Every 8-K that Ethos Technologies Corp. (LIFE) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow LIFE and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LIFE filings page.
Ethos Technologies Inc. reported strong results for the quarter ended June 30, 2026, with revenue of $189.6 million, up 113% year-over-year. Direct channel revenue was $116.5 million (up 131%), and third-party channel revenue was $73.1 million (up 90%). GAAP net income was $19.5 million for a 10% margin, while non-GAAP net income was $35.0 million (18% margin) and Adjusted EBITDA $35.2 million (19% margin). Gross profit reached $185.5 million, a 98% gross margin, and operating activities provided $35.7 million of net cash.
Ethos activated 107,847 new policies in the quarter, a 133% year-over-year increase, though reported average revenue per unit declined 8% due to channel and product mix. For Q3 2026, Ethos expects revenue of $160–$164 million and Adjusted EBITDA of $23–$25 million; for full-year 2026, revenue of $727–$731 million and Adjusted EBITDA of $119–$123 million. The Board authorized a share repurchase program of up to $100 million of Class A common stock, which may be executed at management’s discretion and may be suspended or discontinued at any time. Despite quarterly profitability, the company recorded a GAAP net loss of $146,860 (in thousands) for the first six months of 2026, largely alongside $210,993 (in thousands) of stock-based compensation.
Ethos Technologies Inc. reported very strong first quarter 2026 growth but a large GAAP loss. Revenue rose 104% year-over-year to $193.1 million, with Direct Channel revenue up 136% to $146.0 million and Third-Party revenue up 42% to $47.1 million.
Despite a GAAP net loss of $(166.4) million, driven largely by $195.5 million of stock-based compensation and a one-time, non-cash $16.5 million charge related to updated agent compensation estimates, Ethos posted non-GAAP net income of $29.1 million and Adjusted EBITDA of $33.6 million, with margins of 15% and 17%, respectively.
The company generated $31.2 million of operating cash flow, achieved gross profit of $189.9 million at a 98% margin, and a contribution profit of $58.6 million at a 30% margin. For full-year 2026, Ethos targets revenue of $561.0–$565.0 million and Adjusted EBITDA of $103.0–$107.0 million, implying about 45% revenue growth at the midpoint.
Ethos Technologies Inc. reported strong fourth quarter and full-year 2025 results, highlighted by rapid growth and rising profitability. Q4 revenue increased to $110,077 thousand from $66,524 thousand a year earlier, which the company described as 65% year-over-year revenue growth. Net income for the quarter rose to $24,561 thousand from $9,548 thousand.
For full-year 2025, revenue grew to $387,608 thousand from $254,926 thousand, while net income increased to $71,151 thousand from $48,832 thousand. Adjusted EBITDA reached $89,038 thousand with an Adjusted EBITDA Margin of 23%, and Contribution Profit was $162,035 thousand with a Contribution Margin of 42%.
Ethos highlighted reaching 500,000 activated policies and emphasized its technology platform and mission to democratize access to life insurance. The company also provided a financial outlook for the first quarter and full fiscal year 2026 and hosted an investor conference call to discuss these results and expectations.