Ethos Technologies (LIFE) CAO RSU grant and tax-driven share sale

Filing Impact

(Moderate)

Filing Sentiment

(Negative)

Form Type

Rhea-AI Filing Summary

Ethos Technologies Inc. Chief Accounting Officer Brandt Walter Kucharski received a grant of 56,769 shares of Class A Common Stock as a restricted stock unit (RSU) award. The RSUs vest 12.5% on August 15, 2026, then in seven equal quarterly installments if he remains in service.

On May 15, 2026, he sold a total of 5,823 shares at weighted average prices of $22.00 and $22.66 per share to satisfy tax withholding obligations on RSU vesting, according to the footnotes. Following these transactions, he directly holds 183,430 shares of Class A Common Stock, plus 105,994 additional shares issuable upon settlement of RSUs.

Insider Trade Summary

Net Seller: 5,823 shares ($128,435)

Net Sell 3 txns

Insider Kucharski Brandt Walter

Role Chief Accounting Officer

Sold 5,823 shs ($128K)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock	5,324	$22.00	$117K
Sale	Class A Common Stock	499	$22.66	$11K
Grant/Award	Class A Common Stock	56,769	$0.00	--

Holdings After Transaction: Class A Common Stock — 183,929 shares (Direct, null)

Footnotes (1)

Represents a restricted stock unit ("RSU") award. The RSU will vest as to 12.5% of the RSU on August 15, 2026, and in seven equal quarterly installments thereafter, so long as the reporting person provides service through each vesting date. The quarterly vesting dates are February 15, May 15, August 15 and November 15 of a given calendar year, provided, however, that if a quarterly vesting date would ordinarily fall on a weekend or holiday, that quarterly vesting date will instead be the next business day. Represents shares sold to satisfy tax withholding obligations on the vesting of RSUs. The price reported above reflects the weighted average price of the shares sold. The sale price ranged from $21.51 to $22.50 per share, inclusive. Upon request from the SEC staff, the Issuer, or a security holder of the Issuer, the Reporting Person will provide full information regarding the number of shares sold at each separate price within the range set forth in this Form 4. The price reported above reflects the weighted average price of the shares sold. The sale price ranged from $22.58 to $22.76 per share, inclusive. Upon request from the SEC staff, the Issuer, or a security holder of the Issuer, the Reporting Person will provide full information regarding the number of shares sold at each separate price within the range set forth in this Form 4. Includes 105,994 shares issuable on settlement of RSUs, each of which represents a contingent right to receive one share of Issuer's Class A Common Stock upon vesting. The reporting person will receive a benefit with respect to an RSU only if it vests.

Key Figures

Shares sold for taxes: 5,823 shares Weighted average sale price 1: $22.00 per share Weighted average sale price 2: $22.66 per share +3 more

6 metrics

Shares sold for taxes 5,823 shares Class A Common Stock sold on May 15, 2026 to satisfy tax withholding

Weighted average sale price 1 $22.00 per share One tranche of May 15, 2026 tax-withholding sale

Weighted average sale price 2 $22.66 per share Second tranche of May 15, 2026 tax-withholding sale

RSU award size 56,769 shares RSU grant reported with acquisition code A on April 28, 2026

Shares held after transactions 183,430 shares Direct Class A Common Stock holdings following reported transactions

RSUs outstanding 105,994 RSUs Shares issuable upon settlement of RSUs if vesting conditions are met

Key Terms

restricted stock unit ("RSU") award, tax withholding obligations, weighted average price, Class A Common Stock

4 terms

restricted stock unit ("RSU") award financial

"Represents a restricted stock unit ("RSU") award. The RSU will vest as to 12.5%..."

tax withholding obligations financial

"Represents shares sold to satisfy tax withholding obligations on the vesting of RSUs."

weighted average price financial

"The price reported above reflects the weighted average price of the shares sold."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Class A Common Stock financial

"Includes 105,994 shares issuable on settlement of RSUs ... Class A Common Stock..."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Form 4 Insider Transactions: What Each Field Means →

05/19/2026 - 08:29 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kucharski Brandt Walter

(Last)

(First)

(Middle)

C/O ETHOS TECHNOLOGIES INC.

1606 HEADWAY CIRCLE #9013

(Street)

AUSTIN

TEXAS

78754

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ethos Technologies Inc. [ LIFE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	04/28/2026		A		56,769⁽¹⁾	A	$0	189,253	D
Class A Common Stock	05/15/2026		S⁽²⁾		5,324	D	$22⁽³⁾	183,929	D
Class A Common Stock	05/15/2026		S⁽²⁾		499	D	$22.66⁽⁴⁾	183,430⁽⁵⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents a restricted stock unit ("RSU") award. The RSU will vest as to 12.5% of the RSU on August 15, 2026, and in seven equal quarterly installments thereafter, so long as the reporting person provides service through each vesting date. The quarterly vesting dates are February 15, May 15, August 15 and November 15 of a given calendar year, provided, however, that if a quarterly vesting date would ordinarily fall on a weekend or holiday, that quarterly vesting date will instead be the next business day.

2. Represents shares sold to satisfy tax withholding obligations on the vesting of RSUs.

3. The price reported above reflects the weighted average price of the shares sold. The sale price ranged from $21.51 to $22.50 per share, inclusive. Upon request from the SEC staff, the Issuer, or a security holder of the Issuer, the Reporting Person will provide full information regarding the number of shares sold at each separate price within the range set forth in this Form 4.

4. The price reported above reflects the weighted average price of the shares sold. The sale price ranged from $22.58 to $22.76 per share, inclusive. Upon request from the SEC staff, the Issuer, or a security holder of the Issuer, the Reporting Person will provide full information regarding the number of shares sold at each separate price within the range set forth in this Form 4.

5. Includes 105,994 shares issuable on settlement of RSUs, each of which represents a contingent right to receive one share of Issuer's Class A Common Stock upon vesting. The reporting person will receive a benefit with respect to an RSU only if it vests.

	/s/ Porter Nolan, Attorney-in-Fact	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did Ethos Technologies (LIFE) report for its Chief Accounting Officer?

Ethos Technologies reported that its Chief Accounting Officer received a 56,769-share RSU award and sold 5,823 Class A shares. The sales were conducted on May 15, 2026, and were used to cover tax withholding obligations related to RSU vesting.

How many Ethos Technologies (LIFE) shares did the CAO sell and at what prices?

The CAO sold 5,823 Class A Common shares on May 15, 2026 at weighted average prices of $22.00 and $22.66. Footnotes note price ranges between $21.51–$22.50 and $22.58–$22.76, with full trade breakdowns available upon request.

Was the Ethos Technologies (LIFE) insider sale a discretionary sale or for taxes?

The filing states the 5,823-share sale was to satisfy tax withholding obligations on RSU vesting. This means the disposition was driven by tax requirements rather than a discretionary open-market sale for personal liquidity purposes.

What RSU award did the Ethos Technologies (LIFE) CAO receive and how does it vest?

The CAO received a 56,769-share RSU award. It vests 12.5% on August 15, 2026, then in seven equal quarterly installments on February 15, May 15, August 15, and November 15, assuming continued service through each vesting date.

How many Ethos Technologies (LIFE) shares and RSUs does the CAO hold after these transactions?

After the reported transactions, the CAO directly holds 183,430 Class A Common shares. He also has 105,994 additional shares issuable upon settlement of RSUs, which only deliver value if the underlying RSUs ultimately vest.

Does the Ethos Technologies (LIFE) Form 4 show any remaining derivative or option positions?

The derivative section of the filing is empty, and no option exercises are reported. The equity exposure shown consists of directly held Class A Common shares and RSUs that may settle into additional shares if vesting conditions are satisfied.