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LDI Chief Accounting Officer settles 39,308 RSUs, sells 19,175 at $1.88

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

loanDepot, Inc. (LDI) Chief Accounting Officer Darren Graeler had restricted stock units vest and be settled, and executed a small sale of Class A common stock. 39,308 RSUs vested on August 16, 2025 and were settled on August 18, 2025, each RSU converting to one share. Following settlement, Graeler reported beneficial ownership of 339,046 shares, and a subsequent disposition of 19,175 shares at a price of $1.88 reduced his direct holdings to 319,871 shares. The filing notes remaining RSUs scheduled to vest on August 16, 2026. The transactions reported are routine compensation settlement and a partial sale of shares rather than an acquisition or major change in control.

Positive

  • 39,308 RSUs vested and settled, converting to one share per RSU and increasing reported holdings before the sale
  • Substantial continuing ownership after transactions: 319,871 Class A common shares remain beneficially owned

Negative

  • Disposition of 19,175 shares at $1.88 reduced direct holdings from 339,046 to 319,871 shares
  • Remaining RSUs (scheduled to vest Aug 16, 2026) indicate future potential dilution when settled

Insights

TL;DR: Routine executive compensation vesting with a modest sell-down — not materially dilutive.

The reported activity reflects standard compensation mechanics: 39,308 RSUs vested and were settled into shares, increasing direct holdings before a reported sale of 19,175 shares at $1.88. Net holdings remain substantial at 319,871 shares, indicating continued alignment with shareholder interests. The transaction size is modest relative to the total post-settlement position and appears consistent with diversification or tax-liability management rather than signaling a strategic shift.

TL;DR: Governance-normal insider disclosure; vesting schedule and remaining RSUs disclosed.

The filing discloses vesting terms and a remaining RSU tranche scheduled for August 16, 2026, which supports transparency on ongoing executive compensation. Reporting the sale price and exact share counts meets Section 16 disclosure norms. There is no indication of accelerated vesting, related-party transactions, or unusual timing that would raise governance concerns based on the information provided.

Insider Graeler Darren
Role Chief Accounting Officer
Type Security Shares Price Value
Exercise Restricted Stock Units 39,308 $0.00 --
Exercise Class A Common Stock 39,308 $0.00 --
Tax Withholding Class A Common Stock 19,175 $1.88 $36K
Holdings After Transaction: Restricted Stock Units — 39,309 shares (Direct); Class A Common Stock — 339,046 shares (Direct)
Footnotes (1)
  1. [object Object]
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Graeler Darren
(Last) (First) (Middle)
C/O LOANDEPOT, INC.
6561 IRVINE CENTER DRIVE
(Street)
IRVINE CA 92618
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Accounting Officer
3. Date of Earliest Transaction (Month/Day/Year)
08/18/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 08/18/2025 M 39,308 A (1) 339,046 D
Class A Common Stock 08/18/2025 F 19,175 D $1.88 319,871 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (1) 08/18/2025 M 39,308 (1) (1) Class A Common Stock 39,308 $0 39,309 D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vested on Saturday, August 16, 2025, and were settled on Monday, August 18, 2025. The remaining RSUs are scheduled to vest on August 16, 2026.
Remarks:
/s/ Greg Smith, as Attorney-in-Fact for Darren Graeler 08/19/2024
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

Who filed the Form 4 for LDI?

The Form 4 was filed for Darren Graeler, who is identified as the Chief Accounting Officer of loanDepot, Inc.

What transactions are reported in the Form 4 for LDI?

The filing reports 39,308 RSUs vested and were settled into shares and a disposition of 19,175 Class A shares at a price of $1.88.

How many shares does Darren Graeler beneficially own after the transactions?

After the reported transactions, Graeler beneficially owns 319,871 Class A common shares.

When did the RSUs vest and when were they settled?

The RSUs vested on August 16, 2025 and were settled on August 18, 2025.

Are there additional RSUs scheduled to vest?

Yes. The filing states remaining RSUs are scheduled to vest on August 16, 2026.