this material is provided under Regulation FD and is treated as "furnished," not "filed," meaning it is not automatically subject to certain Exchange Act liabilities or incorporated into other securities filings unless specifically referenced.
LCNB Corp. filed a current report to share its latest annual results with the market. The company issued an earnings release covering its financial performance for the twelve months ended December 31, 2025. The report furnishes the earnings press release as Exhibit 99.1 and unaudited financial highlights as Exhibit 99.2 under Items 2.02 and 7.01. This 8-K serves primarily as a disclosure vehicle, directing investors to the attached materials for detailed numbers and analysis.
LCNB Corp. filed Amendment No. 1 to its shelf registration statement on Form S-3. The amendment is narrowly focused and is being used to file an updated auditor consent as Exhibit 23.1 and to update the identity and power of attorney of the Principal Financial and Accounting Officer. The body of the amendment therefore consists mainly of the facing page, an explanatory note, Part II items such as indemnification disclosures, undertakings, signatures, and the exhibit index. The underlying prospectuses describing the securities and offering terms remain unchanged and are omitted from this amendment.
LCNB CORP reported an insider share purchase by its CEO and director. The reporting person bought 500 shares of LCNB Corp common stock on 11/19/2025 in an open-market transaction coded as a purchase, at a price of $15.315 per share. After this transaction, the insider directly beneficially owned 45,705 shares of LCNB common stock.
LCNB Corp reported an insider transaction on Form 4. A director sold 3,000 shares of LCNB Corp common stock at $15.51 on November 12, 2025 (transaction code S). Following the transaction, the filing lists 146,448 shares held directly and 15,530 shares held indirectly by spouse. The filer also shows 700 shares in each of seven OHUTMA custodial accounts.
The filing was made by one reporting person in the capacity of Director.
LCNB Corp filed a Form 13F reporting its institutional holdings. The report lists 183 holdings with a total value of $285,817,461. The filing was signed by Bradley A. Ruppert, Executive Vice President and Chief Investment Officer, on 11-10-2025 from Lebanon, Ohio.
LCNB Corp. reported stronger results for the quarter ended September 30, 2025. Net income rose to $6.936M from $4.532M a year ago, with EPS of $0.49 versus $0.31. Net interest income improved to $18.126M as interest expense declined to $8.179M. The provision for credit losses was $0.211M, down from $0.660M.
Non‑interest income was $5.704M compared to $6.407M last year, while non‑interest expense held steady at $15.145M. For the nine months, net income reached $17.464M (up from $7.372M), aided by lower deposit and debt costs and modest credit provisioning.
On the balance sheet, total assets were $2.244B (vs. $2.307B at December 31, 2024). Deposits were $1.849B, loans net were $1.667B, and long‑term debt decreased to $104.717M. Accumulated other comprehensive loss narrowed to $11.419M. The company paid a quarterly dividend of $0.22 per share. Shares outstanding were 14,186,204 as of September 30, 2025; 14,186,645 were outstanding as of November 3, 2025.
LCNB Corp. filed a Form 8-K to share information it plans to use in upcoming meetings with investors and analysts. The company is furnishing an investor presentation as Exhibit 99.1 under Item 7.01, Regulation FD Disclosure, so all market participants can access the same materials.
The company states that this Exhibit 99.1 information is being furnished, not filed, meaning it is not subject to liability under Section 18 of the Exchange Act and is not automatically incorporated into other securities filings unless specifically referenced later.
LCNB Corp filed a Form 3 initial statement of beneficial ownership for its Chief Lending Officer, indicating direct ownership of 7,446.1188 shares of LCNB Corp common stock. The event date is 10/01/2024. No derivative securities were reported.