[Form 4] loanDepot, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Jeff Alexander Walsh, President, LDI Mortgage at loanDepot, Inc. (LDI), reported two scheduled stock sales under a Rule 10b5-1 plan adopted November 25, 2024. On 08/28/2025 he sold 70,000 shares of Class A common stock at a weighted average price of $2.0298, leaving 4,001,502 shares beneficially owned. On 08/29/2025 he sold another 70,000 shares at a weighted average price of $2.0587, leaving 3,931,502 shares beneficially owned. The filings state the sales were effected pursuant to the 10b5-1 plan and prices reflect multiple transactions within disclosed price ranges. The Form 4 is signed by an attorney-in-fact on 09/02/2025.

Insights

Financial Analyst

TL;DR: Officer executed planned sales totaling 140,000 shares under a 10b5-1 plan at ~$2.03–$2.06; holdings now 3,931,502 shares.

The reported transactions are non-derivative sales executed under a pre-established Rule 10b5-1 trading plan, indicating these were scheduled dispositions rather than opportunistic trades. The two-day execution sold 140,000 Class A shares at weighted average prices of $2.0298 and $2.0587. The filings disclose the price ranges for the multiple trades and provide to-the-SEC assistance if specific trade details are requested. From a market-impact perspective, the disclosure is routine for insiders who use 10b5-1 plans to manage personal liquidity; no new financial results or corporate actions are reported here.

Corporate Governance Expert

TL;DR: Insider sales were conducted pursuant to a documented 10b5-1 plan, a recognized compliance mechanism that mitigates concerns about trading on material nonpublic information.

The Form 4 explicitly states the trades were effected under a 10b5-1 plan adopted on November 25, 2024, which typically affords the officer an affirmative defense against insider trading claims if conditions are met. The report lists the reporting person as an officer (President, LDI Mortgage) and includes the attorney-in-fact signature. While insider sales reduce the officer's share count to 3,931,502, the filing contains no indication of adverse corporate governance events or departures; it is a routine disclosure of planned disposals.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Walsh Jeff Alexander

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DR.

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President, LDI Mortgage

3. Date of Earliest Transaction (Month/Day/Year)
08/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/28/2025		S(1)		70,000	D	$2.0298(2)	4,001,502	D
Class A Common Stock	08/29/2025		S(1)		70,000	D	$2.0587(3)	3,931,502	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.01 to $2.11. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

3. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.02 to $2.105. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Jeff Alexander Walsh	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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