Welcome to our dedicated page for Lm Fdg Amer SEC filings (Ticker: LMFA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to LM Funding America, Inc. (NASDAQ: LMFA) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools that help explain the contents of each document. LM Funding is a Bitcoin treasury and mining company with a technology-enabled specialty finance business that funds nonprofit community associations primarily in Florida, and its SEC filings offer detailed insight into both segments.
Through annual reports on Form 10-K and quarterly reports on Form 10-Q, LM Funding discloses information such as digital mining revenues, specialty finance revenue, operating costs, mining margins, Bitcoin holdings, loan balances, and stockholders’ equity. These reports also describe the company’s two operating segments, Mining Operations and Specialty Finance, and discuss risks related to cryptocurrency mining, financing, and regulatory matters.
The company files frequent Form 8-K current reports to document material events. Recent 8-Ks have covered topics such as Bitcoin production and mining updates, third quarter financial results, amendments to loan agreements, additional loans secured by Bitcoin collateral, the acquisition of a Mississippi mining property and miners, the establishment of a Master Digital Currency Loan Agreement with Galaxy Digital, and the authorization of a share repurchase program. Other 8-Ks detail warrant exercise price adjustments, privately negotiated repurchases of shares and warrants, and executive stock option grants and bonuses.
Investors interested in capital structure and financing can use this page to review filings describing registered direct offerings, private placements, warrant terms and anti-dilution provisions, and loan facilities with lenders such as SE & AJ Liebel Limited Partnership and Galaxy Digital LLC. Governance-focused users can examine proxy materials and 8-Ks reporting stockholder meeting results, director elections, and auditor ratification.
Stock Titan’s interface surfaces these filings in real time as they are posted to the SEC’s EDGAR system and applies AI-generated summaries to highlight key points, such as changes in Bitcoin holdings, new debt obligations, share repurchase authorizations, and significant acquisitions. This allows readers to quickly understand the implications of lengthy documents, including 10-Ks, 10-Qs, and 8-Ks, and to locate specific information on LM Funding’s Bitcoin treasury strategy, specialty finance activities, and corporate transactions.
LM Funding America (LMFA) drew the $700,000 second tranche under its amended loan with SE & AJ Liebel Limited Partnership. The company gave notice on October 21, 2025, and the lender advanced the funds the same day, net of loan fees.
The September 2025 amendment expanded borrowing up to $2.0 million, consisting of a $1.3 million advance at amendment signing and a $700,000 tranche the company could later draw. This filing records the creation of that direct financial obligation.
LM Funding America (LMFA) reported results of its annual meeting. As of the August 19, 2025 record date, 15,198,388 shares were outstanding. A quorum was present with 3,502,985 shares represented in person or by proxy.
Stockholders elected Class III directors Andrew L. Graham, Frederick Mills, and Frank Silcox to serve until the third subsequent annual meeting. Stockholders ratified MaloneBailey, LLP as the independent auditor for fiscal year 2025. They also approved, in accordance with Nasdaq Listing Rule 5635(d), the potential issuance of more than 19.99% of outstanding common stock upon exercise of investor warrants issued in August 2025, with votes of 3,282,233 for, 119,274 against, and 55,641 abstaining.
LM Funding America, Inc. filed an amendment to its shelf registration on Form S-3/A to register shares for resale by selling stockholders. The registration permits the listed selling holders to sell shares from time to time under the shelf process and the company will not receive proceeds from those resales. The prospectus notes share counts and ownership percentages for multiple holders (for example, 8,479,404 shares representing 13.4% in one line) and clarifies that information on the company website is not incorporated into the prospectus.
Richard D. Russell, Chief Financial Officer of LM Funding America, Inc. (LMFA), reported a grant of 114,500 stock options on 09/30/2025. The options have an exercise price of $1.14 and expire on 09/30/2035. Per the filing, the options will vest one-half on 09/30/2026 and one-half on 09/30/2027, with vesting subject to acceleration upon a Change of Control as defined by the company plan. The options are held directly by the reporting person and the Form 4 was signed on 10/02/2025. The grant was made under the 2021 Omnibus Incentive Plan.
Bruce M. Rodgers, Chairman, CEO and President of LM Funding America, Inc. (LMFA), was granted 176,100 stock options on 09/30/2025 under the company’s 2021 Omnibus Incentive Plan. The options have an exercise price of $1.14, expire on 09/30/2035, and vest in two equal installments: one-half on 09/30/2026 and one-half on 09/30/2027. The award includes a provision that accelerates vesting upon a Change of Control as defined in the Plan. The Form 4 was signed by Mr. Rodgers on 10/02/2025.
LM Funding America, Inc. (LMFA) filed an amended shelf registration (Form S-3/A) to register shares for resale by selling stockholders; the company will not receive proceeds from those resales. The filing discloses counterparty and custody risks tied to crypto market events, noting past industry bankruptcies and regulatory actions could delay or limit access to crypto assets and potentially materially harm the company’s financial condition and stock price. The filing lists selling-stockholder share counts and percentages and includes an exhibit index.
LM Funding America entered into a loan amendment to secure an additional loan of up to $2.0 million from SE & AJ Liebel Limited Partnership, on top of a prior $5.0 million facility. The new borrowing bears 12.0% annual interest, matures on September 15, 2027, and is payable with monthly interest and a lump-sum principal payment at maturity, with no prepayment penalty.
The company funded $1.3 million of this additional loan at signing and may draw up to $700,000 more on October 15, 2025, secured by bitcoin collateral valued at 110% of the combined loan balance. Proceeds are earmarked for acquiring hosting sites, working capital, and part of the purchase price for a Mississippi transaction.
Through a subsidiary, LM Funding completed the purchase of a 6.4‑acre Mississippi property and related assets for approximately $3.9 million, and separately acquired certain Bitmain bitcoin miners for about $362,000, priced at $2.30 per terahash. These moves expand its digital mining infrastructure while increasing secured debt obligations.
LM Funding America, Inc. filed a current report to note that it released a press statement with a Bitcoin production and mining update for the one-month period ended August 31, 2025. The company states that this press release, dated September 8, 2025 and furnished as Exhibit 99.1, is being provided for informational purposes and is not considered filed for liability purposes under the Securities Exchange Act. The report also includes standard forward-looking statement language, emphasizing that actual results may differ from expectations due to various risks described in the company’s prior annual and quarterly reports.