Lm Fdg Amer Inc SEC Filings

Funding America, Inc. reported that its board approved new stock option grants and cash bonuses for three senior executives. On September 30, 2025, the company granted options to purchase 176,100 shares of common stock to Bruce Rodgers, 114,500 to Richard Russell and 61,700 to Ryan Duran under its 2021 Omnibus Incentive Plan at an exercise price of $1.14 per share. The options have a ten-year term, with half vesting on the first anniversary of the grant date and the remainder on the second anniversary, subject to continued service.

The board also approved discretionary one-time cash bonuses based on individual performance and corporate objectives: $660,000 for Bruce Rodgers (about 80% of his target bonus), $440,000 for Richard Russell (about 80% of his target) and $212,500 for Ryan Duran (about 100% of his target).

Richard D. Russell, Chief Financial Officer of LM Funding America, Inc. (LMFA), reported a grant of 114,500 stock options on 09/30/2025. The options have an exercise price of $1.14 and expire on 09/30/2035. Per the filing, the options will vest one-half on 09/30/2026 and one-half on 09/30/2027, with vesting subject to acceleration upon a Change of Control as defined by the company plan. The options are held directly by the reporting person and the Form 4 was signed on 10/02/2025. The grant was made under the 2021 Omnibus Incentive Plan.

Bruce M. Rodgers, Chairman, CEO and President of LM Funding America, Inc. (LMFA), was granted 176,100 stock options on 09/30/2025 under the company’s 2021 Omnibus Incentive Plan. The options have an exercise price of $1.14, expire on 09/30/2035, and vest in two equal installments: one-half on 09/30/2026 and one-half on 09/30/2027. The award includes a provision that accelerates vesting upon a Change of Control as defined in the Plan. The Form 4 was signed by Mr. Rodgers on 10/02/2025.

LM Funding America, Inc. (LMFA) filed an amended shelf registration (Form S-3/A) to register shares for resale by selling stockholders; the company will not receive proceeds from those resales. The filing discloses counterparty and custody risks tied to crypto market events, noting past industry bankruptcies and regulatory actions could delay or limit access to crypto assets and potentially materially harm the company’s financial condition and stock price. The filing lists selling-stockholder share counts and percentages and includes an exhibit index.

LM Funding America entered into a loan amendment to secure an additional loan of up to $2.0 million from SE & AJ Liebel Limited Partnership, on top of a prior $5.0 million facility. The new borrowing bears 12.0% annual interest, matures on September 15, 2027, and is payable with monthly interest and a lump-sum principal payment at maturity, with no prepayment penalty.

The company funded $1.3 million of this additional loan at signing and may draw up to $700,000 more on October 15, 2025, secured by bitcoin collateral valued at 110% of the combined loan balance. Proceeds are earmarked for acquiring hosting sites, working capital, and part of the purchase price for a Mississippi transaction.

Through a subsidiary, LM Funding completed the purchase of a 6.4‑acre Mississippi property and related assets for approximately $3.9 million, and separately acquired certain Bitmain bitcoin miners for about $362,000, priced at $2.30 per terahash. These moves expand its digital mining infrastructure while increasing secured debt obligations.

LM Funding America, Inc. filed a current report to note that it released a press statement with a Bitcoin production and mining update for the one-month period ended August 31, 2025. The company states that this press release, dated September 8, 2025 and furnished as Exhibit 99.1, is being provided for informational purposes and is not considered filed for liability purposes under the Securities Exchange Act. The report also includes standard forward-looking statement language, emphasizing that actual results may differ from expectations due to various risks described in the company’s prior annual and quarterly reports.

LM Funding America, Inc. provides voting and disclosure details in its Definitive Proxy Statement. The proposal requires approval by a majority of shares present in person or by proxy, assuming a quorum; abstentions count as a vote against while broker non-votes are excluded and have no effect. The filing lists categories of persons required to receive certain disclosures, including anyone known to beneficially own more than 5% of outstanding common stock, each director and named executive officer, and all directors and executive officers as a group. The document also outlines disqualifying events for service (criminal convictions, bankruptcy petitions, regulatory or court orders) when not reversed, suspended, or vacated. Contact information is provided for Bruce M. Rodgers, CEO, including a Tampa, Florida address and telephone number for requests for additional proxy materials.

LM Funding America, Inc. filed a Form D notifying the SEC of a Regulation D offering under Rule 506(b) for equity and related options/warrants with a first sale on 2025-08-18. The filing reports a $12,608,351 total offering amount that has been fully sold, with $0 remaining. Ten investors participated. The issuer used Maxim Group LLC as the associated broker-dealer and disclosed estimated sales commissions of $735,959. The company reported no payments to executives or directors from the offering proceeds and indicated the offering will not last more than one year.

LM Funding America, Inc. filed a Form D reporting a Regulation D private offering under Rule 506(b). The issuer states the total offering amount of $10,416,658 and reports $10,416,658 sold with remaining to be sold, indicating the offering proceeds have been fully subscribed. The filing lists 10 investors to date and shows sales commissions of $672,916. The offering closed as a new notice with the date of first sale reported as 2025-08-18. Securities offered include equity and related options/warrants, with a stated minimum investment accepted of $0. The filing was signed by CFO Richard Russell.