Manhattan Bridge Capital, Inc. filings document the public-company disclosures of a real estate finance lender with common stock listed under LOAN. Form 8-K reports cover credit and security agreements, revolving credit notes, lines of credit, guarantees, and other financing arrangements used by the company and its wholly owned subsidiary, MBC Funding II Corp.
Its regulatory record also includes disclosures on senior secured notes issued by MBC Funding II, share repurchase authorization, annual meeting voting results, auditor ratification, executive-compensation votes, and definitive proxy materials covering board elections and shareholder governance matters.
Manhattan Bridge Capital, Inc. entered into an amendment to its Amended and Restated Credit and Security Agreement. The amendment extends the term of the credit facility through March 31, 2026, keeping the company’s revolving line of credit in place for a longer period.
The changes also reflect the departure of Mizrahi Tefahot Bank Ltd. as a lender and a reallocation of commitments among the remaining lenders. In connection with this, the company issued a Second Amended and Restated Revolving Credit Note in favor of Webster Bank, increasing the note’s original principal amount from $15,000,000 to $22,500,000. The detailed terms are set out in the amendment and the new Webster note attached as exhibits.
Manhattan Bridge Capital, Inc., through its wholly owned subsidiary MBC Funding II Corp., entered into a new revolving credit facility with Valley National Bank for up to $10,000,000. The line of credit is secured by an all-assets security agreement and is supported by guarantees from the company and from Assaf Ran, whose personal liability is capped at $500,000.
Borrowings under the note mature on the earlier of December 12, 2027 or an event of default and bear interest at a floating rate equal to Term SOFR, with a 3.00% floor, plus 2.95% per year. MBC Funding II will also pay a 0.20% upfront fee on the total commitment and a 0.25% annual fee on the average unused portion of the facility. The agreement includes customary covenants, reporting requirements and events of default.
Separately, MBC Funding II completed the redemption of all $6,000,000 principal amount of its 6.00% Senior Secured Notes due April 22, 2026 at 100% of principal plus accrued and unpaid interest on December 15, 2025, and no such notes remain outstanding. The company also entered into Amendment No. 8 to its existing credit and security agreement to permit the new facility and related guarantees.
Manhattan Bridge Capital, Inc. and its subsidiary MBC Funding II Corp. announced a full redemption of MBC Funding II’s 6.00% Senior Secured Notes due April 22, 2026. These Notes, originally issued with an aggregate principal amount of $6,000,000 and trading on NYSE American under the symbol LOAN/26, carry interest at 6.00% per year, paid monthly on the 15th of each month.
All outstanding Notes are scheduled to be redeemed on December 15, 2025 at a price equal to 100% of the outstanding principal plus accrued and unpaid interest up to, but excluding, the redemption date. After this redemption is completed, no Notes will remain outstanding and they will be removed from listing on NYSE American.
Manhattan Bridge Capital, Inc. announced that its Board of Directors has authorized a share buyback program allowing the company to repurchase up to 100,000 shares of its common stock. The company may carry out these repurchases through open market purchases, privately negotiated transactions or other methods, providing flexibility in how the program is executed. The authorization runs for 12 months and does not require the company to buy any specific number of shares, and the Board may terminate, increase or decrease the program at its discretion.
Manhattan Bridge Capital, Inc. (LOAN) reported an insider share purchase by a company director. On 11/19/2025, the reporting person bought 1,757 shares of common stock in an open market transaction coded "P" (purchase) at a price of $4.52 per share. After this transaction, the director beneficially owns 41,044 common shares, held as a direct ownership position.
Manhattan Bridge Capital, Inc. insider Assaf Ran, who serves as President, CEO, Director, and a 10% owner, reported a purchase of common stock. On 11/17/2025, he acquired 4,000 shares of LOAN common stock at a price of $4.65 per share. Following this transaction, he directly owns 1,227,000 shares and indirectly owns 1,383,000 shares through a wholly owned corporation. This filing documents a personal open-market purchase by a senior executive and significant shareholder.
Manhattan Bridge Capital (Nasdaq: LOAN) filed its Q3 2025 report, showing softer activity but steady profitability. Revenue for the quarter was $2,035,753 versus $2,313,333 a year ago, and net income was $1,202,180 versus $1,399,286. For the nine months, revenue was $6,664,702 and net income was $3,988,282, reflecting lower loan originations and a smaller portfolio, partly offset by reduced interest expense.
Loans receivable, net, were $57,961,155 at September 30, 2025, down from $65,405,731 at year-end. The Webster Credit Line totals $32.5 million through February 28, 2026; $9,049,624 was outstanding at quarter end at an approximate 7.8% rate. MBC Funding II has $6,000,000 of 6% senior secured notes due April 22, 2026, and the company plans to redeem them prior to maturity. A cash dividend of $0.115 per share ($1,315,445 aggregate) was paid on October 15, 2025. Total assets were $59,988,878 and stockholders’ equity was $43,316,872. Common shares outstanding were 11,438,651 as of October 24, 2025.