loanDepot (LDI) director Ozonian converts 24,606 RSUs, now holds 168,283 shares

Rhea-AI Filing Summary

loanDepot, Inc. director Steven Ozonian reported the exercise and settlement of restricted stock units into Class A Common Stock. On 11/28/2025, 24,606 RSUs were converted (transaction code M) into 24,606 shares of Class A Common Stock.

Following this transaction, Ozonian beneficially owned 168,283 shares of Class A Common Stock in direct ownership form, along with 49,213 RSUs that remain outstanding. Each RSU represents the right to receive either one share of Class A Common Stock or the cash value of one share, and these RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

OZONIAN STEVEN

(Last) (First) (Middle)

C/O WILLISTON FINANCIAL GROUP

500 TECHNOLOGY DR., STE. 100

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/28/2025		M		24,606	A	(1)	168,283	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/28/2025		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	49,213	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Steven Ozonian	12/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did loanDepot (LDI) disclose in this Form 4?

The filing shows that director Steven Ozonian exercised 24,606 restricted stock units (RSUs) on 11/28/2025, converting them into 24,606 shares of loanDepot Class A Common Stock.

How many loanDepot (LDI) shares does Steven Ozonian beneficially own after this transaction?

After the reported transaction, Steven Ozonian beneficially owned 168,283 shares of loanDepot Class A Common Stock in direct ownership form.

What happened to the 24,606 restricted stock units reported for loanDepot (LDI)?

The 24,606 restricted stock units were settled in a transaction coded M, meaning they were converted into 24,606 shares of Class A Common Stock at an exercise price of $0.

How many restricted stock units does Steven Ozonian still hold in loanDepot (LDI)?

Following the transaction, Steven Ozonian held 49,213 restricted stock units (RSUs) that remain beneficially owned as derivative securities.

When do Steven Ozonian’s remaining loanDepot (LDI) RSUs vest?

The remaining RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026, according to the disclosure.

What does each loanDepot (LDI) restricted stock unit represent for Steven Ozonian?

Each RSU represents a contingent right to receive, at settlement, either one share of Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share.