Lakeland Financial (LKFN) president logs new insider share trades

Rhea-AI Filing Summary

Lakeland Financial Corporation’s president, Kristin Pruitt, reported several transactions in the company’s common stock. On February 3, 2026, she acquired 4,000 shares at a reported price of $0, increasing her direct ownership to 26,560 shares.

On February 2, 2026, she acquired an additional 2,047 shares at $0 and disposed of 1,616 shares at $60.76, resulting in 26,991 directly held shares. Separately, on December 31, 2025, 411 shares were acquired at $61.96 in a 401(k) plan, bringing her indirect retirement-plan holdings to 10,403 shares, described as salary redirection and/or dividend reinvestment for 2025.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Pruitt Kristin

Role President

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,000	$0.00	--
Grant/Award	Common Stock	2,047	$0.00	--
Tax Withholding	Common Stock	1,616	$60.76	$98K
Other	Common Stock	411	$61.96	$25K

Holdings After Transaction: Common Stock — 26,560 shares (Direct); Common Stock — 10,403 shares (Indirect, 401(k) Plan)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pruitt Kristin

(Last) (First) (Middle)

LAKELAND FINANCIAL CORPORATION

P.O. BOX 1387

(Street)

WARSAW IN 46581-1387

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/03/2026		A		4,000	A	$0	26,560	D
Common Stock	12/31/2025		J(1)		411	A	$61.96	10,403	I	401(k) Plan
Common Stock	02/02/2026		A		2,047	A	$0	28,607	D
Common Stock	02/02/2026		F		1,616	D	$60.76	26,991	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Salary redirection and/or dividend reinvestment in 401(k) plan for 2025.

Remarks:

	/s/ Becka J. Turnbow, Attorney-in-Fact	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many LKFN shares does President Kristin Pruitt now hold directly?

Kristin Pruitt directly holds 26,991 shares of Lakeland Financial common stock after the reported February 2–3, 2026 transactions. These holdings reflect multiple share acquisitions at a reported price of $0 and a disposition of 1,616 shares at $60.76 per share.

What indirect LKFN holdings does Kristin Pruitt report in her 401(k) plan?

Kristin Pruitt reports 10,403 shares of Lakeland Financial common stock held indirectly through a 401(k) plan. This includes an acquisition of 411 shares on December 31, 2025 at $61.96, described as salary redirection and/or dividend reinvestment for 2025.

What LKFN stock transactions did Kristin Pruitt report on February 3, 2026?

On February 3, 2026, Kristin Pruitt reported acquiring 4,000 shares of Lakeland Financial common stock at a reported price of $0 per share. Following this transaction, her directly held position in Lakeland Financial common stock totaled 26,560 shares.

What LKFN stock transactions did Kristin Pruitt report on February 2, 2026?

On February 2, 2026, Kristin Pruitt acquired 2,047 shares of Lakeland Financial common stock at $0 and disposed of 1,616 shares at $60.76. After these transactions, her directly held Lakeland Financial shares totaled 26,991.

What does the Form 4 footnote say about Kristin Pruitt’s 401(k) LKFN shares?

The footnote explains that the 401(k) plan acquisition of 411 shares of Lakeland Financial common stock on December 31, 2025 reflects salary redirection and/or dividend reinvestment for 2025. These shares are reported as indirectly owned through the retirement plan.

What is Kristin Pruitt’s role at Lakeland Financial in this insider filing?

In this insider report, Kristin Pruitt is identified as an officer of Lakeland Financial Corporation with the title of President. She is not listed as a director or 10% owner in the relationship section of the disclosure.