loanDepot CFO exercises awards, nets 758K shares

loanDepot, Inc. Chief Financial Officer David R. Hayes reported equity compensation activity involving restricted and performance share units that converted into Class A Common Stock.

Rhea-AI Filing Summary

loanDepot, Inc. Chief Financial Officer David R. Hayes reported equity compensation activity involving restricted and performance share units that converted into Class A Common Stock. On April 15, 2026, he exercised or settled awards covering 234,042 shares of Class A Common Stock in total.

To cover tax obligations, 83,976 shares of Class A Common Stock were withheld at a tax-withholding price of $1.55 per share, rather than sold in the open market. After these transactions, Hayes directly held 758,441 shares of Class A Common Stock.

Footnotes explain that each RSU and PSU converts into one share of Class A Common Stock at settlement. The PSUs vested after loanDepot achieved one fiscal quarter of positive adjusted net income, and remaining RSUs and PSUs are scheduled to vest on April 15, 2027.

Insider Trade Summary

234,042 shares exercised/converted

Exercise 6 txns

Insider Hayes David R

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	117,021	$0.00	$0.00
Exercise	Performance Share Units	117,021	$0.00	$0.00
Exercise	Class A Common Stock	117,021	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	41,988	$1.55	$65K
Exercise	Class A Common Stock	117,021	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	41,988	$1.55	$65K

Holdings After Transaction: Restricted Stock Units — 117,021 contracts (Direct); Performance Share Units — 117,021 contracts (Direct); Class A Common Stock — 758,441 shares (Direct)

Footnotes (3)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The remaining RSUs are scheduled to vest on April 15, 2027.
2. F2. The PSUs vested on April 15, 2026, and settled on April 16, 2026, due to an administrative processing delay. The tax-withholding price was based on April 15, 2026.
3. F3. Each performance stock unit ("PSU") granted on April 15, 2024, represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income. The remaining PSUs are scheduled to vest on April 15, 2027.

Key Figures

Shares from RSU and PSU settlements: 234,042 shares Shares withheld for taxes: 83,976 shares Tax-withholding price: $1.55 per share +3 more

6 metrics

Shares from RSU and PSU settlements 234,042 shares Class A Common Stock acquired via equity awards on April 15, 2026

Shares withheld for taxes 83,976 shares Class A Common Stock delivered to cover tax liability at $1.55 per share

Tax-withholding price $1.55 per share Price used to determine shares withheld on April 15, 2026

Post-transaction holdings 758,441 shares Class A Common Stock directly owned by David Hayes after transactions

Remaining RSU vesting date April 15, 2027 Scheduled vesting date for remaining restricted stock units

Remaining PSU vesting date April 15, 2027 Scheduled vesting date for remaining performance share units

Key Terms

Restricted Stock Units, Performance Share Units, adjusted net income, tax-withholding price

4 terms

Restricted Stock Units financial

"Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Performance Share Units financial

"Each performance stock unit ("PSU") granted on April 15, 2024, represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income."

Performance share units are a type of company stock award given to employees that depend on the company meeting specific goals or targets. If these goals are achieved, the employee receives shares or the value of shares; if not, they may receive little or no compensation. This aligns employees’ interests with the company's success and encourages performance that benefits investors.

adjusted net income financial

"represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income."

Adjusted net income is a company's reported profit after removing unusual, one-time, or non-operational items so the number reflects the business’s regular earning power. Investors use it like a cleaned-up scorecard — similar to judging a player’s season performance without a few fluke games — to compare companies or assess trends without being misled by rare gains or losses that won’t affect future cash flow.

tax-withholding price financial

"The tax-withholding price was based on April 15, 2026."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did loanDepot (LDI) CFO David Hayes report in this Form 4?

David Hayes reported equity compensation activity, converting RSUs and PSUs into 234,042 shares of loanDepot Class A Common Stock. A portion of these shares was withheld to cover taxes, and he now directly holds 758,441 shares after the transactions.

How many loanDepot (LDI) shares were withheld for David Hayes’s taxes?

The filing shows that 83,976 shares of loanDepot Class A Common Stock were withheld to satisfy tax obligations. The tax-withholding price used was $1.55 per share, and these shares were delivered to cover taxes rather than sold on the open market.

How many loanDepot (LDI) shares does CFO David Hayes own after these transactions?

After the reported transactions, David Hayes directly owns 758,441 shares of loanDepot Class A Common Stock. This figure reflects shares received from RSU and PSU settlements, net of shares withheld to satisfy tax liabilities associated with the equity awards.

What performance condition triggered the vesting of PSUs for loanDepot (LDI) CFO?

Each PSU granted to David Hayes represented a right to one share upon loanDepot achieving one fiscal quarter of positive adjusted net income. The filing states the PSUs vested on April 15, 2026, following satisfaction of this performance condition.

When will David Hayes’s remaining loanDepot (LDI) RSUs and PSUs vest?

The remaining restricted stock units and performance share units for David Hayes are scheduled to vest on April 15, 2027. At that time, each vested unit is expected to settle into one share of loanDepot Class A Common Stock, subject to applicable tax withholding.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/17/2026 - 04:30 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hayes David R

(Last) (First) (Middle)

6561 IRVINE CENTER DR.,

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	04/15/2026		M		117,021	A	(1)	725,396	D
Class A Common Stock	04/15/2026		F		41,988	D	$1.55	683,408	D
Class A Common Stock	04/15/2026(2)		M		117,021	A	(3)	800,429	D
Class A Common Stock	04/15/2026(2)		F		41,988	D	$1.55	758,441	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	04/15/2026		M			117,021	(1)	(1)	Class A Common Stock	117,021	$0	117,021	D
Performance Share Units	(3)	04/15/2026(2)		M			117,021	(3)	(3)	Class A Common Stock	117,021	$0	117,021	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The remaining RSUs are scheduled to vest on April 15, 2027.

2. The PSUs vested on April 15, 2026, and settled on April 16, 2026, due to an administrative processing delay. The tax-withholding price was based on April 15, 2026.

3. Each performance stock unit ("PSU") granted on April 15, 2024, represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income. The remaining PSUs are scheduled to vest on April 15, 2027.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for David R. Hayes	04/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)