loanDepot (LDI) director converts 24,606 RSUs into Class A shares

Rhea-AI Filing Summary

loanDepot, Inc. director Dawn G. Lepore reported an exercise and conversion of restricted stock units into common shares. On February 27, 2026, she exercised 24,606 restricted stock units at a stated price of $0.00 per unit, receiving the same number of Class A Common shares. Following the transaction, her direct holdings of Class A Common Stock increased to 208,351 shares, and 24,607 restricted stock units remained outstanding. Each restricted stock unit represents a right to receive one share of Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share. The remaining restricted stock units are scheduled to vest on May 29, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LEPORE DAWN G

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/27/2026		M		24,606	A	(1)	208,351	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/27/2026		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	24,607	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The remaining RSUs are scheduled to vest on May 29, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Dawn G. Lepore	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did loanDepot (LDI) report for Dawn G. Lepore?

loanDepot reported that director Dawn G. Lepore exercised 24,606 restricted stock units into Class A Common Stock. This non-cash derivative conversion increased her direct share ownership and reflects previously granted equity awards reaching a vesting or settlement point under the company’s compensation arrangements.

How many loanDepot (LDI) shares does Dawn G. Lepore hold after this Form 4?

After the reported transaction, Dawn G. Lepore directly holds 208,351 shares of loanDepot Class A Common Stock. This figure reflects the addition of 24,606 shares issued upon exercise and conversion of previously granted restricted stock units on February 27, 2026.

What happened to the 24,606 restricted stock units in the loanDepot (LDI) filing?

The 24,606 restricted stock units were exercised and converted into an equal number of loanDepot Class A Common shares at a stated price of $0.00 per unit. This reflects settlement of stock-based compensation rather than an open-market purchase or sale transaction.

How many restricted stock units remain for Dawn G. Lepore at loanDepot (LDI)?

Following the conversion, 24,607 restricted stock units remain outstanding for Dawn G. Lepore. Each RSU represents a right to receive one Class A Common share or its cash value, with the remaining units scheduled to vest on May 29, 2026.

When will Dawn G. Lepore’s remaining loanDepot (LDI) RSUs vest?

The remaining restricted stock units held by Dawn G. Lepore are scheduled to vest on May 29, 2026. At vesting, each unit may settle into one share of Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share.

Was the loanDepot (LDI) Form 4 transaction an open-market buy or sell?

No, the Form 4 describes an exercise and conversion of restricted stock units, not an open-market buy or sell. The RSUs settled into 24,606 Class A Common shares at a stated price of $0.00, reflecting equity compensation vesting for director Dawn G. Lepore.