Director at loanDepot (LDI) converts 24,606 RSUs into Class A shares

Rhea-AI Filing Summary

loanDepot, Inc. director Steven Ozonian exercised restricted stock units into Class A Common Stock. He converted 24,606 RSUs into 24,606 Class A shares at a price of $0.00 per share, increasing his directly held Class A Common Stock to 192,889 shares.

Each RSU represents a right to receive one Class A share or, at the Compensation Committee’s option, its cash value. The remaining RSUs are scheduled to vest on May 29, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

OZONIAN STEVEN

(Last) (First) (Middle)

C/O WILLISTON FINANCIAL GROUP

500 TECHNOLOGY DR., STE. 100

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/27/2026		M		24,606	A	(1)	192,889	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/27/2026		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	24,607	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The remaining RSUs are scheduled to vest on May 29, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Steven Ozonian	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Steven Ozonian report at loanDepot (LDI)?

Steven Ozonian reported exercising restricted stock units into Class A Common Stock. He converted 24,606 RSUs into 24,606 Class A shares at a price of $0.00 per share, reflecting a derivative exercise rather than an open-market purchase or sale.

How many loanDepot (LDI) shares does Steven Ozonian hold after this Form 4?

After the transaction, Steven Ozonian directly holds 192,889 shares of loanDepot Class A Common Stock. This figure reflects the addition of 24,606 shares received from the RSU conversion reported on February 27, 2026, according to the Form 4 ownership totals.

How many restricted stock units did Steven Ozonian convert at loanDepot (LDI)?

Steven Ozonian converted 24,606 restricted stock units into Class A Common Stock. Each RSU represented a contingent right to receive one share of Class A stock or, at the Compensation Committee’s option, the cash value equivalent of one share at settlement.

What are restricted stock units in the context of loanDepot (LDI)?

Restricted stock units are contingent rights to receive one share of Class A Common Stock or its cash value. For Steven Ozonian, each RSU settled into one share upon conversion, with remaining RSUs scheduled to vest on May 29, 2026 under the company’s compensation arrangements.

When will Steven Ozonian’s remaining loanDepot (LDI) RSUs vest?

The remaining restricted stock units held by Steven Ozonian are scheduled to vest on May 29, 2026. At vesting, each RSU entitles him to receive one Class A Common share or, at the Compensation Committee’s option, the equivalent cash value instead of shares.

Was Steven Ozonian’s loanDepot (LDI) transaction a market buy or sell?

The transaction was not a market buy or sell; it was an exercise of derivative securities. Steven Ozonian converted 24,606 restricted stock units into Class A Common Stock at $0.00 per share, consistent with an RSU settlement rather than open-market trading activity.