loanDepot legal chief settles 31,250 RSUs, withholds 14K

loanDepot, Inc. (LDI) reported that Chief Legal & Risk Officer Joseph J. Grassi III settled equity awards tied to the company’s stock.

Rhea-AI Filing Summary

loanDepot, Inc. (LDI) reported that Chief Legal & Risk Officer Joseph J. Grassi III settled equity awards tied to the company’s stock. On September 14, 2026, 31,250 Restricted Stock Units that had vested on September 12, 2026 converted into 31,250 shares of Class A Common Stock. On the same date, 14,094 shares of Class A Common Stock were delivered or withheld at $0.8333 per share for payment of exercise price or tax liability.

Insider Trade Summary

31,250 shares exercised/converted

Exercise 3 txns

Insider Grassi Joseph J III

Role Chief Legal & Risk Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F1	31,250	$0.00	$0.00
Exercise	Class A Common Stock F1	31,250	--	--
Exercise Price or Tax Liability	Class A Common Stock	14,094	$0.8333	$12K

Holdings After Transaction: Restricted Stock Units — 0 contracts (Direct); Class A Common Stock — 291,261 shares (Direct)

Footnotes (1)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vested on Saturday, September 12, 2026 and settled on Monday, September 14, 2026.

Key Figures

RSUs converted: 31,250 Restricted Stock Units Shares issued upon RSU settlement: 31,250 shares of Class A Common Stock Shares delivered or withheld for exercise price or tax liability: 14,094 shares of Class A Common Stock +2 more

5 metrics

RSUs converted 31,250 Restricted Stock Units RSUs vested September 12, 2026 and settled September 14, 2026 into Class A Common Stock

Shares issued upon RSU settlement 31,250 shares of Class A Common Stock Underlying shares received by Joseph J. Grassi III on September 14, 2026

Shares delivered or withheld for exercise price or tax liability 14,094 shares of Class A Common Stock Disposition on September 14, 2026 to cover exercise price or tax liability

Price per share for tax/exercise settlement $0.8333 per share Applied to 14,094 shares delivered or withheld for exercise price or tax liability

Derivative positions after RSU settlement 0 Restricted Stock Units Total RSUs following the September 14, 2026 conversion transaction

Key Terms

Restricted Stock Units, Class A Common Stock, tax liability

3 terms

Restricted Stock Units financial

"Each restricted stock unit ("RSU") represents a contingent right to receive"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"one share of Class A Common Stock. The RSUs vested on Saturday"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

tax liability financial

"Payment of exercise price or tax liability by delivering or withholding securities"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did loanDepot (LDI) report for Joseph J. Grassi III?

loanDepot reported that Joseph J. Grassi III had 31,250 RSUs convert into 31,250 shares of Class A Common Stock on September 14, 2026, with a portion of those shares delivered or withheld to pay the exercise price or related tax liability.

How many loanDepot (LDI) Restricted Stock Units vested and settled for the executive?

A total of 31,250 Restricted Stock Units vested on September 12, 2026 and settled on September 14, 2026, resulting in the issuance of 31,250 shares of loanDepot Class A Common Stock to Joseph J. Grassi III.

How many loanDepot (LDI) shares were withheld to cover tax or exercise obligations?

On September 14, 2026, 14,094 shares of loanDepot Class A Common Stock were delivered or withheld at $0.8333 per share as payment of the exercise price or tax liability associated with the equity award settlement.

Was a Rule 10b5-1 trading plan used for this LDI insider transaction?

No. The Form 4 indicates that the Rule 10b5-1 checkbox is not affirmed, so no Rule 10b5-1 trading plan is reported in connection with these transactions by Joseph J. Grassi III.

What is the role of Joseph J. Grassi III at loanDepot (LDI)?

Joseph J. Grassi III is identified as Chief Legal & Risk Officer of loanDepot, Inc. in the Form 4 reporting the settlement of Restricted Stock Units and related share-withholding transaction on September 14, 2026.

What types of securities were involved in the September 14, 2026 LDI insider transactions?

The transactions involved Restricted Stock Units that settled into Class A Common Stock, and a follow-on disposition of a portion of those Class A shares to satisfy the exercise price or tax liability tied to the award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 09/16/2026 - 04:45 PM Accepted by SEC EDGAR 09/16/2026 - 04:44 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Grassi Joseph J III

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DR.

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal & Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/14/2026(1)		M		31,250	A	(1)	305,355	D
Class A Common Stock	09/14/2026		F		14,094	D	$0.8333	291,261	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	09/14/2026(1)		M			31,250	(1)	(1)	Class A Common Stock	31,250	$0	0	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vested on Saturday, September 12, 2026 and settled on Monday, September 14, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Joseph J. Grassi III	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)