LDI insider filing: 220,000 common shares to be sold via Goldman Sachs

Rhea-AI Filing Summary

Form 144 filed for loanDepot, Inc. (LDI) reports a proposed sale of 220,000 common shares through Goldman Sachs & Co. LLC with an approximate aggregate market value of $677,600 and an approximate sale date of 10/01/2025. The shares were acquired on 05/02/2022 in a corporate reorganization that converted units to common stock and no cash payment or other consideration is indicated.

The filing notes there are 111,009,806 shares outstanding, meaning the proposed sale represents a small fraction of total shares. The filing also lists multiple prior disposals by the WALSH LIVING TRUST between 07/18/2025 and 09/30/2025, including several transactions of 70,000 shares each and associated gross proceeds shown for each trade.

Positive

• Disclosure compliance: The filer provided required details including broker, number of shares, acquisition date, and nature of acquisition.
• Small relative size: The proposed sale of 220,000 shares represents a small percentage of the 111,009,806 shares outstanding (~0.20%), limiting likely market impact.

Negative

• Recent multiple dispositions: The filing lists several sales by WALSH LIVING TRUST between 07/18/2025 and 09/30/2025, which may indicate ongoing selling by an affiliate.
• Limited context: The filing does not disclose whether a Rule 10b5-1 plan governs the sale or provide reasons for the trust's prior sales.

Insights

Securities Analyst

TL;DR: Proposed sale of 220,000 LDI shares is modest relative to outstanding stock and follows multiple recent dispositions by the same trust.

The filing documents an intended brokered sale of 220,000 common shares with an aggregate market value of $677,600, representing roughly 0.20% of the 111,009,806 shares outstanding. The shares were obtained in a corporate reorganization on 05/02/2022. The Form 144 also discloses several recent sales by WALSH LIVING TRUST between July and September 2025, with individual transactions of up to 70,000 shares and stated gross proceeds. From a market-impact perspective, the disclosed amount is small versus the public float and is unlikely alone to materially affect trading or valuation, though repetitive insider or affiliated-party sales may warrant monitoring for trend context.

Corporate Governance Expert

TL;DR: Filing is a routine disclosure of proposed insider/affiliate sales and includes the required representations regarding material nonpublic information.

The notice confirms the seller represents there is no undisclosed material adverse information and, if applicable, references compliance with Rule 10b5-1 procedures. The transaction source is a conversion from units in a corporate reorganization, and the notice identifies the broker and planned sale date. Governance-wise, the filing meets regulatory transparency expectations; the frequency of recent trust sales listed in the filing could prompt questions about liquidity needs or portfolio rebalancing, but the document itself contains no statements of intent beyond the required representations.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Goldman Sachs & Co. LLC 200 West Street New York NY 10282	220000	677600	111009806	10/01/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	05/02/2022	Corporate reorganization converted units to common stock	The Issuer			220000	05/02/2022	None

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	07/18/2025	3957	7921.12
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	07/21/2025	70000	141022
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	07/22/2025	37514	75106.78
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/13/2025	49431	99212.96
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/15/2025	11757	23564.56
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/28/2025	70000	142086
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/29/2025	70000	144109
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	09/02/2025	70000	142289
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	09/15/2025	70000	327285
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	09/16/2025	70000	311654
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	09/17/2025	70000	290444
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	09/30/2025	70000	214599

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for loanDepot (LDI) report?

The Form 144 reports a proposed sale of 220,000 common shares through Goldman Sachs & Co. LLC with an approximate aggregate market value of $677,600 and an approximate sale date of 10/01/2025.

When and how were the shares being sold on Form 144 acquired?

The shares were acquired on 05/02/2022 via a corporate reorganization that converted units into common stock; the filing lists none for any additional payment terms.

How large is the proposed sale relative to loanDepot's outstanding shares?

The filing shows 111,009,806 shares outstanding, so the proposed 220,000 share sale represents about 0.20% of outstanding shares.

Does the Form 144 show any recent related-party sales?

Yes; the filing lists multiple sales by WALSH LIVING TRUST DTD 08/09/2004 between 07/18/2025 and 09/30/2025, including several transactions of 70,000 shares with gross proceeds provided for each sale.

Who is the broker handling the proposed sale in the Form 144?

The broker named in the filing is Goldman Sachs & Co. LLC, 200 West Street, New York, NY 10282.