Welcome to our dedicated page for LM FUNDING AMERICA SEC filings (Ticker: LMFA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Form 4 for LM Funding America, Inc. (LMFA) reports an option grant to reporting person Carollinn Gould, who is identified as a director and 10% owner. On 08/27/2025 the reporting person was granted a nonqualified stock option to purchase 104,760 shares of common stock at an exercise price of $1.26 per share. The option expires on 08/27/2035. Per the explanation, the award vests one-half on the 180th day after grant and one-half on the first anniversary of the grant date. The Form is signed by Carollinn Gould on 08/28/2025.
LM Funding America, Inc. filed a shelf registration on Form S-3 allowing certain selling stockholders to resell shares from an existing registration statement; the company states it will not receive proceeds from those resales. The prospectus references risk factors related to digital assets, noting recent industry bankruptcies, regulatory enforcement actions and counterparty failures that, while not reported to have caused a loss of LM Funding's crypto holdings to date, could reduce crypto adoption, limit financing collateralized by crypto, delay access to assets held by custodians during insolvency proceedings, and could materially harm the company and its stock price. The filing includes tabular beneficial ownership snapshots showing specific share counts and ownership percentages for several holders and cross-references numerous exhibits and prior SEC filings for full details.
LM Funding America, Inc. Schedule 13G reports that Mitchell P. Kopin, Daniel B. Asher and Intracoastal Capital LLC (the "Reporting Persons") disclosed beneficial ownership related to a transaction under a Securities Purchase Agreement dated August 18, 2025. As of the close of business on August 25, 2025, each Reporting Person may be deemed to beneficially own 405,440 shares of common stock, representing approximately 2.7% of the class based on the issuer's reported outstanding shares and post-transaction share counts. The filing also describes additional shares and warrants subject to exercise and blocker provisions that, if exercisable, would increase deemed beneficial ownership to higher amounts disclosed in the filing.
L1 Capital Global Opportunities Master Fund, Ltd. reports beneficial ownership of 1,410,790 shares of LM Funding America, Inc. common stock, representing 9.28% of the company based on 15,198,388 shares outstanding after the referenced offering. The filing states those shares are held with sole voting and dispositive power and that 1,410,790 warrants to purchase common stock are not included because they are subject to shareholder approval and a 4.99% ownership limitation. The reporting entity is organized in the Cayman Islands and identifies two directors, David Feldman and Joel Arber, who may be deemed to beneficially own the securities but disclaim ownership except to the extent of pecuniary interest.
LM Funding America, Inc. has issued a preliminary proxy statement for its 2025 annual meeting of stockholders in Tampa, Florida. Stockholders of record as of August 19, 2025, when 15,198,388 common shares were outstanding, may vote in person or by proxy.
The meeting will ask stockholders to elect three Class III directors to three-year terms, ratify MaloneBailey, LLP as independent auditor for 2025, and approve, in accordance with Nasdaq Listing Rule 5635(d), the potential issuance of more than 19.99% of the company’s outstanding common stock upon exercise of investor warrants issued in two August 2025 financing transactions (a PIPE and a registered direct offering).
The proxy describes board structure, committee responsibilities, director and executive biographies, and detailed 2023–2024 compensation, including CEO Bruce Rodgers’ 2024 total pay of $1.3 million and CFO Richard Russell’s $878,238. It also outlines related-party service arrangements, pay-versus-performance data, and governance policies such as a code of ethics, anti-hedging rules, and procedures for shareholder communications with the board.
Hexstone Capital LLC and Brendan O'Neil report beneficial ownership of 1,410,790 shares of LM Funding America, Inc. That stake represents 9.3% of the company's common stock based on 15,198,388 shares outstanding after the issuer's August 18, 2025 offering. Hexstone directly holds the 1,410,790 shares and related warrants exercisable for up to 1,410,790 additional shares; warrant exercises are subject to the issuer's stockholder approval and therefore are excluded from the reported beneficial ownership. Mr. O'Neil is Hexstone's managing member and shares voting and dispositive power over the reported shares; he does not directly own the shares.
Funding America, Inc. filed an amended report updating details of recent equity financings and correcting a warrant exhibit. The company completed a private PIPE offering of 4,322,265 common shares and an equal number of common warrants at $2.41, raising about $10.4 million before fees.
It also agreed to a registered direct offering of 5,231,681 registered shares plus 5,231,681 privately placed warrants at $2.41, for expected gross proceeds of about $12.6 million. Net proceeds from both deals are intended mainly to expand a Bitcoin-focused cryptocurrency treasury strategy and for general corporate purposes, with warrants featuring anti-dilution adjustments and stockholder-approval-based exercisability.
LM Funding America, Inc. is offering 5,231,681 shares of common stock at $2.41 per share, bringing estimated net proceeds to approximately $11.8 million after placement agent fees and offering expenses. The company expects 15,198,388 shares outstanding after the offering, assuming no exercise of concurrently issued common warrants to purchase up to 5,231,681 shares offered privately to investors. The prospectus notes the company’s public float was approximately $46.5 million based on 9,432,495 shares held by non-affiliates and a $4.93 closing price on July 22, 2025, and states it will not sell securities under a Form S-3 instruction that would exceed one-third of public float while public float remains below $75 million. Proceeds are intended primarily to expand a Bitcoin-focused cryptocurrency treasury strategy and for general corporate purposes. The supplement highlights risks tied to crypto market manipulation, regulatory change, taxation uncertainty, and potential operational or compliance impacts on the business.
Funding America, Inc. entered into two equity financings that together raise about $23 million before fees through stock and warrant issuances to institutional investors. The company closed a private PIPE offering of 4,322,265 common shares and 4,322,265 common warrants at a combined price of $2.41 per unit, for gross proceeds of approximately $10.4 million. It also agreed to a registered direct offering of 5,231,681 common shares and a concurrent private placement of 5,231,681 warrants at the same combined price, for expected gross proceeds of approximately $12.6 million.
The warrants in both deals carry an exercise price of $2.41, become exercisable after stockholder approval, run for three years, and include anti-dilution and price-reset features with a floor exercise price of $0.481. The company plans to use net proceeds mainly to expand its Bitcoin-focused cryptocurrency treasury strategy and for general corporate purposes, and granted investors registration rights and participation rights in future equity or equity-linked offerings.
Armistice Capital, LLC and Steven Boyd report joint beneficial ownership of 525,583 shares of LM Funding America, Inc. common stock, representing 9.99% of the class based on information from the issuer. The reporting persons state they hold shared voting and dispositive power over these shares and report no sole voting or dispositive power. Armistice Capital is the investment manager of the Master Fund, the direct holder of the shares, and by contract exercises voting and investment power over the Master Fund's securities; the Master Fund disclaims beneficial ownership to the extent it cannot vote or dispose of the shares. The filing certifies the securities were acquired and are held in the ordinary course of business and not to change or influence control of the issuer.